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Place dossier plate
SheetIN-HARMONY-IN · Harmony, IN 708 pop · income 25th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Harmony
Lowest/highest poles plus peers nearest Harmony on median household income. Full ladder: /browse and /rankings.
median HH income
Clarks · lowest
28,938
Clarks · lowest
28,938 median HH income
34.8% of the leader · rank #1
Dry Ridge · near
53,641
Dry Ridge · near
53,641 median HH income
64.5% of the leader · rank #2
Port LaBelle · near
53,648
Port LaBelle · near
53,648 median HH income
64.5% of the leader · rank #3
Harmony · this city
53,650
Harmony · this city
53,650 median HH income
64.5% of the leader · rank #4
Ludlow · near
53,654
Ludlow · near
53,654 median HH income
64.5% of the leader · rank #5
Mount Zion · near
53,657
Mount Zion · near
53,657 median HH income
64.5% of the leader · rank #6
Ventura · highest
83,125
Ventura · highest
83,125 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Harmony on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 708.
Nationally, Harmony sits in the 25th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
25th
percentile, household income
15th
percentile, home value
27th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Harmony, IN
Harmony is a small town in Indiana, home to 708 residents per U.S. Census Bureau ACS 2023 estimates. Harmony households earn a median of $53,650 annually, below the median for U.S. cities on this measure, with a poverty rate of 9.2%. Typical homes in Harmony are valued around $115,100, and the median resident age is 43.9 years. Educational attainment runs 5.0% of adults with a bachelor's degree or higher. Separately, 55.6% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits).
Living costs in Indiana run below the national norm: the state registers 93.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,096 per month statewide. Monthly utility costs average around $235 across Indiana, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 45.5 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Harmony's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Harmony, city-specific coverage includes commute-mode shares, local building permits, annual population history.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Harmony growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -8 residents from 2020 to 2025, a -1.2% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What does the journey to work look like in Harmony?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 95.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Harmony?
Within Indiana, the closest population matches are Gaston (709 residents, $49,417 income); Clarks Hill (706 residents, $45,875 income); Boswell (703 residents, $49,091 income). Outside the state, the closest population matches in this dataset are Doyle, CA (708 residents); North City, IL (708 residents); Ventura, IA (708 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Harmony?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.1 times median household income. The ACS poverty estimate is 9.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Below median income · poverty 9.2% (Above-median poverty)
Cost of Living Index (state)
93.3 (US=100)
Near national cost · BEA RPP 2024, Indiana average
F
City profile score · Harmony, IN
37/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B
93.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
9.2%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$53,650
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
5.0%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Harmony profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 72/100 (B) · 93.3 index
Poverty rate: 43/100 (D) · 9.2%
Household income: 25/100 (F) · $53,650
Bachelor's+ share: 0/100 (F) · 5.0%
How does Harmony compare to other US cities?
Here's how Harmony stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income25% higher than other cities
Home value15% pricier than other cities
Median rent27% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Harmony against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.
Indiana-relative analysis
Median Gross Rent places Harmony near the bottom of Indiana's cities
Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Harmony ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Harmony only against its own state's cities, not the full US field.
Median Household Income
#534 of 766
30th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#490 of 771
36th percentile in Indiana
Poverty Rate
#331 of 849
61st percentile in Indiana
Bachelor's Degree or Higher
#725 of 850
15th percentile in Indiana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
25th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Harmony's home value compares nationally
Median home value vs. every US city (population 1,000+)
$115,100Among the most affordablemore affordable than 85% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Harmony's home-value-to-income ratio: 2.1×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,207 of 15,516
More affordable than 86% of tracked cities (pop. 1,000+)
Size class
#2,084 of 11,323
Micro cities (under 10,000)
At 2.1×, Harmony sits in the affordable band:
national rank #2,207 of 15,516 and #2,084 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$53,650Harmony, IN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Harmony, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Harmony, IN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)5.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)9.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)55.6%
Census ACS S2301, share of working-age residents in the labor force
Population
708
Median Income
$53,650
Median Home Value
$115,100
Median Age
43.9
Poverty Rate
9.2%
Labor force participation
55.6%
Bachelor's Degree+
5.0%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Harmony's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
676 residents
2021
675 residents
2022
671 residents
2023
671 residents
2024
670 residents
2025
668 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
1
1
0
$0.1M
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
95.8%
Carpool
3.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
0.0%
Other
1.0%
Based on 310 workers 16 and over.
Monthly Utility Costs
Indiana statewide monthly utility average (EIA 2023): $235
EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).
These are Indiana statewide averages, not a meter reading for Harmony. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Harmony is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Harmony sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Harmony compares to similar-size Indiana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.