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Place dossier plate
SheetKY-LOYALL-KY · Loyall, KY 496 pop · income 3rd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Loyall
Lowest/highest poles plus peers nearest Loyall on median household income. Full ladder: /browse and /rankings.
median HH income
Barlow · lowest
30,069
Barlow · lowest
30,069 median HH income
29.3% of the leader · rank #1
Loyall · this city
31,250
Loyall · this city
31,250 median HH income
30.5% of the leader · rank #2
McKenzie · near
31,250
McKenzie · near
31,250 median HH income
30.5% of the leader · rank #3
Shorter · near
31,250
Shorter · near
31,250 median HH income
30.5% of the leader · rank #4
Old Harbor · near
31,250
Old Harbor · near
31,250 median HH income
30.5% of the leader · rank #5
Fountain Hill · near
31,250
Fountain Hill · near
31,250 median HH income
30.5% of the leader · rank #6
Bancroft · highest
102,500
Bancroft · highest
102,500 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Loyall on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 496.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Loyall - the verdict
Out of every US city with 1,000+ residents, Loyall places in the 3rd percentile for household income and the 96th percentile for safety. Source: Census ACS + FBI UCR.
3rd
percentile, household income
2nd
percentile, home value
10th
percentile, median rent
96th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Loyall, KY
Loyall is a small town in Kentucky, home to 496 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $31,250 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 35.9%. Home values in Loyall run a median of $73,300, and the median resident age is 47.3 years. 13.2% of adults here have a bachelor's degree or higher; 33.2% of working-age residents are in the labor force.
Loyall reports a comparatively low crime rate: FBI UCR reporting places total crime at 170.4 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $984 per month statewide. Monthly utility costs average around $225 across Kentucky, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 44.2 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Loyall's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to reported crime to comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Loyall, city-specific coverage includes FBI reported-crime rates, commute-mode shares, annual population history.
No matched row is reported here for matched public-school count, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Loyall growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -54 residents from 2020 to 2025, a -8.6% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What can the FBI record say about safety in Loyall?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 170.4 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 93% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Which cities make useful reference points for Loyall?
Within Kentucky, the closest population matches are Bancroft (494 residents, $102,500 income); Cawood (499 residents, $42,604 income); Cecilia (499 residents, $83,016 income). Outside the state, the closest population matches in this dataset are Upper Santan, AZ (496 residents); Dayton, ID (496 residents); Centralia, KS (496 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What does the journey to work look like in Loyall?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 82.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Loyall?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.3 times median household income. The ACS poverty estimate is 35.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Household income
$31,250
Home value
$73,300
Value / income
2.3×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Lowest-decile income · poverty 35.9% (Highest-decile poverty)
Cost of Living Index (state)
90.2 (US=100)
Affordable · BEA RPP 2024, Kentucky average
F
City profile score · Loyall, KY
30/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A
90.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime C-
170 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share F
13.2%
Adults with a bachelor's degree or higher; ACS.
Household income F
$31,250
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
35.9%
Share of residents below the poverty line; lower scores better on this axis.
Loyall profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 85/100 (A) · 90.2 index
Violent crime: 53/100 (C-) · 170 /100k
Bachelor's+ share: 15/100 (F) · 13.2%
Household income: 0/100 (F) · $31,250
Poverty rate: 0/100 (F) · 35.9%
Where Loyall sits on home value vs crime among peer cities
Loyall's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Loyall highlighted among 22 peers.Read the chart values
Loyall, KY (this city): home $73,300, crime 170/100k
Bancroft, KY : home $357,100, crime 605/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Loyall compare to other US cities?
Loyall measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income3% higher than other cities
Home value2% pricier than other cities
Median rent10% pricier than other cities
Safety96% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Kentucky, Loyall ranks #20 of 181 Kentucky cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Loyall against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.
Kentucky-relative analysis
Median Gross Rent places Loyall near the bottom of Kentucky's cities
Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, Loyall ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loyall only against its own state's cities, not the full US field.
Median Household Income
#443 of 485
8th percentile in Kentucky
Median Gross Rent
#1 of 520
0th percentile in Kentucky
Median Home Value
#448 of 484
7th percentile in Kentucky
Poverty Rate
#31 of 519
94th percentile in Kentucky
Bachelor's Degree or Higher
#335 of 520
35th percentile in Kentucky
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.
Gauge source note
3rd percentile nationally for median household income · 96th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Loyall's profile vs. every US city
Income, affordability, and safety percentile
Loyall's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Loyall's home value compares nationally
Median home value vs. every US city (population 1,000+)
$73,300Among the most affordablemore affordable than 98% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Loyall's home-value-to-income ratio: 2.3×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,196 of 15,516
More affordable than 79% of tracked cities (pop. 1,000+)
Size class
#2,936 of 11,323
Micro cities (under 10,000)
At 2.3×, Loyall sits in the affordable band:
national rank #3,196 of 15,516 and #2,936 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$31,250Loyall, KY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Loyall, KY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Loyall, KY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)13.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)35.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)33.2%
Census ACS S2301, share of working-age residents in the labor force
Population
496
Median Income
$31,250
Median Home Value
$73,300
Median Age
47.3
Poverty Rate
35.9%
Labor force participation
33.2%
Bachelor's Degree+
13.2%
Safety & Crime
Total Crime Rate
170.4
per 100,000 residents
Violent Crime
170.4
per 100,000 residents
Property Crime
0.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Loyall's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
630 residents
2021
614 residents
2022
601 residents
2023
593 residents
2024
586 residents
2025
576 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
82.1%
Carpool
6.5%
Public Transit
0.0%
Walk
9.8%
Work from Home
1.6%
Based on 123 workers 16 and over.
Monthly Utility Costs
Kentucky statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Kentucky at $225 (electricity about $115 , water and sewer about $40 ).
These are Kentucky statewide averages, not a meter reading for Loyall. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Kentucky's BEA cost-of-living index is 90.2 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Loyall is $984/mo. FEMA's National Risk Index, averaged to Kentucky statewide on PlainCities, rates natural-hazard exposure at 44.2 / 100 (Low).
Cost/risk geography note
Cost of living is a Kentucky statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Loyall sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Loyall compares to similar-size Kentucky cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.