City profile · Indiana · Census ACS 2023

St. Joe, IN

Population, income, housing, safety, climate and schools for St. Joe - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

420
Residents
$61,875
Median income
$85,400
Median home
$960
Median rent (state)

St. Joe - the verdict

St. Joe ranks in the 38th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

38th
percentile, household income
5th
percentile, home value
11th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: St. Joe, IN

St. Joe is a small town in Indiana, home to 420 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $61,875 per year, below the median for U.S. cities on this measure, with a poverty rate of 5.8%. Typical homes in St. Joe are valued around $85,400, and the median resident age is 33.4 years. 6.2% of adults here have a bachelor's degree or higher; 53.1% of working-age residents are in the labor force.

Living costs in Indiana run below the national norm: on BEA's 100-equals-national-average cost index, Indiana scores 93.3 (Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $960 monthly. EIA 2023 residential energy data puts Indiana's average monthly utility costs around $235 (state average). Natural-hazard exposure scores 41.3 out of 100 on FEMA's National Risk Index (Low).

Population

420 residents

Census ACS 2023 - Indiana

Median Household Income

$61,875 /yr

Poverty 5.8%

Cost of Living Index (state)

93.3 (US=100)

Below Average - BEA RPP 2024, Indiana average

How does St. Joe compare to other US cities?

Here's how St. Joe stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 38% higher than other cities
Home value 5% pricier than other cities
Median rent 11% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares St. Joe against every qualifying US city; each in-state rank narrows that to Indiana only. Full formula and direction notes: methodology.

Indiana-relative analysis

Median Home Value places St. Joe toward the bottom of Indiana's cities

Among the 771 Indiana cities PlainCities tracks with reported median home value data, St. Joe ranks #678 - the 12th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. Joe only against its own state's cities, not the full US field.

Median Household Income
#386 of 766
50th percentile in Indiana
Median Gross Rent
#601 of 850
28th percentile in Indiana
Median Home Value
#678 of 771
12th percentile in Indiana
Poverty Rate
#465 of 849
45th percentile in Indiana
Bachelor's Degree or Higher
#696 of 850
18th percentile in Indiana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Indiana only, not a livability score. See the methodology for the source and calculation.

38thIncome percentile

38th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How St. Joe's home value compares nationally

Median home value vs. every US city (population 1,000+)

$85,400 Among the most affordable more affordable than 95% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. St. Joe $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - St. Joe, IN St. Joe, IN's reported median household income shown against the U.S. national quintile-share pattern (not St. Joe, IN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution St. Joe, IN median $61,875/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
St. Joe, IN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for St. Joe, IN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 6.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 53.1%

Census ACS S2301, share of working-age residents in the labor force

Population
420
Median Income
$61,875
Median Home Value
$85,400
Median Age
33.4
Poverty Rate
5.8%
Labor force participation
53.1%
Bachelor's Degree+
6.2%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
410 residents420 residents430 residents440 residents 202020212022202320242025 412 residents 429 residents ▲ +4.1%
St. Joe's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.4%
Carpool
11.5%
Public Transit
0.0%
Walk
8.9%
Work from Home
1.3%
Other
1.9%

Based on 157 workers 16 and over.

Monthly Utility Costs

State-average estimates for Indiana - EIA 2023 residential energy data

Electricity
$110
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$235
estimated/month

Estimates reflect Indiana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Indiana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county St. Joe sits in

Cost of Living Index
93.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$960/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
41.3 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Indiana

Larwill
421 people
Advance
418 people
Mooreland
417 people
Amo
426 people
Chain-O-Lakes
427 people
Wilkinson
427 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to St. Joe's 420 residents (Census ACS 5-Year 2023).

Crawford, CO
420 people
Boody, IL
420 people
Greeley County unified government (balance), KS
420 people
Briarwood, KY
420 people
North Anson, ME
420 people
Puckett, MS
420 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to St. Joe's $61,875 (Census ACS 5-Year 2023, table B19013).

Edmundson Acres, CA
$61,875 median income
Zellwood, FL
$61,875 median income
Jersey, GA
$61,875 median income
West Point, IL
$61,875 median income
Brandon, IA
$61,875 median income
Havelock, IA
$61,875 median income

Race & Ethnicity Composition

Race and ethnicity - St. Joe, IN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition St. Joe, IN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 96.4% ETHNICITY, Hispanic or Latino (any race) 2.9% White 96.4% Black or African American 0.0% Asian 0.0% American Indian 0.5% Native Hawaiian 0.0% Some other race 2.9% Two or more races 0.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How St. Joe compares to nearby Indiana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
St. Joe (this city) 420 $61,875
Larwill 421 $61,250
Advance 418 $65,000
Mooreland 417 $58,854
Census ACS 5-year FIPS IN OMB Bulletin 23-01

What do people ask about St. Joe, IN?

What is the population of St. Joe, IN? +

St. Joe, IN counts 420 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in St. Joe, IN? +

St. Joe households earn a median of $61,875 annually, based on Census ACS 2023 data.

What is the cost of living in St. Joe? +

BEA does not publish a city-level cost-of-living figure for St. Joe; the closest available measure is the Indiana state average, a cost of living index of 93.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Indiana vary by metro area.

What is the median home value in St. Joe, IN? +

The median home value in St. Joe is $85,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.