City profile · Kentucky · Census ACS 2023

Loretto, KY

Population, income, housing, safety, climate and schools for Loretto - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

730
Residents
$59,028
Median income
$178,300
Median home
$866
Median rent (state)

Loretto - the verdict

Nationally, Loretto sits in the 34th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

34th
percentile, household income
36th
percentile, home value
1st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Loretto, KY

730 people live in Loretto, Kentucky - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $59,028 per year, below the median for U.S. cities on this measure, with a poverty rate of 8.7%. Loretto's housing stock carries a median value of $178,300, and the median resident age is 42.0 years. Educational attainment runs 9.9% of adults with a bachelor's degree or higher. Separately, 55.3% of working-age residents are in the labor force.

The city is served by 1 public schools according to NCES Common Core of Data.

Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $866 per month. EIA 2023 residential energy data puts Kentucky's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 30.2 out of 100 on FEMA's National Risk Index (Very Low).

Population

730 residents

Census ACS 2023 - Kentucky

Median Household Income

$59,028 /yr

Poverty 8.7%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Loretto compare to other US cities?

Loretto measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 34% higher than other cities
Home value 36% pricier than other cities
Median rent 1% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Loretto against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Median Gross Rent places Loretto near the bottom of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Loretto ranks #366 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loretto only against its own state's cities, not the full US field.

Median Household Income
#212 of 485
56th percentile in Kentucky
Median Gross Rent
#366 of 520
0th percentile in Kentucky
Median Home Value
#177 of 484
63rd percentile in Kentucky
Poverty Rate
#307 of 519
40th percentile in Kentucky
Bachelor's Degree or Higher
#392 of 520
25th percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

34thIncome percentile

34th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Loretto's home value compares nationally

Median home value vs. every US city (population 1,000+)

$178,300 Among the most affordable more affordable than 64% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Loretto $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Loretto, KY Loretto, KY's reported median household income shown against the U.S. national quintile-share pattern (not Loretto, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Loretto, KY median $59,028/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Loretto, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Loretto, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 9.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 55.3%

Census ACS S2301, share of working-age residents in the labor force

Population
730
Median Income
$59,028
Median Home Value
$178,300
Median Age
42.0
Poverty Rate
8.7%
Labor force participation
55.3%
Bachelor's Degree+
9.9%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
713 residents714 residents715 residents716 residents717 residents 202020212022202320242025 716 residents 714 residents ▼ -0.3%
Loretto's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
92.1%
Carpool
5.2%
Public Transit
0.0%
Walk
1.6%
Work from Home
1.0%

Based on 305 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Loretto sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$866/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
30.2 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Kentucky

Pleasant Ridge
729 people
Lynch
727 people
Milton
734 people
Houston Acres
736 people
Watterson Park
736 people
Blue Ridge Manor
718 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Loretto's 730 residents (Census ACS 5-Year 2023).

Bonanza, AR
730 people
Millerton, CA
730 people
McLean, IL
730 people
Terrytown, NE
730 people
El Duende, NM
730 people
Polvadera, NM
730 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Loretto's $59,028 (Census ACS 5-Year 2023, table B19013).

Cedar Point, IL
$59,028 median income
Agency, IA
$59,028 median income
Fromberg, MT
$59,028 median income
Jamestown, OH
$59,028 median income
Lemay, MO
$59,026 median income
Borger, TX
$59,031 median income

Race & Ethnicity Composition

Race and ethnicity - Loretto, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Loretto, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 97.5% ETHNICITY, Hispanic or Latino (any race) 1.1% White 97.5% Black or African American 1.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.3% Two or more races 1.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Loretto compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Loretto (this city) 730 $59,028
Pleasant Ridge 729 $41,615
Lynch 727 $28,958
Milton 734 $57,188
Census ACS 5-year FIPS KY NCES CCD OMB Bulletin 23-01

What do people ask about Loretto, KY?

What is the population of Loretto, KY? +

The population of Loretto, KY stands at 730 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Loretto, KY? +

In Loretto, the typical household earns $59,028 per year, based on Census ACS 2023 data.

What is the cost of living in Loretto? +

BEA does not publish a city-level cost-of-living figure for Loretto; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

What is the median home value in Loretto, KY? +

A typical home in Loretto is worth $178,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.