City profile · Indiana · Census ACS 2023

Cumberland, IN

Population, income, housing, safety, climate and schools for Cumberland - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

6,154
Residents
$84,167
Median income
$241,200
Median home
$1,473
Median rent (state)

Cumberland - the verdict

Cumberland ranks in the 66th percentile for household income and the 20th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

66th
percentile, household income
54th
percentile, home value
58th
percentile, median rent
20th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cumberland, IN

Cumberland is a small town in Indiana, home to 6,154 residents per U.S. Census Bureau ACS 2023 estimates. Cumberland households earn a median of $84,167 annually, above the median for U.S. cities on this measure, with a poverty rate of 1.4%. Typical homes in Cumberland are valued around $241,200, and the median resident age is 38.3 years. About 31.6% of adults hold a bachelor's degree or higher, while 69.9% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 197 residential units authorized here in 2024 (Building Boom), up 432% from five years earlier. Crime here tracks close to the national norm: FBI UCR figures show 2678.4 crimes per 100,000 residents, near the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Living costs in Indiana run below the national norm: on BEA's 100-equals-national-average cost index, Indiana scores 93.3 (Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,473 per month statewide. Monthly utility costs average around $235 across Indiana, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 44.0 out of 100 on FEMA's National Risk Index (Low).

Population

6,154 residents

Census ACS 2023 - Indiana

Median Household Income

$84,167 /yr

Poverty 1.4%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Cumberland compare to other US cities?

Where Cumberland sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 66% higher than other cities
Home value 54% pricier than other cities
Median rent 58% pricier than other cities
Safety 20% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Indiana and the picture shifts: Cumberland ranks #97 of 109 Indiana cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Cumberland's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Indiana, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

66thIncome percentile
20thSafety percentile

66th percentile nationally for median household income · 20th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Cumberland's profile vs. every US city

Income, affordability, and safety percentile

Cumberland's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 43 Avg. percentile National median
Cumberland's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Cumberland's home value compares nationally

Median home value vs. every US city (population 1,000+)

$241,200 46th percentile more affordable than 46% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cumberland $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cumberland, IN Cumberland, IN's reported median household income shown against the U.S. national quintile-share pattern (not Cumberland, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cumberland, IN median $84,167/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cumberland, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cumberland, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 31.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.9%

Census ACS S2301, share of working-age residents in the labor force

Population
6,154
Median Income
$84,167
Median Home Value
$241,200
Median Age
38.3
Poverty Rate
1.4%
Labor force participation
69.9%
Bachelor's Degree+
31.6%

Safety & Crime

Total Crime Rate
2678.4
per 100,000 residents
Violent Crime
334.8
per 100,000 residents
Property Crime
2343.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
6,000 residents6,500 residents7,000 residents7,500 residents8,000 residents8,500 residents 202020212022202320242025 6,471 residents 8,066 residents ▲ +24.6%
Cumberland's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
197
housing units authorized
Single-Family
193
detached homes
Multifamily
4
apartments & condos
Supply Intensity
32
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 37
2020 88
2021 88
2022 47
2023 294
2024 197

Permit volume increased 432% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.1%
Carpool
4.6%
Public Transit
0.0%
Walk
1.0%
Work from Home
9.3%

Based on 3,439 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cumberland sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,473/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
44.0 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Indiana

Rushville
6,186 people
Gas City
6,097 people
Rochester
6,244 people
Portland
6,341 people
Mount Vernon
6,431 people
Salem
6,484 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cumberland's 6,154 residents (Census ACS 5-Year 2023).

Cherryville, NC
6,154 people
Rupert, ID
6,157 people
Quebradillas zona urbana, PR
6,157 people
Wesley Hills, NY
6,150 people
Madison, SD
6,158 people
Lauderdale-by-the-Sea, FL
6,159 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cumberland's $84,167 (Census ACS 5-Year 2023, table B19013).

Dowling, MI
$84,167 median income
Townsend, TN
$84,155 median income
Ammon, ID
$84,154 median income
Edgerton, WI
$84,185 median income
Chelsea Cove, NY
$84,193 median income
Horseheads North, NY
$84,139 median income

Race & Ethnicity Composition

Race and ethnicity - Cumberland, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cumberland, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 75.2% 11.5% 8.0% ETHNICITY, Hispanic or Latino (any race) 9.9% White 75.2% Black or African American 11.5% Asian 0.4% American Indian 0.2% Native Hawaiian 0.0% Some other race 4.8% Two or more races 8.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cumberland compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cumberland (this city) 6,154 $84,167
Rushville 6,186 $57,269
Gas City 6,097 $57,106
Rochester 6,244 $60,304
Census ACS 5-year FIPS IN FBI UCR Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cumberland, IN?

What is the population of Cumberland, IN? +

Cumberland, IN has a population of 6,154 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cumberland, IN? +

The median household income in Cumberland is $84,167 per year, based on Census ACS 2023 data.

What is the cost of living in Cumberland? +

BEA does not publish a city-level cost-of-living figure for Cumberland; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

Is Cumberland, IN safe? +

Cumberland has a total crime rate of 2678.4 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Cumberland, IN? +

The median home value in Cumberland is $241,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.