City profile · Iowa · Census ACS 2023

Toledo, IA

Toledo's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

2,079
Residents
$56,719
Median income
$124,000
Median home
$989
Median rent (state)
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State rank, size-class rank, and four peer cities for Toledo.

Place dossier plate

Sheet IA-TOLEDO-IA · Toledo, IA 2,079 pop · income 30th pct

POP-VILLAGE · INC-MID · COL-BELOW · SAFE-UNK · RANK-LOWER · PHOTO-FINISH · HOME-LOW · BOOK-UNK

  • POP-VILLAGE 2,079
  • INC-MID $56,719
  • COL-BELOW 87.8
  • SAFE-UNK Safety pending
  • RANK-LOWER 30th
  • PHOTO-FINISH ≈ Hollyvilla
  • HOME-LOW $124,000
  • BOOK-UNK Tracts pending

Nearest income peer: Hollyvilla, KY (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Toledo

Lowest/highest poles plus peers nearest Toledo on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Toledo on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 2,079.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $56,719. Population peers are excluded.

4 peers

Toledo - the verdict

Measured against every US city with at least 1,000 residents, Toledo lands in the 30th percentile for household income. Source: Census ACS.

30th
percentile, household income
19th
percentile, home value
11th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Toledo, IA

Iowa's Toledo is a small town, with 2,079 residents per the latest Census Bureau ACS figures. Toledo households earn a median of $56,719 annually, below the median for U.S. cities on this measure, with a poverty rate of 20.7%. Toledo's housing stock carries a median value of $124,000, and the median resident age is 41.2 years. 16.7% of adults here have a bachelor's degree or higher; 51.6% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Low Activity). The annual average temperature per NOAA climate normals runs 47.3°F with 35.3 inches of precipitation per year and 32.8 inches of snowfall.

Living costs in Iowa run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $989 monthly. EIA 2023 residential energy data puts Iowa's average monthly utility costs around $212 (state average). Natural-hazard exposure scores 39.7 out of 100 on FEMA's National Risk Index (Very Low).

A decision-led reading path

Useful questions to ask of Toledo's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to work and mobility to climate and hazard context to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Toledo, city-specific coverage includes annual population history, local building permits, commute-mode shares, matched public-school count. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the education layer cover for Toledo?

The NCES join finds 1 public school within the city match. 16.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

See how the family ranking is built →

Question 2

Which cities make useful reference points for Toledo?

Within Iowa, the closest population matches are Monroe (2,074 residents, $81,488 income); Audubon (2,069 residents, $41,389 income); Colfax (2,089 residents, $82,878 income). Outside the state, the closest population matches in this dataset are Hidden Hills, CA (2,079 residents); Sea Isle City, NJ (2,079 residents); Hemby Bridge, NC (2,079 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Toledo?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 83.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

What physical conditions frame life in Toledo?

NOAA normals put the annual mean temperature at 47.3°F, with 35.3 inches of precipitation and 32.8 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Iowa is 39.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

Read the source boundaries →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Housing and income

How far does income reach against housing in Toledo?

The home-value-to-income reference is relatively compact: the ACS median home value is 2.2 times median household income. The ACS poverty estimate is 20.7%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.

Household income
$56,719
Home value
$124,000
Value / income
2.2×

City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.

Compare the housing trade-off →

Population change

Is Toledo growing, shrinking, or holding steady?

The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.

Census PEP estimates show the population grew by +21 residents from 2020 to 2025, a +0.9% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Period change
+0.9%
2025 estimate
2,384
2020 estimate
2,363

Census Population Estimates Program, 2020–2025; permit context uses Census BPS.

See the national growth ranking →

Population

2,079 residents

Micro place (under 10k)

Median Household Income

$56,719 /yr

Below median income · poverty 20.7% (High poverty)

Cost of Living Index (state)

87.8 (US=100)

Very affordable · BEA RPP 2024, Iowa average

City profile score · Toledo, IA

41/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living A+
87.8 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Household income F
$56,719

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share F
16.7%

Adults with a bachelor's degree or higher; ACS.

Poverty rate F
20.7%

Share of residents below the poverty line; lower scores better on this axis.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Toledo profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Household income, Bachelor's+ share, Poverty rate. Cost of livingHousehold incomeBachelor's+ sharePoverty rate 41 D
Toledo profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 94/100 (A+) · 87.8 index
  • Household income: 30/100 (F) · $56,719
  • Bachelor's+ share: 25/100 (F) · 16.7%
  • Poverty rate: 12/100 (F) · 20.7%

How does Toledo compare to other US cities?

Where Toledo sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 30% higher than other cities
Home value 19% pricier than other cities
Median rent 11% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Toledo against every qualifying US city; each in-state rank narrows that to Iowa only. Full formula and direction notes: methodology.

Iowa-relative analysis

Median Gross Rent places Toledo near the bottom of Iowa's cities

Among the 858 Iowa cities PlainCities tracks with reported median gross rent data, Toledo ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Toledo only against its own state's cities, not the full US field.

Median Household Income
#616 of 845
27th percentile in Iowa
Median Gross Rent
#1 of 858
0th percentile in Iowa
Median Home Value
#391 of 849
54th percentile in Iowa
Poverty Rate
#40 of 858
95th percentile in Iowa
Bachelor's Degree or Higher
#477 of 858
44th percentile in Iowa
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Iowa only, not a livability score. See the methodology for the source and calculation.

30thIncome percentile
Gauge source note

30th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Toledo's home value compares nationally

Median home value vs. every US city (population 1,000+)

$124,000 Among the most affordable more affordable than 81% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Toledo $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Toledo's home-value-to-income ratio: 2.2×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#2,395 of 15,516
More affordable than 85% of tracked cities (pop. 1,000+)
Size class
#2,253 of 11,323
Micro cities (under 10,000)

At 2.2×, Toledo sits in the affordable band: national rank #2,395 of 15,516 and #2,253 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$56,719 Toledo, IA median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Toledo, IA Toledo, IA's median household income ($56,719) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Toledo, IA-specific shares. $ Household Income Distribution Toledo, IA median $56,719/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Toledo, IA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Toledo, IA.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 20.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 51.6%

Census ACS S2301, share of working-age residents in the labor force

Population
2,079
Median Income
$56,719
Median Home Value
$124,000
Median Age
41.2
Poverty Rate
20.7%
Labor force participation
51.6%
Bachelor's Degree+
16.7%

Climate

Avg Temperature
47.3°F
Annual Precipitation
35.3"
Annual Snowfall
32.8"

Schools

Total Schools
1
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,320 residents2,340 residents2,360 residents2,380 residents2,400 residents 202020212022202320242025 2,363 residents 2,384 residents ▲ +0.9%
Toledo's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 2,363 residents
2021 2,339 residents
2022 2,394 residents
2023 2,377 residents
2024 2,379 residents
2025 2,384 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 1
2021 25
2022 0
2023 2
2024 2

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
83.1%
Carpool
8.9%
Public Transit
0.0%
Walk
5.2%
Work from Home
1.5%
Other
1.3%

Based on 851 workers 16 and over.

Monthly Utility Costs

Iowa statewide monthly utility average (EIA 2023): $212

EIA 2023 residential energy data puts average monthly utilities across Iowa at $212 (electricity about $95 , water and sewer about $42 ).

These are Iowa statewide averages, not a meter reading for Toledo. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Iowa's BEA cost-of-living index is 87.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Toledo is $989/mo. FEMA's National Risk Index, averaged to Iowa statewide on PlainCities, rates natural-hazard exposure at 39.7 / 100 (Very Low).

Cost/risk geography note

Cost of living is a Iowa statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Toledo sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Toledo compares to similar-size Iowa cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Toledo (this city) 2,079 $56,719
Monroe 2,074 $81,488
Audubon 2,069 $41,389
Colfax 2,089 $82,878
NOAA Normals NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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