City profile · Kentucky · Census ACS 2023

Georgetown, KY

Population, income, housing, safety, climate and schools for Georgetown - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

38,206
Residents
$78,373
Median income
$244,200
Median home
$1,272
Median rent (state)

Georgetown - the verdict

Out of every US city with 1,000+ residents, Georgetown places in the 60th percentile for household income and the 52nd percentile for safety. Source: Census ACS + FBI UCR.

60th
percentile, household income
54th
percentile, home value
43rd
percentile, median rent
52nd
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Georgetown, KY

38,206 people live in Georgetown, Kentucky - a small city by U.S. Census Bureau ACS 2023 estimates. Median household income here is $78,373 per year, above the median for U.S. cities on this measure, with a poverty rate of 9.7%. Home values in Georgetown run a median of $244,200, and the median resident age is 32.7 years. About 32.5% of adults hold a bachelor's degree or higher, while 66.9% of working-age residents are in the labor force.

Georgetown reports a comparatively low crime rate: FBI UCR figures show 1291.3 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

Living costs in Kentucky run below the national norm: BEA Regional Price Parities 2024 puts Kentucky at 90.2 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,272 per month statewide. Statewide, average monthly utility bills in Kentucky run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 56.1 out of 100 (Moderate).

Population

38,206 residents

Census ACS 2023 - Kentucky

Median Household Income

$78,373 /yr

Poverty 9.7%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Georgetown compare to other US cities?

Where Georgetown sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 60% higher than other cities
Home value 54% pricier than other cities
Median rent 43% pricier than other cities
Safety 52% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Kentucky alone, Georgetown ranks #129 of 181 Kentucky cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

Each percentile compares Georgetown against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Median Home Value places Georgetown toward the top of Kentucky's cities

Among the 484 Kentucky cities PlainCities tracks with reported median home value data, Georgetown ranks #100 - the 79th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Georgetown only against its own state's cities, not the full US field.

Median Household Income
#128 of 485
74th percentile in Kentucky
Median Gross Rent
#59 of 520
66th percentile in Kentucky
Median Home Value
#100 of 484
79th percentile in Kentucky
Poverty Rate
#283 of 519
45th percentile in Kentucky
Bachelor's Degree or Higher
#141 of 520
73rd percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

60thIncome percentile
52ndSafety percentile

60th percentile nationally for median household income · 52nd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Georgetown's profile vs. every US city

Income, affordability, and safety percentile

Georgetown's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 55 Avg. percentile National median
Georgetown's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Georgetown's home value compares nationally

Median home value vs. every US city (population 1,000+)

$244,200 46th percentile more affordable than 46% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Georgetown $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Georgetown, KY Georgetown, KY's reported median household income shown against the U.S. national quintile-share pattern (not Georgetown, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Georgetown, KY median $78,373/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Georgetown, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Georgetown, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.9%

Census ACS S2301, share of working-age residents in the labor force

Population
38,206
Median Income
$78,373
Median Home Value
$244,200
Median Age
32.7
Poverty Rate
9.7%
Labor force participation
66.9%
Bachelor's Degree+
32.5%

Safety & Crime

Total Crime Rate
1291.3
per 100,000 residents
Violent Crime
122.4
per 100,000 residents
Property Crime
1168.9
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
15
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
37,000 residents38,000 residents39,000 residents40,000 residents41,000 residents42,000 residents 202020212022202320242025 37,802 residents 40,883 residents ▲ +8.2%
Georgetown's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.2%
Carpool
11.4%
Public Transit
0.1%
Walk
1.3%
Work from Home
9.4%
Other
0.6%

Based on 19,230 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Georgetown sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,272/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
56.1 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Kentucky

Covington
40,902 people
Richmond
35,498 people
Florence
32,334 people
Elizabethtown
31,870 people
Nicholasville
31,625 people
Hopkinsville
31,011 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Georgetown's 38,206 residents (Census ACS 5-Year 2023).

East Point, GA
38,233 people
Clovis, NM
38,153 people
La Quinta, CA
38,299 people
Riviera Beach, FL
38,032 people
Hot Springs, AR
38,023 people
Sun, AZ
38,018 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Georgetown's $78,373 (Census ACS 5-Year 2023, table B19013).

New Smyrna Beach, FL
$78,373 median income
Dumfries, VA
$78,373 median income
Welby, CO
$78,375 median income
Schuyler, NE
$78,380 median income
Max Meadows, VA
$78,365 median income
Blue Valley, CO
$78,387 median income

Race & Ethnicity Composition

Race and ethnicity - Georgetown, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Georgetown, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.1% 6.8% ETHNICITY, Hispanic or Latino (any race) 6.6% White 83.1% Black or African American 5.9% Asian 0.9% American Indian 0.3% Native Hawaiian 0.0% Some other race 2.9% Two or more races 6.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Georgetown compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Georgetown (this city) 38,206 $78,373
Covington 40,902 $58,814
Richmond 35,498 $48,223
Florence 32,334 $68,508
Census ACS 5-year FIPS KY FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Georgetown, KY?

What is the population of Georgetown, KY? +

The population of Georgetown, KY stands at 38,206 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Georgetown, KY? +

Georgetown households earn a median of $78,373 annually, based on Census ACS 2023 data.

What is the cost of living in Georgetown? +

BEA does not publish a city-level cost-of-living figure for Georgetown; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

Is Georgetown, KY safe? +

Georgetown has a total crime rate of 1291.3 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Georgetown, KY? +

A typical home in Georgetown is worth $244,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.