City profile · Indiana · Census ACS 2023

Milford, IN

Population, income, housing, safety, climate and schools for Milford - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,955
Residents
$52,014
Median income
$135,300
Median home
$1,142
Median rent (state)

Milford - the verdict

Out of every US city with 1,000+ residents, Milford places in the 23rd percentile for household income and the 85th percentile for safety. Source: Census ACS + FBI UCR.

23rd
percentile, household income
22nd
percentile, home value
32nd
percentile, median rent
85th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Milford, IN

Census ACS 2023 estimates count 1,955 residents in Milford, a small town within Indiana. The typical household in Milford brings in $52,014 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 1.6%. Home values in Milford run a median of $135,300, and the median resident age is 37.2 years. About 7.0% of adults hold a bachelor's degree or higher, while 62.8% of working-age residents are in the labor force.

Milford reports a comparatively low crime rate: FBI UCR figures show 498.7 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Living costs in Indiana run below the national norm: the state registers 93.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,142 per month statewide. Monthly utility costs average around $235 across Indiana, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 66.3 out of 100 (Moderate).

Population

1,955 residents

Census ACS 2023 - Indiana

Median Household Income

$52,014 /yr

Poverty 1.6%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Milford compare to other US cities?

Milford measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 23% higher than other cities
Home value 22% pricier than other cities
Median rent 32% pricier than other cities
Safety 85% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Indiana, Milford ranks #22 of 109 Indiana cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Milford's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Indiana, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

23rdIncome percentile
85thSafety percentile

23rd percentile nationally for median household income · 85th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Milford's profile vs. every US city

Income, affordability, and safety percentile

Milford's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 60 Avg. percentile National median
Milford's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Milford's home value compares nationally

Median home value vs. every US city (population 1,000+)

$135,300 Among the most affordable more affordable than 78% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Milford $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Milford, IN Milford, IN's reported median household income shown against the U.S. national quintile-share pattern (not Milford, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Milford, IN median $52,014/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Milford, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Milford, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 7.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.8%

Census ACS S2301, share of working-age residents in the labor force

Population
1,955
Median Income
$52,014
Median Home Value
$135,300
Median Age
37.2
Poverty Rate
1.6%
Labor force participation
62.8%
Bachelor's Degree+
7.0%

Safety & Crime

Total Crime Rate
498.7
per 100,000 residents
Violent Crime
311.7
per 100,000 residents
Property Crime
187.0
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,670 residents1,675 residents1,680 residents1,685 residents1,690 residents 202020212022202320242025 1,681 residents 1,686 residents ▲ +0.3%
Milford's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
86.6%
Carpool
6.9%
Public Transit
0.0%
Walk
5.5%
Work from Home
0.4%
Other
0.6%

Based on 921 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Milford sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,142/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
66.3 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Indiana

Liberty
1,958 people
Salt Creek Commons
1,973 people
Trail Creek
1,983 people
Hope
1,988 people
Battle Ground
1,989 people
Williamsport
1,921 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Milford's 1,955 residents (Census ACS 5-Year 2023).

Reidville, SC
1,955 people
Tigerville, SC
1,955 people
Humboldt, KS
1,956 people
Burns Flat, OK
1,954 people
Stanfield, OR
1,956 people
Glen Lyon, PA
1,956 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Milford's $52,014 (Census ACS 5-Year 2023, table B19013).

Toksook Bay, AK
$52,019 median income
Barling, AR
$52,009 median income
Raton, NM
$52,007 median income
Garfield Heights, OH
$52,006 median income
Eagle River, WI
$52,027 median income
Lebanon Junction, KY
$52,000 median income

Race & Ethnicity Composition

Race and ethnicity - Milford, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Milford, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 84.0% 7.9% 6.8% ETHNICITY, Hispanic or Latino (any race) 27.6% White 84.0% Black or African American 0.0% Asian 0.7% American Indian 0.7% Native Hawaiian 0.0% Some other race 7.9% Two or more races 6.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Milford compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Milford (this city) 1,955 $52,014
Liberty 1,958 $46,801
Salt Creek Commons 1,973 $84,648
Trail Creek 1,983 $65,929
Census ACS 5-year FIPS IN FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Milford, IN?

What is the population of Milford, IN? +

Milford, IN counts 1,955 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Milford, IN? +

Milford households earn a median of $52,014 annually, based on Census ACS 2023 data.

What is the cost of living in Milford? +

BEA does not publish a city-level cost-of-living figure for Milford; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

Is Milford, IN safe? +

Milford has a total crime rate of 498.7 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Milford, IN? +

The median home value in Milford is $135,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.