City profile · Indiana · Census ACS 2023

Warsaw, IN

Population, income, housing, safety, climate and schools for Warsaw - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

16,592
Residents
$57,170
Median income
$175,300
Median home
$1,142
Median rent (state)

Warsaw - the verdict

Measured against every US city with at least 1,000 residents, Warsaw lands in the 31st percentile for household income and the 28th percentile for safety. Source: Census ACS + FBI UCR.

31st
percentile, household income
35th
percentile, home value
32nd
percentile, median rent
28th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Warsaw, IN

Indiana's Warsaw is a small town, with 16,592 residents per the latest Census Bureau ACS figures. Median household income here is $57,170 per year, below the median for U.S. cities on this measure, with a poverty rate of 11.9%. Home values in Warsaw run a median of $175,300, and the median resident age is 34.2 years. 33.0% of adults here have a bachelor's degree or higher; 62.2% of working-age residents are in the labor force.

In 2024, 39 residential building permits were authorized in Warsaw (Construction Slowdown), down 63% from five years earlier, per Census BPS data. Crime here tracks close to the national norm: per-100,000 total crime stands at 2173.5 in FBI UCR data, near the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score). NOAA puts Warsaw's yearly average temperature at 50.0°F with 40.5 inches of precipitation per year.

Living costs in Indiana run below the national norm: the state registers 93.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,142 monthly. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). The average commute for Warsaw workers runs 14.5 minutes, with 74.2% driving alone and 10.1% working from home. On FEMA's National Risk Index, this area rates 66.3 out of 100 for natural-hazard exposure (Moderate).

Population

16,592 residents

Census ACS 2023 - Indiana

Median Household Income

$57,170 /yr

Poverty 11.9%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does Warsaw compare to other US cities?

Here's how Warsaw stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 31% higher than other cities
Home value 35% pricier than other cities
Median rent 32% pricier than other cities
Safety 28% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Indiana and the picture shifts: Warsaw ranks #86 of 109 Indiana cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Warsaw against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Bachelor's Degree or Higher places Warsaw toward the top of Indiana's cities

Among the 850 Indiana cities PlainCities tracks with reported bachelor's degree or higher data, Warsaw ranks #117 - the 86th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Warsaw only against its own state's cities, not the full US field.

Median Household Income
#478 of 766
38th percentile in Indiana
Median Gross Rent
#271 of 850
66th percentile in Indiana
Median Home Value
#240 of 771
69th percentile in Indiana
Poverty Rate
#235 of 849
72nd percentile in Indiana
Bachelor's Degree or Higher
#117 of 850
86th percentile in Indiana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

31stIncome percentile
28thSafety percentile

31st percentile nationally for median household income · 28th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Warsaw's profile vs. every US city

Income, affordability, and safety percentile

Warsaw's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 42 Avg. percentile National median
Warsaw's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Warsaw's home value compares nationally

Median home value vs. every US city (population 1,000+)

$175,300 Among the most affordable more affordable than 65% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Warsaw $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Warsaw, IN Warsaw, IN's reported median household income shown against the U.S. national quintile-share pattern (not Warsaw, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Warsaw, IN median $57,170/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Warsaw, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Warsaw, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 33.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 11.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.2%

Census ACS S2301, share of working-age residents in the labor force

Population
16,592
Median Income
$57,170
Median Home Value
$175,300
Median Age
34.2
Poverty Rate
11.9%
Labor force participation
62.2%
Bachelor's Degree+
33.0%

Safety & Crime

Total Crime Rate
2173.5
per 100,000 residents
Violent Crime
413.7
per 100,000 residents
Property Crime
1759.8
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
50.0°F
Annual Precipitation
40.5"
Annual Snowfall
N/A

Schools

Total Schools
8
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
15,700 residents15,800 residents15,900 residents16,000 residents16,100 residents16,200 residents 202020212022202320242025 15,811 residents 16,130 residents ▲ +2.0%
Warsaw's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
39
housing units authorized
Single-Family
29
detached homes
Multifamily
10
apartments & condos
Supply Intensity
2.4
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 106
2020 108
2021 127
2022 112
2023 33
2024 39

Permit volume decreased 63% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
14.5 minutes
Drive Alone
74.2%
Carpool
11.2%
Public Transit
0.5%
Walk
2.9%
Work from Home
10.1%
Other
1.1%

Based on 8,024 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Warsaw sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,142/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
66.3 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Indiana

Vincennes
16,676 people
Jasper
16,421 people
Crawfordsville
16,408 people
Dyer
16,400 people
Griffith
16,228 people
Huntington
17,026 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Warsaw's 16,592 residents (Census ACS 5-Year 2023).

La Vista, NE
16,594 people
Palmetto Estates, FL
16,587 people
Clearlake, CA
16,604 people
Farmingville, NY
16,605 people
Fairburn, GA
16,609 people
Ham Lake, MN
16,575 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Warsaw's $57,170 (Census ACS 5-Year 2023, table B19013).

Orofino, ID
$57,171 median income
West Yellowstone, MT
$57,167 median income
Middletown, VA
$57,175 median income
Northumberland, PA
$57,162 median income
Coolidge, AZ
$57,161 median income
Palisade, NE
$57,159 median income

Race & Ethnicity Composition

Race and ethnicity - Warsaw, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Warsaw, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 77.4% 11.9% ETHNICITY, Hispanic or Latino (any race) 15.2% White 77.4% Black or African American 2.2% Asian 4.9% American Indian 1.0% Native Hawaiian 0.0% Some other race 2.5% Two or more races 11.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Warsaw compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Warsaw (this city) 16,592 $57,170
Vincennes 16,676 $50,238
Jasper 16,421 $65,283
Crawfordsville 16,408 $49,327
Census ACS 5-year FIPS IN FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Warsaw, IN?

What is the population of Warsaw, IN? +

Warsaw, IN has a population of 16,592 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Warsaw, IN? +

The median household income in Warsaw is $57,170 per year, based on Census ACS 2023 data.

What is the cost of living in Warsaw? +

BEA does not publish a city-level cost-of-living figure for Warsaw; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

Is Warsaw, IN safe? +

Warsaw has a total crime rate of 2173.5 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Warsaw, IN? +

A typical home in Warsaw is worth $175,300, according to Census ACS 2023 estimates.

What is the climate like in Warsaw? +

Warsaw has an average annual temperature of 50.0°F, 40.5 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.