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Place dossier plate
SheetIA-SPILLVILLE-IA · Spillville, IA 409 pop · income 10th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Spillville
Lowest/highest poles plus peers nearest Spillville on median household income. Full ladder: /browse and /rankings.
median HH income
Turrell · lowest
35,833
Turrell · lowest
35,833 median HH income
35.3% of the leader · rank #1
Spillville · this city
42,750
Spillville · this city
42,750 median HH income
42.1% of the leader · rank #2
Iota · near
42,750
Iota · near
42,750 median HH income
42.1% of the leader · rank #3
Carson City · near
42,750
Carson City · near
42,750 median HH income
42.1% of the leader · rank #4
Morley · near
42,750
Morley · near
42,750 median HH income
42.1% of the leader · rank #5
Remer · near
42,750
Remer · near
42,750 median HH income
42.1% of the leader · rank #6
Clear Lake · highest
101,563
Clear Lake · highest
101,563 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Spillville on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 409.
Out of every US city with 1,000+ residents, Spillville places in the 10th percentile for household income. Source: Census ACS.
10th
percentile, household income
29th
percentile, home value
11th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Spillville, IA
Spillville is a small town in Iowa, home to 409 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Spillville brings in $42,750 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 3.6%. Spillville's housing stock carries a median value of $156,600, and the median resident age is 45.0 years. About 20.4% of adults hold a bachelor's degree or higher, while 56.6% of working-age residents are in the labor force.
In 2024, 0 residential building permits were authorized in Spillville (No Permits), down 100% from five years earlier, per Census BPS data.
Living costs in Iowa run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $989 monthly. Statewide, average monthly utility bills in Iowa run around $212, per EIA 2023 residential energy data. The average commute for Spillville workers runs 22.3 minutes, with 89.4% driving alone and 1.1% working from home. On FEMA's National Risk Index, this area rates 39.7 out of 100 for natural-hazard exposure (Very Low).
A decision-led reading path
Useful questions to ask of Spillville's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Spillville, city-specific coverage includes commute-mode shares, annual population history, local building permits.
No matched row is reported here for FBI reported-crime rates, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Spillville?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 3.6%, which keeps the citywide median from describing every household.
What does the journey to work look like in Spillville?
Driving alone is the largest reported mode at 89.4%. The reported mean trip to work is 22.3 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Which cities make useful reference points for Spillville?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Iowa, the closest population matches are Lime Springs (410 residents, $62,083 income); Massena (410 residents, $61,250 income); Riverdale (408 residents, $88,500 income). Outside the state, the closest population matches in this dataset are Dutton, AL (409 residents); Wheatfields, AZ (409 residents); Turrell, AR (409 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is Spillville growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -15 residents from 2020 to 2025, a -3.9% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A+
87.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate B
3.6%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
20.4%
Adults with a bachelor's degree or higher; ACS.
Household income F
$42,750
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Spillville profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 94/100 (A+) · 87.8 index
Poverty rate: 74/100 (B) · 3.6%
Bachelor's+ share: 35/100 (F) · 20.4%
Household income: 10/100 (F) · $42,750
How does Spillville compare to other US cities?
Here's how Spillville stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income10% higher than other cities
Home value29% pricier than other cities
Median rent11% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Spillville against every qualifying US city; each in-state rank narrows that to Iowa only. Full formula and direction notes: methodology.
Iowa-relative analysis
Median Gross Rent places Spillville near the bottom of Iowa's cities
Among the 858 Iowa cities PlainCities tracks with reported median gross rent data, Spillville ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spillville only against its own state's cities, not the full US field.
Median Household Income
#812 of 845
4th percentile in Iowa
Median Gross Rent
#1 of 858
0th percentile in Iowa
Median Home Value
#248 of 849
71st percentile in Iowa
Poverty Rate
#580 of 858
32nd percentile in Iowa
Bachelor's Degree or Higher
#324 of 858
62nd percentile in Iowa
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Iowa only, not a livability score. See the methodology for the source and calculation.
Gauge source note
10th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Spillville's home value compares nationally
Median home value vs. every US city (population 1,000+)
$156,600Among the most affordablemore affordable than 71% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Spillville's home-value-to-income ratio: 3.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,589 of 15,516
More affordable than 38% of tracked cities (pop. 1,000+)
Size class
#7,651 of 11,323
Micro cities (under 10,000)
At 3.7×, Spillville sits in the moderate band:
national rank #9,589 of 15,516 and #7,651 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$42,750Spillville, IA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Spillville, IA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Spillville, IA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)20.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)56.6%
Census ACS S2301, share of working-age residents in the labor force
Population
409
Median Income
$42,750
Median Home Value
$156,600
Median Age
45.0
Poverty Rate
3.6%
Labor force participation
56.6%
Bachelor's Degree+
20.4%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Spillville's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
384 residents
2021
379 residents
2022
376 residents
2023
371 residents
2024
371 residents
2025
369 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.3M
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
22.3 minutes
Drive Alone
89.4%
Carpool
7.3%
Public Transit
0.0%
Walk
2.2%
Work from Home
1.1%
Based on 179 workers 16 and over.
Monthly Utility Costs
Iowa statewide monthly utility average (EIA 2023): $212
EIA 2023 residential energy data puts average monthly utilities across Iowa at $212 (electricity about $95 , water and sewer about $42 ).
These are Iowa statewide averages, not a meter reading for Spillville. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Iowa's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Spillville is $989/mo. FEMA's National Risk Index, averaged to Iowa statewide on PlainCities, rates natural-hazard exposure at 39.7 / 100 (Very Low).
Cost/risk geography note
Cost of living is a Iowa statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Spillville sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Spillville compares to similar-size Iowa cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.