City profile · Kentucky · Census ACS 2023

Franklin, KY

Franklin's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

10,254
Residents
$55,552
Median income
$170,400
Median home
$984
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

Compare with another city

Starting with Franklin, KY - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Franklin.

Place dossier plate

Sheet KY-FRANKLIN-KY · Franklin, KY 10,254 pop · income 28th pct · 5 tracts

POP-TOWN · INC-MID · COL-BELOW · SAFE-UPPER · RANK-LOWER · PHOTO-FINISH · HOME-LOW · BOOK-FEW

  • POP-TOWN 10,254
  • INC-MID $55,552
  • COL-BELOW 90.2
  • SAFE-UPPER 63rd pct
  • RANK-LOWER 28th
  • PHOTO-FINISH ≈ North Warren
  • HOME-LOW $170,400
  • BOOK-FEW 5 tracts

Nearest income peer: North Warren, PA ( $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Franklin

Lowest/highest poles plus peers nearest Franklin on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income, and FBI crime rate

Out-of-state nearest neighbors for Franklin on ACS population and median household income , plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 10,254.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $55,552. Population peers are excluded.

4 peers

Similar FBI crime rate

Nearest out-of-state cities by UCR crimes per 100,000. This city: 1023.1. Population and income peers are excluded.

4 peers

Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.

Franklin - the verdict

Measured against every US city with at least 1,000 residents, Franklin lands in the 28th percentile for household income and the 63rd percentile for safety. Source: Census ACS + FBI UCR.

28th
percentile, household income
34th
percentile, home value
10th
percentile, median rent
63rd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Franklin, KY

10,254 people live in Franklin, Kentucky - a small town by U.S. Census Bureau ACS 2023 estimates. Franklin households earn a median of $55,552 annually, below the median for U.S. cities on this measure, with a poverty rate of 11.0%. Franklin's housing stock carries a median value of $170,400, and the median resident age is 34.4 years. About 13.4% of adults hold a bachelor's degree or higher, while 50.8% of working-age residents are in the labor force.

Franklin reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1023.1 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Living costs in Kentucky run below the national norm: BEA Regional Price Parities 2024 puts Kentucky at 90.2 on a 100-equals-national-average scale (Well Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $984 per month. Statewide, average monthly utility bills in Kentucky run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 44.2 out of 100 (Low).

A decision-led reading path

Useful questions to ask of Franklin's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to reported crime to schools and households to housing and income to within-city variation to population change to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Franklin, city-specific coverage includes FBI reported-crime rates, matched public-school count, commute-mode shares, within-city Census tract profiles, annual population history. No matched row is reported here for local building permits; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Which cities make useful reference points for Franklin?

Within Kentucky, the closest population matches are Francisville (10,313 residents, $146,280 income); La Grange (10,188 residents, $86,222 income); Versailles (10,382 residents, $58,834 income). Outside the state, the closest population matches in this dataset are Vernal, UT (10,254 residents); Elkhorn, WI (10,259 residents); Carroll, IA (10,261 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.

Open a side-by-side comparison →

2. Reported crime

What can the FBI record say about safety in Franklin?

Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.

The joined FBI UCR record reports 1023.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 55% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.

Review the safety ranking method →

Question 3

What does the education layer cover for Franklin?

The NCES join finds 6 public schools within the city match. 13.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

See how the family ranking is built →

4. Within-city variation

What can 5 Census tracts reveal inside Franklin?

That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.

PlainCities matches 5 Census tracts to this city.

Explore Franklin's tract profiles →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Housing and income

How far does income reach against housing in Franklin?

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 11.0%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

Household income
$55,552
Home value
$170,400
Value / income
3.1×

City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.

Compare the housing trade-off →

Population change

Is Franklin growing, shrinking, or holding steady?

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

Census PEP estimates show the population grew by +546 residents from 2020 to 2025, a +5.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Period change
+5.3%
2025 estimate
10,759
2020 estimate
10,213

Census Population Estimates Program, 2020–2025; permit context uses Census BPS.

See the national growth ranking →

Work and mobility

What does the journey to work look like in Franklin?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 76.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Public transit
0.0%
Work from home
5.3%
Drive alone
76.1%

City-level Census ACS commuting estimates covering 4,036 workers age 16+.

Compare commute patterns →

Population

10,254 residents

Small city (10k–49k)

Median Household Income

$55,552 /yr

Below median income · poverty 11.0% (Above-median poverty)

Cost of Living Index (state)

90.2 (US=100)

Affordable · BEA RPP 2024, Kentucky average

City profile score · Franklin, KY

46/100

5 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living A
90.2 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime C+
142 /100k

FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.

Poverty rate F
11.0%

Share of residents below the poverty line; lower scores better on this axis.

Household income F
$55,552

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share F
13.4%

Adults with a bachelor's degree or higher; ACS.

Franklin profile (scored ACS/FBI dimensions) 5-axis radar comparing 1 series across Cost of living, Violent crime, Poverty rate, Household income, Bachelor's+ share. Cost of livingViolent crimePoverty rateHousehold incomeBachelor's+ share 46 D
Franklin profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 85/100 (A) · 90.2 index
  • Violent crime: 60/100 (C+) · 142 /100k
  • Poverty rate: 36/100 (F) · 11.0%
  • Household income: 28/100 (F) · $55,552
  • Bachelor's+ share: 16/100 (F) · 13.4%

Where Franklin sits on home value vs crime among peer cities

Franklin's median home value and FBI crime rate plotted with similar-size and same-state peers (padded with large cities when the peer set is thin). The second read: pricey does not always mean safer, check which quadrant this city lands in.

Census ACS median home value vs FBI UCR crime rate - Franklin highlighted among 10 peers. 2×2 strategic matrix plotting 10 entities by Median home value ($) (X) and Crime rate (per 100k, lower = safer) (Y), with a crosshair dividing the plot into four quadrants. Pricier, lower crimeAffordable, lower crimePricier, higher crimeAffordable, higher crime $0$50,000$100,000$150,000$200,000$250,000$300,000 01,0002,0003,0004,000 Median home value ($) Crime rate (per 100k, lower = safer) Franklin, KYVernal, UTElkhorn, WICarroll, IARaymondville, TXLa Grange, KYVersailles, KYParis, KYAlexandria, KYMayfield, KY
Census ACS median home value vs FBI UCR crime rate - Franklin highlighted among 10 peers.
Read the chart values
  • Franklin, KY (this city): home $170,400, crime 1,023/100k
  • Vernal, UT : home $234,200, crime 3,322/100k
  • Elkhorn, WI : home $255,300, crime 597/100k
  • Carroll, IA : home $184,100, crime 1,018/100k
  • Raymondville, TX : home $48,200, crime 2,852/100k
  • La Grange, KY : home $268,000, crime 978/100k
  • Versailles, KY : home $257,600, crime 826/100k
  • Paris, KY : home $182,100, crime 935/100k
  • Alexandria, KY : home $253,400, crime 779/100k
  • Mayfield, KY : home $114,400, crime 2,088/100k

How does Franklin compare to other US cities?

Where Franklin sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 28% higher than other cities
Home value 34% pricier than other cities
Median rent 10% pricier than other cities
Safety 63% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Kentucky, Franklin ranks #115 of 181 Kentucky cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Franklin against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Median Gross Rent places Franklin near the bottom of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Franklin ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Franklin only against its own state's cities, not the full US field.

Median Household Income
#247 of 485
49th percentile in Kentucky
Median Gross Rent
#1 of 520
0th percentile in Kentucky
Median Home Value
#187 of 484
61st percentile in Kentucky
Poverty Rate
#259 of 519
49th percentile in Kentucky
Bachelor's Degree or Higher
#332 of 520
36th percentile in Kentucky
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

28thIncome percentile
63rdSafety percentile
Gauge source note

28th percentile nationally for median household income · 63rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Franklin's profile vs. every US city

Income, affordability, and safety percentile

Franklin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 56 Avg. percentile National median
Franklin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Franklin's home value compares nationally

Median home value vs. every US city (population 1,000+)

$170,400 Among the most affordable more affordable than 66% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Franklin $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Franklin's home-value-to-income ratio: 3.1×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#7,044 of 15,516
More affordable than 55% of tracked cities (pop. 1,000+)
Size class
#1,005 of 3,317
Small cities (10,000–49,999)

At 3.1×, Franklin sits in the moderate band: national rank #7,044 of 15,516 and #1,005 of 3,317small cities (10,000–49,999). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$55,552 Franklin, KY median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Franklin, KY Franklin, KY's median household income ($55,552) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Franklin, KY-specific shares. $ Household Income Distribution Franklin, KY median $55,552/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Franklin, KY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Franklin, KY.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 11.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.8%

Census ACS S2301, share of working-age residents in the labor force

Population
10,254
Median Income
$55,552
Median Home Value
$170,400
Median Age
34.4
Poverty Rate
11.0%
Labor force participation
50.8%
Bachelor's Degree+
13.4%

Safety & Crime

Total Crime Rate
1023.1
per 100,000 residents
Violent Crime
142.1
per 100,000 residents
Property Crime
881.0
per 100,000 residents
Crime reporting caveat

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
6
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
10,000 residents10,200 residents10,400 residents10,600 residents10,800 residents11,000 residents 202020212022202320242025 10,213 residents 10,759 residents ▲ +5.3%
Franklin's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 10,213 residents
2021 10,260 residents
2022 10,342 residents
2023 10,499 residents
2024 10,571 residents
2025 10,759 residents

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
76.1%
Carpool
14.7%
Public Transit
0.0%
Walk
3.4%
Work from Home
5.3%

Based on 4,036 workers 16 and over.

Monthly Utility Costs

Kentucky statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Kentucky at $225 (electricity about $115 , water and sewer about $40 ).

These are Kentucky statewide averages, not a meter reading for Franklin. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Kentucky's BEA cost-of-living index is 90.2 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Franklin is $984/mo. FEMA's National Risk Index, averaged to Kentucky statewide on PlainCities, rates natural-hazard exposure at 44.2 / 100 (Low).

Cost/risk geography note

Cost of living is a Kentucky statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Franklin sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Franklin compares to similar-size Kentucky cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Franklin (this city) 10,254 $55,552
Francisville 10,313 $146,280
La Grange 10,188 $86,222
Versailles 10,382 $58,834
FBI UCR NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

Browse all city profiles → · Explore city rankings →

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Verify with BEA →

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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