City profile · Kentucky · Census ACS 2023

River Bluff, KY

River Bluff's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

529
Residents
$139,375
Median income
$415,800
Median home
$984
Median rent (state)
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Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

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See how it ranks

State rank, size-class rank, and four peer cities for River Bluff.

Place dossier plate

Sheet KY-RIVER-BLUFF-KY · River Bluff, KY 529 pop · income 92nd pct

POP-VILLAGE · INC-TOP · COL-BELOW · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-VILLAGE 529
  • INC-TOP $139,375
  • COL-BELOW 90.2
  • SAFE-UNK Safety pending
  • RANK-TOP 92nd
  • PHOTO-FINISH ≈ Biscay
  • HOME-HIGH $415,800
  • BOOK-UNK Tracts pending

Nearest income peer: Biscay, MN (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around River Bluff

Lowest/highest poles plus peers nearest River Bluff on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for River Bluff on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 529.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $139,375. Population peers are excluded.

4 peers

River Bluff - the verdict

Out of every US city with 1,000+ residents, River Bluff places in the 92nd percentile for household income. Source: Census ACS.

92nd
percentile, household income
79th
percentile, home value
10th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: River Bluff, KY

529 people live in River Bluff, Kentucky - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $139,375 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.4%. River Bluff's housing stock carries a median value of $415,800, and the median resident age is 40.2 years. About 57.8% of adults hold a bachelor's degree or higher, while 67.6% of working-age residents are in the labor force.

Living costs in Kentucky run below the national norm: on BEA's 100-equals-national-average cost index, Kentucky scores 90.2 (Well Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $984 per month. Monthly utility costs average around $225 across Kentucky, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 44.2 out of 100 (Low).

A decision-led reading path

Useful questions to ask of River Bluff's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For River Bluff, city-specific coverage includes annual population history, commute-mode shares. No matched row is reported here for matched public-school count, local building permits, within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Is River Bluff growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +23 residents from 2020 to 2025, a +5.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

See the national growth ranking →

2. Housing and income

How far does income reach against housing in River Bluff?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.0 times median household income. The ACS poverty estimate is 1.4%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

3. Comparison shortlist

Which cities make useful reference points for River Bluff?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Kentucky, the closest population matches are Moorland (528 residents, $69,375 income); Emlyn (527 residents, $59,911 income); Petersburg (532 residents, $123,669 income). Outside the state, the closest population matches in this dataset are Nuiqsut, AK (529 residents); J-Six Ranchettes, AZ (529 residents); Wyoming, IA (529 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Question 4

What does the journey to work look like in River Bluff?

Driving alone is the largest reported mode at 75.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Compare commute patterns →

Population

529 residents

Micro place (under 10k)

Median Household Income

$139,375 /yr

Top-decile income · poverty 1.4% (Very low poverty)

Cost of Living Index (state)

90.2 (US=100)

Affordable · BEA RPP 2024, Kentucky average

City profile score · River Bluff, KY

90/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income A+
$139,375

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate A+
1.4%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share A+
57.8%

Adults with a bachelor's degree or higher; ACS.

Cost of living A
90.2 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

River Bluff profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Poverty rate, Bachelor's+ share, Cost of living. Household incomePoverty rateBachelor's+ shareCost of living 90 A+
River Bluff profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 93/100 (A+) · $139,375
  • Poverty rate: 90/100 (A+) · 1.4%
  • Bachelor's+ share: 90/100 (A+) · 57.8%
  • Cost of living: 85/100 (A) · 90.2 index

How does River Bluff compare to other US cities?

Where River Bluff sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 92% higher than other cities
Home value 79% pricier than other cities
Median rent 10% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares River Bluff against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Median Gross Rent places River Bluff near the bottom of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported median gross rent data, River Bluff ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares River Bluff only against its own state's cities, not the full US field.

Median Household Income
#27 of 485
94th percentile in Kentucky
Median Gross Rent
#1 of 520
0th percentile in Kentucky
Median Home Value
#22 of 484
95th percentile in Kentucky
Poverty Rate
#435 of 519
16th percentile in Kentucky
Bachelor's Degree or Higher
#49 of 520
91st percentile in Kentucky
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

92ndIncome percentile
Gauge source note

92nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How River Bluff's home value compares nationally

Median home value vs. every US city (population 1,000+)

$415,800 21st percentile more affordable than 21% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). This entry sits in this band. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. River Bluff $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

River Bluff's home-value-to-income ratio: 3.0×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#6,606 of 15,516
More affordable than 57% of tracked cities (pop. 1,000+)
Size class
#5,606 of 11,323
Micro cities (under 10,000)

At 3.0×, River Bluff sits in the affordable band: national rank #6,606 of 15,516 and #5,606 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$139,375 River Bluff, KY median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - River Bluff, KY River Bluff, KY's median household income ($139,375) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not River Bluff, KY-specific shares. $ Household Income Distribution River Bluff, KY median $139,375/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
River Bluff, KY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for River Bluff, KY.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 57.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 67.6%

Census ACS S2301, share of working-age residents in the labor force

Population
529
Median Income
$139,375
Median Home Value
$415,800
Median Age
40.2
Poverty Rate
1.4%
Labor force participation
67.6%
Bachelor's Degree+
57.8%

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
430 residents440 residents450 residents460 residents470 residents 202020212022202320242025 435 residents 458 residents ▲ +5.3%
River Bluff's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 435 residents
2021 445 residents
2022 446 residents
2023 452 residents
2024 457 residents
2025 458 residents

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
75.9%
Carpool
3.7%
Public Transit
0.0%
Walk
0.0%
Work from Home
19.6%
Other
0.8%

Based on 270 workers 16 and over.

Monthly Utility Costs

Kentucky statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Kentucky at $225 (electricity about $115 , water and sewer about $40 ).

These are Kentucky statewide averages, not a meter reading for River Bluff. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Kentucky's BEA cost-of-living index is 90.2 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around River Bluff is $984/mo. FEMA's National Risk Index, averaged to Kentucky statewide on PlainCities, rates natural-hazard exposure at 44.2 / 100 (Low).

Cost/risk geography note

Cost of living is a Kentucky statewide BEA average; rent is a county-level HUD Fair Market Rent for the county River Bluff sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How River Bluff compares to similar-size Kentucky cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
River Bluff (this city) 529 $139,375
Moorland 528 $69,375
Emlyn 527 $59,911
Petersburg 532 $123,669
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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