City profile · Kentucky · Census ACS 2023

Loyall, KY

Population, income, housing, safety, climate and schools for Loyall - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

496
Residents
$31,250
Median income
$73,300
Median home
$866
Median rent (state)

Loyall - the verdict

Out of every US city with 1,000+ residents, Loyall places in the 3rd percentile for household income and the 96th percentile for safety. Source: Census ACS + FBI UCR.

3rd
percentile, household income
2nd
percentile, home value
1st
percentile, median rent
96th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Loyall, KY

Loyall is a small town in Kentucky, home to 496 residents per U.S. Census Bureau ACS 2023 estimates. Loyall households earn a median of $31,250 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 35.9%. Home values in Loyall run a median of $73,300, and the median resident age is 47.3 years. 13.2% of adults here have a bachelor's degree or higher; 33.2% of working-age residents are in the labor force.

Loyall reports a comparatively low crime rate: FBI UCR reporting places total crime at 170.4 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $866 per month statewide. Monthly utility costs average around $225 across Kentucky, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 65.7 out of 100 for natural-hazard exposure (Moderate).

Population

496 residents

Census ACS 2023 - Kentucky

Median Household Income

$31,250 /yr

Poverty 35.9%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Loyall compare to other US cities?

Loyall measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 3% higher than other cities
Home value 2% pricier than other cities
Median rent 1% pricier than other cities
Safety 96% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Kentucky, Loyall ranks #20 of 181 Kentucky cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Loyall against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Median Gross Rent places Loyall near the bottom of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Loyall ranks #366 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loyall only against its own state's cities, not the full US field.

Median Household Income
#443 of 485
8th percentile in Kentucky
Median Gross Rent
#366 of 520
0th percentile in Kentucky
Median Home Value
#448 of 484
7th percentile in Kentucky
Poverty Rate
#31 of 519
94th percentile in Kentucky
Bachelor's Degree or Higher
#335 of 520
35th percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

3rdIncome percentile
96thSafety percentile

3rd percentile nationally for median household income · 96th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Loyall's profile vs. every US city

Income, affordability, and safety percentile

Loyall's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 66 Avg. percentile National median
Loyall's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Loyall's home value compares nationally

Median home value vs. every US city (population 1,000+)

$73,300 Among the most affordable more affordable than 98% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). This entry sits in this band. $75,000–$100,000: 1,086 US cities (7%). Above this entry. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Loyall $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Loyall, KY Loyall, KY's reported median household income shown against the U.S. national quintile-share pattern (not Loyall, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Loyall, KY median $31,250/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Loyall, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Loyall, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 35.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 33.2%

Census ACS S2301, share of working-age residents in the labor force

Population
496
Median Income
$31,250
Median Home Value
$73,300
Median Age
47.3
Poverty Rate
35.9%
Labor force participation
33.2%
Bachelor's Degree+
13.2%

Safety & Crime

Total Crime Rate
170.4
per 100,000 residents
Violent Crime
170.4
per 100,000 residents
Property Crime
0.0
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
560 residents580 residents600 residents620 residents640 residents 202020212022202320242025 630 residents 576 residents ▼ -8.6%
Loyall's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
82.1%
Carpool
6.5%
Public Transit
0.0%
Walk
9.8%
Work from Home
1.6%

Based on 123 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Loyall sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$866/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
65.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Kentucky

Bancroft
494 people
Cawood
499 people
Cecilia
499 people
Fordsville
488 people
Barlow
508 people
Yelvington
511 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Loyall's 496 residents (Census ACS 5-Year 2023).

Upper Santan, AZ
496 people
Dayton, ID
496 people
Centralia, KS
496 people
Caroga Lake, NY
496 people
West Farmington, OH
496 people
Nesika Beach, OR
496 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Loyall's $31,250 (Census ACS 5-Year 2023, table B19013).

McKenzie, AL
$31,250 median income
Shorter, AL
$31,250 median income
Old Harbor, AK
$31,250 median income
Fountain Hill, AR
$31,250 median income
Glenwood, GA
$31,250 median income
Colp, IL
$31,250 median income

Race & Ethnicity Composition

Race and ethnicity - Loyall, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Loyall, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.0% ETHNICITY, Hispanic or Latino (any race) 0.0% White 95.0% Black or African American 1.4% Asian 0.0% American Indian 1.4% Native Hawaiian 0.0% Some other race 0.0% Two or more races 2.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Loyall compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Loyall (this city) 496 $31,250
Bancroft 494 $102,500
Cawood 499 $42,604
Cecilia 499 $83,016
Census ACS 5-year FIPS KY FBI UCR OMB Bulletin 23-01

What do people ask about Loyall, KY?

What is the population of Loyall, KY? +

Loyall, KY has a population of 496 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Loyall, KY? +

Median annual household income in Loyall runs $31,250, based on Census ACS 2023 data.

What is the cost of living in Loyall? +

BEA does not publish a city-level cost-of-living figure for Loyall; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

Is Loyall, KY safe? +

Loyall has a total crime rate of 170.4 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Loyall, KY? +

Homes in Loyall carry a median value of $73,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.