City profile · Illinois · Census ACS 2023

Montgomery, IL

Population, income, housing, safety, climate and schools for Montgomery - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

21,205
Residents
$96,985
Median income
$270,700
Median home
$2,050
Median rent (state)

Montgomery - the verdict

Out of every US city with 1,000+ residents, Montgomery places in the 76th percentile for household income and the 63rd percentile for safety. Source: Census ACS + FBI UCR.

76th
percentile, household income
60th
percentile, home value
84th
percentile, median rent
63rd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Montgomery, IL

Montgomery is a small city in Illinois, home to 21,205 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $96,985 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.9%. Home values in Montgomery run a median of $270,700, and the median resident age is 35.1 years. Educational attainment runs 29.0% of adults with a bachelor's degree or higher. Separately, 70.5% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier. Montgomery reports a comparatively low crime rate: FBI UCR reporting places total crime at 1027.2 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Illinois tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Illinois at 100.0 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $2,050 per month statewide. Monthly utility costs average around $240 across Illinois, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 80.2 out of 100 on FEMA's National Risk Index (High).

Population

21,205 residents

Census ACS 2023 - Illinois

Median Household Income

$96,985 /yr

Poverty 7.9%

Cost of Living Index (state)

100.0 (US=100)

Near Average - BEA RPP 2024, Illinois average

How does Montgomery compare to other US cities?

Montgomery measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 76% higher than other cities
Home value 60% pricier than other cities
Median rent 84% pricier than other cities
Safety 63% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Illinois, Montgomery ranks #251 of 455 Illinois cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Montgomery's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Illinois, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

76thIncome percentile
63rdSafety percentile

76th percentile nationally for median household income · 63rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Montgomery's profile vs. every US city

Income, affordability, and safety percentile

Montgomery's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 56 Avg. percentile National median
Montgomery's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Montgomery's home value compares nationally

Median home value vs. every US city (population 1,000+)

$270,700 40th percentile more affordable than 40% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Montgomery $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Montgomery, IL Montgomery, IL's reported median household income shown against the U.S. national quintile-share pattern (not Montgomery, IL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Montgomery, IL median $96,985/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Montgomery, IL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Montgomery, IL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 70.5%

Census ACS S2301, share of working-age residents in the labor force

Population
21,205
Median Income
$96,985
Median Home Value
$270,700
Median Age
35.1
Poverty Rate
7.9%
Labor force participation
70.5%
Bachelor's Degree+
29.0%

Safety & Crime

Total Crime Rate
1027.2
per 100,000 residents
Violent Crime
115.6
per 100,000 residents
Property Crime
911.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
20,000 residents20,500 residents21,000 residents21,500 residents22,000 residents22,500 residents 202020212022202320242025 20,440 residents 21,978 residents ▲ +7.5%
Montgomery's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 207
2020 315
2021 194
2022 36
2023 3
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
84.3%
Carpool
3.2%
Public Transit
0.7%
Walk
0.3%
Work from Home
10.2%
Other
1.3%

Based on 11,230 workers 16 and over.

Monthly Utility Costs

State-average estimates for Illinois - EIA 2023 residential energy data

Electricity
$100
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$50
avg/month
Total Utilities
$240
estimated/month

Estimates reflect Illinois state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Illinois state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Montgomery sits in

Cost of Living Index
100.0
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,050/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
80.2 / 100
High
FEMA NRI composite score (county)

Similar Cities in Illinois

Geneva
21,299 people
South Holland
21,016 people
Dolton
20,979 people
Park Forest
20,898 people
East Moline
20,837 people
Grayslake
20,707 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Montgomery's 21,205 residents (Census ACS 5-Year 2023).

Snellville, GA
21,203 people
Lebanon, OH
21,216 people
Carrboro, NC
21,170 people
Baldwin, PA
21,159 people
Hunters Creek, FL
21,255 people
Milwaukie, OR
21,256 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Montgomery's $96,985 (Census ACS 5-Year 2023, table B19013).

Soda Bay, CA
$96,994 median income
Gilman, IA
$96,974 median income
Gardendale, TX
$96,974 median income
Apple Valley, OH
$97,005 median income
Chisago City, MN
$96,964 median income
Cañon, NM
$97,007 median income

Race & Ethnicity Composition

Race and ethnicity - Montgomery, IL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Montgomery, IL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 60.9% 7.2% 14.6% 15.5% ETHNICITY, Hispanic or Latino (any race) 30.3% White 60.9% Black or African American 7.2% Asian 1.6% American Indian 0.2% Native Hawaiian 0.0% Some other race 14.6% Two or more races 15.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Montgomery compares to nearby Illinois cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Montgomery (this city) 21,205 $96,985
Geneva 21,299 $136,621
South Holland 21,016 $87,378
Dolton 20,979 $58,706
Census ACS 5-year FIPS IL FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Montgomery, IL?

What is the population of Montgomery, IL? +

Montgomery, IL counts 21,205 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Montgomery, IL? +

Median annual household income in Montgomery runs $96,985, based on Census ACS 2023 data.

What is the cost of living in Montgomery? +

BEA does not publish a city-level cost-of-living figure for Montgomery; the closest available measure is the Illinois state average, a cost of living index of 100.0 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Illinois vary by metro area.

Is Montgomery, IL safe? +

Montgomery has a total crime rate of 1027.2 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Montgomery, IL? +

The median home value in Montgomery is $270,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.