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Place dossier plate
SheetKY-CALVERT-CITY-KY · Calvert City, KY 2,522 pop · income 10th pct · 3 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Calvert City
Lowest/highest poles plus peers nearest Calvert City on median household income. Full ladder: /browse and /rankings.
median HH income
Cave City · lowest
33,672
Cave City · lowest
33,672 median HH income
15.7% of the leader · rank #1
North Randall · near
42,560
North Randall · near
42,560 median HH income
19.8% of the leader · rank #2
Calvert City · this city
42,566
Calvert City · this city
42,566 median HH income
19.8% of the leader · rank #3
East Rochester · near
42,569
East Rochester · near
42,569 median HH income
19.8% of the leader · rank #4
Justice · near
42,596
Justice · near
42,596 median HH income
19.8% of the leader · rank #5
New Kingman-B… · near
42,604
New Kingman-B… · near
42,604 median HH income
19.8% of the leader · rank #6
Anchorage · highest
215,156
Anchorage · highest
215,156 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Calvert City on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,522.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Calvert City - the verdict
Out of every US city with 1,000+ residents, Calvert City places in the 10th percentile for household income and the 33rd percentile for safety. Source: Census ACS + FBI UCR.
10th
percentile, household income
29th
percentile, home value
10th
percentile, median rent
33rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Calvert City, KY
Kentucky's Calvert City is a small town, with 2,522 residents per the latest Census Bureau ACS figures. The typical household in Calvert City brings in $42,566 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 12.6%. Home values in Calvert City run a median of $157,400, and the median resident age is 40.2 years. About 21.5% of adults hold a bachelor's degree or higher, while 57.8% of working-age residents are in the labor force.
Crime here tracks close to the national norm: the FBI's Uniform Crime Reporting program logs 1986.5 total incidents per 100,000 residents here, near the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $984 per month statewide. EIA 2023 residential energy data puts Kentucky's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 44.2 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Calvert City's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to work and mobility to reported crime to comparison shortlist to schools and households to within-city variation; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Calvert City, city-specific coverage includes FBI reported-crime rates, commute-mode shares, matched public-school count, within-city Census tract profiles, annual population history.
No matched row is reported here for local building permits; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Calvert City growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -7 residents from 2020 to 2025, a -0.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Calvert City?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 12.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Which cities make useful reference points for Calvert City?
Within Kentucky, the closest population matches are Cave City (2,545 residents, $33,672 income); Falmouth (2,577 residents, $38,177 income); Junction City (2,441 residents, $40,917 income). Outside the state, the closest population matches in this dataset are Arlington, NY (2,522 residents); Mohawk, NY (2,522 residents); South Rosemary, NC (2,522 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What can 3 Census tracts reveal inside Calvert City?
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Calvert City?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 88.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.7%
Work from home
3.2%
Drive alone
88.5%
City-level Census ACS commuting estimates covering 1,154 workers age 16+.
What can the FBI record say about safety in Calvert City?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1986.5 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 13% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1986.5
Violent rate
0.0
Total reported rate
1986.5
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
What does the education layer cover for Calvert City?
The NCES join finds 2 public schools within the city match. 21.5% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Matched public schools
2
Bachelor's degree+
21.5%
Poverty estimate
12.6%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A+
0 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living A
90.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
21.5%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
12.6%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$42,566
Median household income vs U.S. cities (pop ≥1,000); ACS.
Calvert City profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 97/100 (A+) · 0 /100k
Cost of living: 85/100 (A) · 90.2 index
Bachelor's+ share: 39/100 (F) · 21.5%
Poverty rate: 29/100 (F) · 12.6%
Household income: 10/100 (F) · $42,566
Where Calvert City sits on home value vs crime among peer cities
Calvert City's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Calvert City highlighted among 25 peers.Read the chart values
Calvert City, KY (this city): home $157,400, crime 1,987/100k
Cave City, KY : home $108,100, crime 297/100k
Falmouth, KY : home $111,300, crime 950/100k
Anchorage, KY : home $827,000, crime 649/100k
Hardinsburg, KY : home $128,400, crime 648/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Calvert City compare to other US cities?
Calvert City measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income10% higher than other cities
Home value29% pricier than other cities
Median rent10% pricier than other cities
Safety33% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Kentucky alone, Calvert City ranks #156 of 181 Kentucky cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Calvert City against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.
Kentucky-relative analysis
Median Gross Rent places Calvert City near the bottom of Kentucky's cities
Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Calvert City ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Calvert City only against its own state's cities, not the full US field.
Median Household Income
#355 of 485
27th percentile in Kentucky
Median Gross Rent
#1 of 520
0th percentile in Kentucky
Median Home Value
#216 of 484
55th percentile in Kentucky
Poverty Rate
#233 of 519
55th percentile in Kentucky
Bachelor's Degree or Higher
#219 of 520
58th percentile in Kentucky
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.
Gauge source note
10th percentile nationally for median household income · 33rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Calvert City's profile vs. every US city
Income, affordability, and safety percentile
Calvert City's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Calvert City's home value compares nationally
Median home value vs. every US city (population 1,000+)
$157,400Among the most affordablemore affordable than 71% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Calvert City's home-value-to-income ratio: 3.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,710 of 15,516
More affordable than 37% of tracked cities (pop. 1,000+)
Size class
#7,727 of 11,323
Micro cities (under 10,000)
At 3.7×, Calvert City sits in the moderate band:
national rank #9,710 of 15,516 and #7,727 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$42,566Calvert City, KY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Calvert City, KY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Calvert City, KY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)21.5%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)12.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)57.8%
Census ACS S2301, share of working-age residents in the labor force
Population
2,522
Median Income
$42,566
Median Home Value
$157,400
Median Age
40.2
Poverty Rate
12.6%
Labor force participation
57.8%
Bachelor's Degree+
21.5%
Safety & Crime
Total Crime Rate
1986.5
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
1986.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Calvert City's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,517 residents
2021
2,523 residents
2022
2,524 residents
2023
2,517 residents
2024
2,514 residents
2025
2,510 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
88.5%
Carpool
7.5%
Public Transit
0.7%
Walk
0.0%
Work from Home
3.2%
Based on 1,154 workers 16 and over.
Monthly Utility Costs
Kentucky statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Kentucky at $225 (electricity about $115 , water and sewer about $40 ).
These are Kentucky statewide averages, not a meter reading for Calvert City. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Kentucky's BEA cost-of-living index is 90.2 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Calvert City is $984/mo. FEMA's National Risk Index, averaged to Kentucky statewide on PlainCities, rates natural-hazard exposure at 44.2 / 100 (Low).
Cost/risk geography note
Cost of living is a Kentucky statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Calvert City sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Calvert City compares to similar-size Kentucky cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.