City profile · Kentucky · Census ACS 2023

Albany, KY

Population, income, housing, safety, climate and schools for Albany - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,972
Residents
$40,301
Median income
$102,500
Median home
$866
Median rent (state)

Albany - the verdict

Out of every US city with 1,000+ residents, Albany places in the 8th percentile for household income and the 91st percentile for safety. Source: Census ACS + FBI UCR.

8th
percentile, household income
10th
percentile, home value
1st
percentile, median rent
91st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Albany, KY

1,972 people live in Albany, Kentucky - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Albany brings in $40,301 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 21.4%. Typical homes in Albany are valued around $102,500, and the median resident age is 46.2 years. Educational attainment runs 16.9% of adults with a bachelor's degree or higher. Separately, 50.0% of working-age residents are in the labor force.

Albany reports a comparatively low crime rate: FBI UCR reporting places total crime at 347.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Living costs in Kentucky run below the national norm: BEA Regional Price Parities 2024 puts Kentucky at 90.2 on a 100-equals-national-average scale (Well Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $866 monthly. EIA 2023 residential energy data puts Kentucky's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 24.5 out of 100 on FEMA's National Risk Index (Very Low).

Population

1,972 residents

Census ACS 2023 - Kentucky

Median Household Income

$40,301 /yr

Poverty 21.4%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Albany compare to other US cities?

Here's how Albany stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 8% higher than other cities
Home value 10% pricier than other cities
Median rent 1% pricier than other cities
Safety 91% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Kentucky alone, Albany ranks #43 of 181 Kentucky cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Albany's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Kentucky, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

8thIncome percentile
91stSafety percentile

8th percentile nationally for median household income · 91st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Albany's profile vs. every US city

Income, affordability, and safety percentile

Albany's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 65 Avg. percentile National median
Albany's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Albany's home value compares nationally

Median home value vs. every US city (population 1,000+)

$102,500 Among the most affordable more affordable than 90% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Albany $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Albany, KY Albany, KY's reported median household income shown against the U.S. national quintile-share pattern (not Albany, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Albany, KY median $40,301/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Albany, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Albany, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 21.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.0%

Census ACS S2301, share of working-age residents in the labor force

Population
1,972
Median Income
$40,301
Median Home Value
$102,500
Median Age
46.2
Poverty Rate
21.4%
Labor force participation
50.0%
Bachelor's Degree+
16.9%

Safety & Crime

Total Crime Rate
347.0
per 100,000 residents
Violent Crime
231.3
per 100,000 residents
Property Crime
115.7
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,720 residents1,730 residents1,740 residents1,750 residents1,760 residents1,770 residents 202020212022202320242025 1,751 residents 1,729 residents ▼ -1.3%
Albany's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
83.4%
Carpool
12.0%
Public Transit
0.0%
Walk
0.1%
Work from Home
4.0%

Based on 820 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Albany sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$866/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
24.5 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Kentucky

Dawson Springs
1,973 people
Owingsville
1,977 people
Hurstbourne Acres
1,984 people
Beattyville
1,948 people
Whitesburg
1,998 people
Jeffersonville
1,937 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Albany's 1,972 residents (Census ACS 5-Year 2023).

Century, FL
1,972 people
Amity, OR
1,972 people
Lake Ripley, WI
1,972 people
Prudhoe Bay, AK
1,971 people
Salt Creek Commons, IN
1,973 people
Saranac, MI
1,973 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Albany's $40,301 (Census ACS 5-Year 2023, table B19013).

Bloomington, TX
$40,298 median income
Meeteetse, WY
$40,294 median income
Pritchett, CO
$40,313 median income
Clarence, LA
$40,313 median income
Isola, MS
$40,313 median income
Slater, MO
$40,313 median income

Race & Ethnicity Composition

Race and ethnicity - Albany, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Albany, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 94.1% ETHNICITY, Hispanic or Latino (any race) 4.6% White 94.1% Black or African American 0.0% Asian 0.3% American Indian 0.0% Native Hawaiian 0.0% Some other race 3.0% Two or more races 2.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Albany compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Albany (this city) 1,972 $40,301
Dawson Springs 1,973 $31,607
Owingsville 1,977 $40,150
Hurstbourne Acres 1,984 $68,229
Census ACS 5-year FIPS KY FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Albany, KY?

What is the population of Albany, KY? +

The population of Albany, KY stands at 1,972 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Albany, KY? +

Albany households earn a median of $40,301 annually, based on Census ACS 2023 data.

What is the cost of living in Albany? +

BEA does not publish a city-level cost-of-living figure for Albany; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

Is Albany, KY safe? +

Albany has a total crime rate of 347.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Albany, KY? +

Homes in Albany carry a median value of $102,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.