Census-designated place · Kentucky

Elk Creek, Kentucky

Elk Creek, census-designated place, in Spencer County, Kentucky. Elk Creek had 1,986 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 2,207 (±470). GEOID 2124328.

Residents, 2020 Census

1,986

Census count or controlled total
ACS 2020-2024 estimate: 2,207 ±470

Median household income

$144,100

±$14,785 (90% margin)
Kentucky: $63,726

Median home value

$405,000

±$52,571 (90% margin)
Kentucky: $205,600

Median gross rent

not published


Kentucky: $967

Where is Elk Creek and what county is it in?

Elk Creek is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Spencer County, Kentucky. It covers 5.8 square miles of land, 343 residents per square mile in 2020.

Elk Creek is in the Louisville/Jefferson County, KY-IN metropolitan statistical area, which takes in 12 counties (Census Bureau delineation, July 2023).

Elk Creek (marked with a dot) in Spencer County, Kentucky. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Elk Creek, and is it growing?

The 2020 Census counted 1,986 residents in Elk Creek, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 2,207 (±470).

The Census Bureau publishes yearly population estimates for incorporated places only; Elk Creek is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Elk CreekSpencer CountyKentucky Change since 2015-2019
Total population 2,207 ±470 20,193 4,534,824 no clear change
Households 750 ±138 7,308 1,814,469 no clear change
Average household size 2.94 ±0.38 2.75 2.43 no clear change
Housing units 759 ±139 7,712 2,023,116 no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Elk Creek?

The median resident of Elk Creek is 39.3 years old; 21.9% are under 18 and 12.9% are 65 or older. The largest group is non-Hispanic white residents at 88.3%, then Hispanic or Latino residents (of any race) at 5.4%. 2.8% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Elk CreekSpencer CountyKentucky Change since 2015-2019
Median age 39.3 ±6.5 42.9 39.1 no clear change
Under 18 years 21.9% ±6.3 pts 22.5% 22.6% –
65 years and over 12.9% ±4.7 pts 15.5% 17.3% –
Male 50.2% ±4.8 pts 50.7% 49.5% –
Hispanic or Latino (any race) 5.4% ±5.5 pts 2.7% 5.0% –
White alone, not Hispanic 88.3% ±6.8 pts 92.5% 81.5% no clear change
Black or African American alone, not Hispanic 0.0% ±1.7 pts 0.8% 7.6% –
Asian alone, not Hispanic 2.2% ±1.6 pts 0.5% 1.6% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.7 pts 0.1% 0.1% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.7 pts 0.0% 0.1% –
Two or more races, not Hispanic 1.6% ±1.5 pts 3.1% 3.9% –
Some other race alone, not Hispanic 2.4% ±3.0 pts 0.3% 0.3% –
Born outside the United States 2.8% ±1.8 pts 0.7% 4.7% –
Speak a language other than English at home (age 5+) 4.5% ±3.4 pts 1.6% 6.8% –
Civilian veterans (age 18+) 8.9% ±5.3 pts 7.0% 6.5% –
With a disability 8.3% ±4.5 pts 13.8% 17.9% –
No health insurance coverage 2.4% ±2.5 pts 3.9% 6.0% –
High school graduate or higher (age 25+) 97.2% ±3.0 pts 93.0% 88.9% –
Bachelor's degree or higher (age 25+) 42.8% ±10.2 pts 23.6% 27.6% no clear change
Graduate or professional degree (age 25+) 17.8% ±6.7 pts 8.6% 11.3% –
Lived in the same house a year earlier 89.8% ±7.6 pts 91.6% 87.5% –
Moved from another state in the past year 1.0% ±1.3 pts 1.2% 2.4% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Elk Creek earn?

Half of Elk Creek's 750 households earn less than $144,100 a year (±$14,785), against $102,618 in Spencer County and $63,726 in Kentucky. In 2015-2019 it was $129,223 in 2024 dollars; the margins of error cannot tell the two periods apart.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Elk CreekSpencer CountyKentucky Change since 2015-2019
Median household income $144,100 ±$14,785 $102,618 $63,726 no clear change
Mean household income $169,698 ±$31,242 $116,525 $87,807 –
Per capita income $59,702 ±$10,037 $43,368 $35,821 no clear change
People below the poverty line 7.9% ±7.0 pts 9.8% 16.1% –
Children under 18 below the poverty line 18.5% ±22.3 pts 14.0% 20.3% –
Households receiving SNAP 2.1% ±2.4 pts 6.6% 13.2% –
Households with a computer 98.8% ±2.1 pts 97.3% 93.6% –
Households with a broadband subscription 98.8% ±2.1 pts 92.3% 88.6% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Elk Creek?

Owners occupy 98.9% of Elk Creek's occupied homes and renters 1.1%. The median owner-occupied home is valued at $405,000 by its owner (±$52,571).

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Elk CreekSpencer CountyKentucky Change since 2015-2019
Median home value (owner-occupied) $405,000 ±$52,571 $330,000 $205,600 +$95,973
Renters paying 35% or more of income on rent 0.0% ±100.0 pts 31.4% 36.6% –
Median monthly owner costs, with a mortgage $2,030 ±$203 $1,795 $1,433 –
Owner-occupied homes 98.9% ±2.1 pts 87.9% 68.3% no clear change
Renter-occupied homes 1.1% ±2.1 pts 12.1% 31.7% –
Housing units 759 ±139 7,712 2,023,116 no clear change
Homeowner vacancy rate 1.2% ±1.8 pts 0.1% 0.9% –
Rental vacancy rate 0.0% ±100.0 pts 0.9% 4.6% –
Single-family detached homes 100.0% ±4.8 pts 90.5% 67.5% –
Mobile homes 0.0% ±4.8 pts 5.1% 10.7% –
Built 2020 or later 6.1% ±6.5 pts 3.5% 1.8% –
Built 2010 to 2019 26.1% ±8.9 pts 13.1% 9.1% –
Built 1939 or earlier 1.2% ±2.0 pts 7.2% 9.0% –
Households with no vehicle 5.9% ±6.2 pts 3.0% 6.8% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Elk Creek work and get to work?

76.1% of Elk Creek's workers drive alone and 18.8% work from home. The average trip to work takes 33.0 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Elk CreekSpencer CountyKentucky Change since 2015-2019
In the labor force (age 16+) 71.9% ±7.2 pts 63.7% 59.7% –
Unemployment rate 4.3% ±5.8 pts 5.0% 4.9% –
Drove alone to work 76.1% ±9.6 pts 79.8% 76.6% –
Carpooled 3.4% ±3.8 pts 4.9% 9.3% –
Public transportation 0.0% ±3.0 pts 0.2% 0.6% –
Walked 1.3% ±2.1 pts 0.8% 2.0% –
Worked from home 18.8% ±8.5 pts 13.3% 10.2% –
Mean travel time to work 33.0 min ±5.0 32.7 min 24.0 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Elk Creek?

No census tract lies mostly in Elk Creek; 2 tracts reach into it (2020 census blocks).

Census tracts in Elk Creek, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Elk Creek
Tract 801.01Spencer County5,074 $124,103 $379,60021%
Tract 801.02Spencer County6,545 $117,074 $355,5006%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Elk Creek) · Census block assignment files

How does Elk Creek compare with other places in Kentucky?

Elk Creek ranks 8th of 230 places in Kentucky with 1,000 or more residents and a reliable estimate, by median household income.

Elk Creek's rank in Kentucky (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)157th232
Residents per square mile218th232
Median household income8th230
Per capita income12th232
Median home value9th225
Bachelor's degree or higher38th223
Median age101st232
Owner-occupied share3rd229
Work from home23rd130
Travel time to work7th232

Elk Creek's figures with every place in Kentucky (CSV)

Every place in Kentucky, sortable · Compare Elk Creek with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Elk Creek?

25 of the 56 figures for Elk Creek on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Elk Creek are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.