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Place dossier plate
SheetKY-CADIZ-KY · Cadiz, KY 2,649 pop · income 8th pct · 7 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cadiz
Lowest/highest poles plus peers nearest Cadiz on median household income. Full ladder: /browse and /rankings.
median HH income
Tompkinsville · lowest
37,405
Tompkinsville · lowest
37,405 median HH income
42.0% of the leader · rank #1
Cadiz · this city
40,186
Cadiz · this city
40,186 median HH income
45.1% of the leader · rank #2
Cooper · near
40,189
Cooper · near
40,189 median HH income
45.1% of the leader · rank #3
Cornelia · near
40,192
Cornelia · near
40,192 median HH income
45.1% of the leader · rank #4
Iuka · near
40,192
Iuka · near
40,192 median HH income
45.1% of the leader · rank #5
Clayton · near
40,192
Clayton · near
40,192 median HH income
45.1% of the leader · rank #6
Masonville · highest
89,102
Masonville · highest
89,102 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Cadiz on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,649.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Cadiz - the verdict
Cadiz ranks in the 8th percentile for household income and the 63rd percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
8th
percentile, household income
18th
percentile, home value
10th
percentile, median rent
63rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cadiz, KY
Kentucky's Cadiz is a small town, with 2,649 residents per the latest Census Bureau ACS figures. Median household income here is $40,186 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 23.7%. Home values in Cadiz run a median of $120,800, and the median resident age is 39.1 years. 17.3% of adults here have a bachelor's degree or higher; 54.5% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 10 residential units were authorized in 2024 (Construction Slowdown), down 47% from five years earlier. Cadiz reports a comparatively low crime rate: per-100,000 total crime stands at 1010.1 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $984 per month statewide. Statewide, average monthly utility bills in Kentucky run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 44.2 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Cadiz's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to housing and income to schools and households to within-city variation to work and mobility to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cadiz, city-specific coverage includes matched public-school count, local building permits, annual population history, commute-mode shares, within-city Census tract profiles, FBI reported-crime rates.
All six city-specific enrichment layers used by this profile are present.
Question 1
Which cities make useful reference points for Cadiz?
Within Kentucky, the closest population matches are Hartford (2,653 residents, $61,313 income); Louisa (2,645 residents, $41,250 income); Masonville (2,634 residents, $89,102 income). Outside the state, the closest population matches in this dataset are Hyde Park, PA (2,649 residents); Shadybrook, TX (2,649 residents); Crosslake, MN (2,648 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +194 residents from 2020 to 2025, a +7.5% change. Separately, Census BPS recorded 10 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Cadiz?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.0 times median household income. The ACS poverty estimate is 23.7%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Cadiz?
The NCES join finds 5 public schools within the city match. 17.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
5
Bachelor's degree+
17.3%
Poverty estimate
23.7%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 75.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.0%
Work from home
8.8%
Drive alone
75.9%
City-level Census ACS commuting estimates covering 1,145 workers age 16+.
What can the FBI record say about safety in Cadiz?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1010.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 56% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
974.0
Violent rate
36.1
Total reported rate
1010.1
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Lowest-decile income · poverty 23.7% (Highest-decile poverty)
Cost of Living Index (state)
90.2 (US=100)
Affordable · BEA RPP 2024, Kentucky average
D
City profile score · Cadiz, KY
42/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A
36 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living A
90.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
17.3%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
23.7%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$40,186
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cadiz profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 87/100 (A) · 36 /100k
Cost of living: 85/100 (A) · 90.2 index
Bachelor's+ share: 26/100 (F) · 17.3%
Poverty rate: 8/100 (F) · 23.7%
Household income: 7/100 (F) · $40,186
Where Cadiz sits on home value vs crime among peer cities
Cadiz's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Cadiz highlighted among 26 peers.Read the chart values
Cadiz, KY (this city): home $120,800, crime 1,010/100k
Crosslake, MN : home $540,200, crime 614/100k
Glenwood, MN : home $181,000, crime 761/100k
Hartford, KY : home $103,800, crime 1,022/100k
Louisa, KY : home $144,900, crime 1,054/100k
Tompkinsville, KY : home $86,100, crime 175/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Cadiz compare to other US cities?
Here's how Cadiz stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income8% higher than other cities
Home value18% pricier than other cities
Median rent10% pricier than other cities
Safety63% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Kentucky, Cadiz ranks #113 of 181 Kentucky cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Cadiz against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.
Kentucky-relative analysis
Median Gross Rent places Cadiz near the bottom of Kentucky's cities
Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Cadiz ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cadiz only against its own state's cities, not the full US field.
Median Household Income
#375 of 485
23rd percentile in Kentucky
Median Gross Rent
#1 of 520
0th percentile in Kentucky
Median Home Value
#305 of 484
37th percentile in Kentucky
Poverty Rate
#107 of 519
79th percentile in Kentucky
Bachelor's Degree or Higher
#269 of 520
48th percentile in Kentucky
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.
Gauge source note
8th percentile nationally for median household income · 63rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Cadiz's profile vs. every US city
Income, affordability, and safety percentile
Cadiz's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Cadiz's home value compares nationally
Median home value vs. every US city (population 1,000+)
$120,800Among the most affordablemore affordable than 82% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cadiz's home-value-to-income ratio: 3.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#6,724 of 15,516
More affordable than 57% of tracked cities (pop. 1,000+)
Size class
#5,686 of 11,323
Micro cities (under 10,000)
At 3.0×, Cadiz sits in the moderate band:
national rank #6,724 of 15,516 and #5,686 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$40,186Cadiz, KY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cadiz, KY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cadiz, KY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)17.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)23.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)54.5%
Census ACS S2301, share of working-age residents in the labor force
Population
2,649
Median Income
$40,186
Median Home Value
$120,800
Median Age
39.1
Poverty Rate
23.7%
Labor force participation
54.5%
Bachelor's Degree+
17.3%
Safety & Crime
Total Crime Rate
1010.1
per 100,000 residents
Violent Crime
36.1
per 100,000 residents
Property Crime
974.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cadiz's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,577 residents
2021
2,720 residents
2022
2,741 residents
2023
2,741 residents
2024
2,768 residents
2025
2,771 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
10
housing units authorized
Single-Family
10
detached homes
Multifamily
0
apartments & condos
Supply Intensity
3.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
19
15
4
$3.4M
2020
81
11
70
$8.3M
2021
10
10
0
$2.1M
2022
3
3
0
$0.7M
2023
3
3
0
$0.8M
2024
10
10
0
$1.1M
Permit volume decreased 47% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
75.9%
Carpool
10.7%
Public Transit
0.0%
Walk
3.0%
Work from Home
8.8%
Other
1.6%
Based on 1,145 workers 16 and over.
Monthly Utility Costs
Kentucky statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Kentucky at $225 (electricity about $115 , water and sewer about $40 ).
These are Kentucky statewide averages, not a meter reading for Cadiz. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Kentucky's BEA cost-of-living index is 90.2 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cadiz is $984/mo. FEMA's National Risk Index, averaged to Kentucky statewide on PlainCities, rates natural-hazard exposure at 44.2 / 100 (Low).
Cost/risk geography note
Cost of living is a Kentucky statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cadiz sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cadiz compares to similar-size Kentucky cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.