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Place dossier plate
SheetIN-MONTPELIER-IN · Montpelier, IN 1,444 pop · income 10th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Montpelier
Lowest/highest poles plus peers nearest Montpelier on median household income. Full ladder: /browse and /rankings.
median HH income
Marshall · lowest
29,688
Marshall · lowest
29,688 median HH income
24.2% of the leader · rank #1
Pocahontas · near
42,829
Pocahontas · near
42,829 median HH income
34.9% of the leader · rank #2
Liberty · near
42,829
Liberty · near
42,829 median HH income
34.9% of the leader · rank #3
Montpelier · this city
42,833
Montpelier · this city
42,833 median HH income
34.9% of the leader · rank #4
Bovina · near
42,833
Bovina · near
42,833 median HH income
34.9% of the leader · rank #5
Payne Springs · near
42,841
Payne Springs · near
42,841 median HH income
34.9% of the leader · rank #6
Lake Riverside · highest
122,833
Lake Riverside · highest
122,833 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Montpelier on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,444.
Montpelier ranks in the 10th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
10th
percentile, household income
3rd
percentile, home value
27th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Montpelier, IN
Census ACS 2023 estimates count 1,444 residents in Montpelier, a small town within Indiana. Median household income here is $42,833 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 18.0%. Home values in Montpelier run a median of $77,100, and the median resident age is 48.5 years. Educational attainment runs 7.9% of adults with a bachelor's degree or higher. Separately, 62.2% of working-age residents are in the labor force.
Living costs in Indiana run below the national norm: on BEA's 100-equals-national-average cost index, Indiana scores 93.3 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,096 per month. Statewide, average monthly utility bills in Indiana run around $235, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 45.5 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Montpelier's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Montpelier, city-specific coverage includes commute-mode shares, annual population history.
No matched row is reported here for FBI reported-crime rates, local building permits, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Montpelier?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Indiana, the closest population matches are Redkey (1,451 residents, $40,667 income); Trafalgar (1,433 residents, $83,214 income); Odon (1,458 residents, $44,632 income). Outside the state, the closest population matches in this dataset are Ardmore, AL (1,444 residents); Wilton, NH (1,444 residents); Holland, OH (1,444 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is Montpelier growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -47 residents from 2020 to 2025, a -3.1% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
What does the journey to work look like in Montpelier?
Driving alone is the largest reported mode at 77.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
How far does income reach against housing in Montpelier?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 1.8 times median household income. The ACS poverty estimate is 18.0%, which keeps the citywide median from describing every household.
Near national cost · BEA RPP 2024, Indiana average
F
City profile score · Montpelier, IN
26/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B
93.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
18.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$42,833
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
7.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Montpelier profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 72/100 (B) · 93.3 index
Poverty rate: 17/100 (F) · 18.0%
Household income: 11/100 (F) · $42,833
Bachelor's+ share: 1/100 (F) · 7.9%
How does Montpelier compare to other US cities?
Montpelier measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income10% higher than other cities
Home value3% pricier than other cities
Median rent27% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Montpelier against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.
Indiana-relative analysis
Median Gross Rent places Montpelier near the bottom of Indiana's cities
Among the 850 Indiana cities PlainCities tracks with reported median gross rent data, Montpelier ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Montpelier only against its own state's cities, not the full US field.
Median Household Income
#707 of 766
8th percentile in Indiana
Median Gross Rent
#1 of 850
0th percentile in Indiana
Median Home Value
#718 of 771
7th percentile in Indiana
Poverty Rate
#105 of 849
88th percentile in Indiana
Bachelor's Degree or Higher
#652 of 850
23rd percentile in Indiana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
10th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Montpelier's home value compares nationally
Median home value vs. every US city (population 1,000+)
$77,100Among the most affordablemore affordable than 97% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Montpelier's home-value-to-income ratio: 1.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,004 of 15,516
More affordable than 94% of tracked cities (pop. 1,000+)
Size class
#972 of 11,323
Micro cities (under 10,000)
At 1.8×, Montpelier sits in the affordable band:
national rank #1,004 of 15,516 and #972 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$42,833Montpelier, IN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Montpelier, IN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Montpelier, IN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)7.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)18.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.2%
Census ACS S2301, share of working-age residents in the labor force
Population
1,444
Median Income
$42,833
Median Home Value
$77,100
Median Age
48.5
Poverty Rate
18.0%
Labor force participation
62.2%
Bachelor's Degree+
7.9%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Montpelier's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,536 residents
2021
1,528 residents
2022
1,510 residents
2023
1,509 residents
2024
1,501 residents
2025
1,489 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.5%
Carpool
14.6%
Public Transit
0.0%
Walk
3.1%
Work from Home
4.4%
Based on 746 workers 16 and over.
Monthly Utility Costs
Indiana statewide monthly utility average (EIA 2023): $235
EIA 2023 residential energy data puts average monthly utilities across Indiana at $235 (electricity about $110 , water and sewer about $45 ).
These are Indiana statewide averages, not a meter reading for Montpelier. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Indiana's BEA cost-of-living index is 93.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Montpelier is $1,096/mo. FEMA's National Risk Index, averaged to Indiana statewide on PlainCities, rates natural-hazard exposure at 45.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Indiana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Montpelier sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Montpelier compares to similar-size Indiana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.