Census tract · St. Joseph County

Census Tract 113.10, St. Joseph County, Indiana

Census Tract 113.10, GEOID 18141011310, in St. Joseph County, Indiana, entirely within Clay Township, St. Joseph County. 2,668 residents in the ACS 2020-2024 5-year estimates (±648); the 2020 Census counted 2,877.

Residents, 2020-2024

2,668

±648 (90% margin)
2020 Census count: 2,877

Median household income

$63,750

±$15,200 (90% margin)
St. Joseph County: $66,868

Median home value

$159,400

±$8,466 (90% margin)
St. Joseph County: $192,800

Median gross rent

$1,285

±$90 (90% margin)
St. Joseph County: $1,062

Where is Census Tract 113.10?

Census Tract 113.10 is one of 82 census tracts in St. Joseph County, Indiana. It covers 0.80 square miles of land, 3,619 residents per square mile in 2020. Its GEOID, 18141011310, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 113.10 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Clay Township, St. Joseph County100%
South Bend47%
Census Tract 113.10 (marked with a dot) in St. Joseph County, Indiana. Boundaries: Census Bureau 2024.
1011112.03113.09115.01 113.10 1 mi
Census Tract 113.10 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

5 census tracts border Census Tract 113.10: Tract 10 ($56,250), Tract 11 ($56,439), Tract 112.03 ($43,000), Tract 113.09 ($52,068) and Tract 115.01 ($35,792). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 113.10?

The 2020-2024 American Community Survey puts Census Tract 113.10's population at 2,668 (±648) in 1,266 households; the 2020 Census counted 2,877 residents and 1,964 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 113.10Clay Township, St. Joseph CountySt. Joseph CountyIndiana
Total population 2,668 ±648 34,246 273,040 6,851,073
Households 1,266 ±200 14,931 107,252 2,716,009
Average household size 2.08 ±0.35 2.15 2.44 2.46
Housing units 1,641 ±164 16,803 118,580 2,976,568

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 113.10?

The median resident of Census Tract 113.10 is 31.8 years old; 13.0% are under 18 and 10.8% are 65 or older. The largest group is non-Hispanic white residents at 69.5%, then non-Hispanic Asian residents at 17.5%. 14.9% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 113.10Clay Township, St. Joseph CountySt. Joseph CountyIndiana
Median age 31.8 ±4.1 39.6 36.7 38.1
Under 18 years 13.0% ±7.9 pts 16.4% 23.2% 23.3%
65 years and over 10.8% ±5.5 pts 20.6% 16.9% 16.8%
Hispanic or Latino (any race) 4.5% ±3.8 pts 3.8% 10.5% 8.6%
White alone, not Hispanic 69.5% ±10.9 pts 74.1% 68.9% 75.4%
Black or African American alone, not Hispanic 6.7% ±4.7 pts 12.5% 12.3% 9.1%
Asian alone, not Hispanic 17.5% ±9.4 pts 5.5% 2.7% 2.6%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.4 pts 0.1% 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.4 pts 0.0% 0.1% 0.0%
Two or more races, not Hispanic 1.8% ±1.7 pts 3.6% 4.9% 3.8%
Some other race alone, not Hispanic 0.0% ±1.4 pts 0.3% 0.4% 0.4%
Born outside the United States 14.9% ±9.4 pts 9.4% 6.9% 6.3%
Speak a language other than English at home (age 5+) 16.5% ±9.0 pts 9.4% 11.1% 10.3%
Civilian veterans (age 18+) 4.1% ±3.4 pts 6.8% 5.5% 6.3%
With a disability 8.4% ±4.6 pts 12.7% 13.4% 14.2%
No health insurance coverage 2.3% ±2.1 pts 6.6% 7.1% 7.4%
High school graduate or higher (age 25+) 96.7% ±3.4 pts 93.5% 91.5% 90.4%
Bachelor's degree or higher (age 25+) 48.2% ±13.6 pts 42.6% 33.5% 29.5%
Graduate or professional degree (age 25+) 23.8% ±11.7 pts 20.1% 13.4% 10.8%
Lived in the same house a year earlier 78.2% ±8.9 pts 83.0% 87.4% 87.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 113.10 earn?

Half of the 1,266 households in Census Tract 113.10 earn less than $63,750 a year (±$15,200), against $66,868 across St. Joseph County: 41st highest of the county's 81 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 113.10Clay Township, St. Joseph CountySt. Joseph CountyIndiana
Median household income $63,750 ±$15,200 $72,406 $66,868 $71,957
Mean household income $73,785 ±$8,753 $99,165 $92,212 $95,247
Per capita income $35,277 ±$6,324 $43,698 $36,834 $38,351
People below the poverty line 9.3% ±8.5 pts 9.8% 14.2% 12.3%
Children under 18 below the poverty line 0.0% ±10.2 pts 8.9% 19.7% 16.0%
Households receiving SNAP 4.5% ±5.6 pts 5.7% 9.8% 9.1%
Households with a computer 97.6% ±3.1 pts 96.7% 95.1% 94.6%
Households with a broadband subscription 83.4% ±7.3 pts 89.5% 90.3% 89.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 113.10?

Owners occupy 50.3% of Census Tract 113.10's occupied homes and renters 49.7%. The median owner-occupied home is valued at $159,400 by its owner (±$8,466). The median renter pays $1,285 a month including utilities, and 39.9% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 113.10Clay Township, St. Joseph CountySt. Joseph CountyIndiana
Median home value (owner-occupied) $159,400 ±$8,466 $226,400 $192,800 $218,200
Median gross rent $1,285 ±$90 $1,132 $1,062 $1,062
Renters paying 35% or more of income on rent 39.9% ±14.8 pts 41.3% 39.9% 38.9%
Median monthly owner costs, with a mortgage $1,048 ±$215 $1,412 $1,291 $1,404
Owner-occupied homes 50.3% ±12.3 pts 66.5% 69.0% 70.6%
Renter-occupied homes 49.7% ±12.3 pts 33.5% 31.0% 29.4%
Housing units 1,641 ±164 16,803 118,580 2,976,568
Single-family detached homes 44.5% ±9.7 pts 63.3% 73.8% 72.6%
Mobile homes 0.0% ±2.3 pts 3.1% 1.6% 4.4%
Built 2020 or later 0.0% ±2.3 pts 1.9% 1.0% 1.7%
Built 2010 to 2019 20.6% ±8.0 pts 7.2% 5.6% 8.0%
Built 1939 or earlier 8.4% ±5.6 pts 5.9% 19.3% 16.0%
Households with no vehicle 6.3% ±3.7 pts 5.6% 6.7% 6.2%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 113.10 get to work?

70.2% of Census Tract 113.10's workers drive alone. The average trip to work takes 15.7 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 113.10Clay Township, St. Joseph CountySt. Joseph CountyIndiana
In the labor force (age 16+) 65.4% ±8.0 pts 64.2% 63.3% 63.8%
Unemployment rate 0.6% ±0.9 pts 5.4% 5.2% 4.3%
Drove alone to work 70.2% ±9.5 pts 73.7% 74.7% 76.3%
Carpooled 5.2% ±4.4 pts 6.0% 8.5% 9.1%
Public transportation 2.2% ±3.3 pts 1.1% 1.0% 0.6%
Walked 5.2% ±3.6 pts 4.7% 3.3% 1.9%
Worked from home 11.7% ±7.7 pts 12.3% 10.7% 10.7%
Mean travel time to work 15.7 min ±2.3 19.7 min 21.1 min 24.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 113.10 compare with the other tracts in St. Joseph County?

Among St. Joseph County's tracts with a reliable estimate, Census Tract 113.10 ranks as shown below (1 = highest).

Census Tract 113.10's rank among the tracts of St. Joseph County
MeasureIn St. Joseph County
Population53rd of 82
Residents per square mile27th of 82
Median household income41st of 81
Per capita income40th of 81
Median home value45th of 79
Median gross rent11th of 69
Bachelor's degree or higher15th of 81
Median age68th of 82
Owner-occupied share57th of 82

The tracts next to it on St. Joseph County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 12238th$66,516±$5,350 · within the margin of this tract2,803
Tract 115.0539th$65,938±$14,398 · within the margin of this tract3,787
Tract 1340th$65,175±$11,138 · within the margin of this tract1,821
Tract 113.1041st$63,750±$15,2002,668
Tract 113.0342nd$62,349±$17,860 · within the margin of this tract6,214
Tract 10443rd$61,486±$3,867 · within the margin of this tract3,336
Tract 3344th$61,238±$6,979 · within the margin of this tract2,882

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 113.10?

4 of the 18 figures for Census Tract 113.10 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections