Township · Indiana

Clay Township, St. Joseph County, Indiana

Clay Township, St. Joseph County, township, in St. Joseph County, Indiana. Clay Township, St. Joseph County had 34,221 residents on July 1, 2025 by the Census Bureau's estimate, up 0.1% since 2020; the 2020 Census counted 34,235 and the ACS 2020-2024 5-year estimates put it at 34,246 (±29). GEOID 1814113222.

Residents, July 2025 estimate

34,221

Census Bureau estimate (no margin published)
2020 Census count: 34,235 · ACS 2020-2024: 34,246 ±29

Median household income

$72,406

±$3,600 (90% margin)
Indiana: $71,957

Median home value

$226,400

±$8,338 (90% margin)
Indiana: $218,200

Median gross rent

$1,132

±$54 (90% margin)
Indiana: $1,062

Where is Clay Township, St. Joseph County and what county is it in?

Clay Township, St. Joseph County is a township in St. Joseph County, Indiana. It covers 19.8 square miles of land, 1,729 residents per square mile in 2020.

3 places lie inside Clay Township (St. Joseph County): Notre Dame (CDP, 7,234 in 2020), Roseland (town, 854 in 2020) and Indian Village (town, 118 in 2020). Part of South Bend (city), Mishawaka (city) and Granger (CDP) also lie in it.

Clay Township, St. Joseph County is in the South Bend-Mishawaka, IN-MI metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Clay Township, St. Joseph County (marked with a dot) in St. Joseph County, Indiana. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Clay Township, St. Joseph County, and is it growing?

The Census Bureau estimates that 34,221 people lived in Clay Township, St. Joseph County on July 1, 2025, up 0.1% since 2020, slower than Indiana (+2.8%). The 2020 Census counted 34,235 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 34,246 (±29).

  • July 2020→2021 −100 (34,065)
  • 2021→2022 +28 (34,093)
  • 2022→2023 +109 (34,202)
  • 2023→2024 +30 (34,232)
  • 2024→2025 −11 (34,221)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
MeasureClay Township, St. Joseph CountySt. Joseph CountyIndianaChange since 2015-2019
Total population34,246±29273,0406,851,073+598
Households14,931±554107,2522,716,009+1,364
Average household size2.15±0.082.442.46−0.14
Housing units16,803±551118,5802,976,568+980

Clay Township, St. Joseph County's population since 2000

From 39,145 in 2000 to 34,221 in 2025: down 12.6%. The 2000, 2010 and 2020 figures are census counts, each for Clay Township, St. Joseph County as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 39,145
  • 2005 (estimate) 35,319
  • 2010 Census 32,550
  • 2015 (estimate) 33,201
  • 2020 Census 34,235
  • 2025 (estimate) 34,221

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Clay Township, St. Joseph County?

The median resident of Clay Township, St. Joseph County is 39.6 years old; 16.4% are under 18 and 20.6% are 65 or older. The largest group is non-Hispanic white residents at 74.1%, then non-Hispanic Black residents at 12.5%. 9.4% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
MeasureClay Township, St. Joseph CountySt. Joseph CountyIndianaChange since 2015-2019
Median age39.6±1.936.738.1no clear change
Under 18 years16.4%±1.4 pts23.2%23.3%–
65 years and over20.6%±1.6 pts16.9%16.8%–
Male49.1%±1.8 pts48.8%49.6%–
Hispanic or Latino (any race)3.8%±0.8 pts10.5%8.6%no clear change
White alone, not Hispanic74.1%±2.5 pts68.9%75.4%−4.3 pts
Black or African American alone, not Hispanic12.5%±2.3 pts12.3%9.1%no clear change
Asian alone, not Hispanic5.5%±1.1 pts2.7%2.6%+1.6 pts
American Indian and Alaska Native alone, not Hispanic0.1%±0.1 pts0.1%0.1%–
Native Hawaiian and Other Pacific Islander alone, not Hispanic0.0%±0.1 pts0.1%0.0%–
Two or more races, not Hispanic3.6%±1.1 pts4.9%3.8%–
Some other race alone, not Hispanic0.3%±0.3 pts0.4%0.4%–
Born outside the United States9.4%±1.3 pts6.9%6.3%no clear change
Speak a language other than English at home (age 5+)9.4%±1.3 pts11.1%10.3%–
Civilian veterans (age 18+)6.8%±1.0 pts5.5%6.3%–
With a disability12.7%±1.5 pts13.4%14.2%–
No health insurance coverage6.6%±1.8 pts7.1%7.4%no clear change
High school graduate or higher (age 25+)93.5%±1.9 pts91.5%90.4%–
Bachelor's degree or higher (age 25+)42.6%±2.9 pts33.5%29.5%no clear change
Graduate or professional degree (age 25+)20.1%±2.2 pts13.4%10.8%–
Lived in the same house a year earlier83.0%±2.2 pts87.4%87.3%–
Moved from another state in the past year4.8%±1.0 pts3.4%2.1%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Clay Township, St. Joseph County earn?

Half of Clay Township, St. Joseph County's 14,931 households earn less than $72,406 a year (±$3,600), against $66,868 in St. Joseph County and $71,957 in Indiana. In 2015-2019 it was $74,143 in 2024 dollars; the margins of error cannot tell the two periods apart. 9.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
MeasureClay Township, St. Joseph CountySt. Joseph CountyIndianaChange since 2015-2019
Median household income$72,406±$3,600$66,868$71,957no clear change
Mean household income$99,165±$3,934$92,212$95,247–
Per capita income$43,698±$2,200$36,834$38,351no clear change
People below the poverty line9.8%±1.8 pts14.2%12.3%no clear change
Children under 18 below the poverty line8.9%±4.0 pts19.7%16.0%no clear change
Households receiving SNAP5.7%±2.1 pts9.8%9.1%–
Households with a computer96.7%±1.4 pts95.1%94.6%–
Households with a broadband subscription89.5%±2.9 pts90.3%89.9%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Clay Township, St. Joseph County?

Owners occupy 66.5% of Clay Township, St. Joseph County's occupied homes and renters 33.5%. The median owner-occupied home is valued at $226,400 by its owner (±$8,338). The median renter pays $1,132 a month including utilities, and 41.3% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
MeasureClay Township, St. Joseph CountySt. Joseph CountyIndianaChange since 2015-2019
Median home value (owner-occupied)$226,400±$8,338$192,800$218,200+$35,889
Median gross rent$1,132±$54$1,062$1,062+$109
Renters paying 35% or more of income on rent41.3%±5.7 pts39.9%38.9%no clear change
Median monthly owner costs, with a mortgage$1,412±$70$1,291$1,404–
Owner-occupied homes66.5%±2.8 pts69.0%70.6%no clear change
Renter-occupied homes33.5%±2.8 pts31.0%29.4%–
Housing units16,803±551118,5802,976,568+980
Homeowner vacancy rate1.0%±0.8 pts0.7%0.8%–
Rental vacancy rate8.5%±3.1 pts6.1%5.6%–
Single-family detached homes63.3%±2.5 pts73.8%72.6%–
Mobile homes3.1%±1.0 pts1.6%4.4%–
Built 2020 or later1.9%±0.9 pts1.0%1.7%–
Built 2010 to 20197.2%±1.4 pts5.6%8.0%–
Built 1939 or earlier5.9%±1.5 pts19.3%16.0%–
Households with no vehicle5.6%±1.4 pts6.7%6.2%–

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Clay Township, St. Joseph County work and get to work?

73.7% of Clay Township, St. Joseph County's workers drive alone and 12.3% work from home. The average trip to work takes 19.7 minutes. The unemployment rate in 2020-2024 averaged 5.4%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
MeasureClay Township, St. Joseph CountySt. Joseph CountyIndianaChange since 2015-2019
In the labor force (age 16+)64.2%±2.1 pts63.3%63.8%–
Unemployment rate5.4%±2.2 pts5.2%4.3%no clear change
Drove alone to work73.7%±3.2 pts74.7%76.3%–
Carpooled6.0%±1.7 pts8.5%9.1%–
Public transportation1.1%±0.5 pts1.0%0.6%–
Walked4.7%±1.0 pts3.3%1.9%–
Worked from home12.3%±2.5 pts10.7%10.7%+7.7 pts
Mean travel time to work19.7 min±0.921.1 min24.1 minno clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Clay Township, St. Joseph County?

9 census tracts lie mostly in Clay Township, St. Joseph County, and 3 more reach into it (2020 census blocks). Their median household incomes run from $43,000 (Tract 112.03) to $125,417 (Tract 113.04).

Census tracts in Clay Township, St. Joseph County, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Clay Township, St. Joseph County
Tract 112.03St. Joseph County9,824 $43,000 $144,10065%
Tract 113.03St. Joseph County6,214 $62,349 $181,300100%
Tract 113.05St. Joseph County4,466 $109,706 $267,700100%
Tract 113.08St. Joseph County4,168 $88,998 $241,800100%
Tract 113.06St. Joseph County3,165 $108,704 $294,900100%
Tract 113.07St. Joseph County2,920 $75,913 $250,600100%
Tract 113.10St. Joseph County2,668 $63,750 $159,400100%
Tract 113.09St. Joseph County2,522 $52,068 $177,600100%
Tract 113.04St. Joseph County2,461 $125,417 $333,300100%
Tract 115.01St. Joseph County3,969 $35,792 $33,80040%
Tract 115.05St. Joseph County3,787 $65,938 $289,70020%
Tract 115.06St. Joseph County5,024 $41,585 $177,2004%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Clay Township, St. Joseph County) · Census block assignment files

How does Clay Township, St. Joseph County compare with other places in Indiana?

By the Census Bureau's July 2025 estimates, Clay Township, St. Joseph County is the 293rd-most populous of the 16,079 U.S. towns and townships that have one and the 53rd-most populous of 1,001 in Indiana.

Clay Township, St. Joseph County ranks 524th of 1,072 places in Indiana with 1,000 or more residents and a reliable estimate, by median household income.

Clay Township, St. Joseph County's rank in Indiana (1 = highest): by population among the state's towns and townships with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate53rd1,001
Growth 2020-2025 (PEP)735th1,056
Residents per square mile129th1,088
Median household income524th1,072
Per capita income191st1,087
Median home value362nd1,075
Median gross rent175th904
Poverty rate442nd736
Bachelor's degree or higher61st1,029
Median age605th1,083
Owner-occupied share907th1,087
Work from home161st595
Travel time to work950th1,088

Clay Township, St. Joseph County's figures with every place in Indiana (CSV)

Every place in Indiana, sortable · Compare Clay Township, St. Joseph County with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Clay Township, St. Joseph County?

4 of the 57 figures for Clay Township, St. Joseph County on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Clay Township, St. Joseph County are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.