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Place dossier plate
SheetMA-COCHITUATE-MA · Cochituate, MA 6,688 pop · income 98th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cochituate
Lowest/highest poles plus peers nearest Cochituate on median household income. Full ladder: /browse and /rankings.
median HH income
Galax · lowest
41,438
Galax · lowest
41,438 median HH income
21.7% of the leader · rank #1
Haddonfield · near
190,882
Haddonfield · near
190,882 median HH income
99.9% of the leader · rank #2
Old Brookville · near
190,893
Old Brookville · near
190,893 median HH income
99.9% of the leader · rank #3
Brock Hall · near
190,896
Brock Hall · near
190,896 median HH income
99.9% of the leader · rank #4
Smarr · near
190,921
Smarr · near
190,921 median HH income
99.9% of the leader · rank #5
Cochituate · this city
190,938
Cochituate · this city
190,938 median HH income
99.9% of the leader · rank #6
West Simsbury · highest
191,042
West Simsbury · highest
191,042 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cochituate on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 6,688.
Cochituate ranks in the 98th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
98th
percentile, household income
96th
percentile, home value
98th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cochituate, MA
Cochituate is a small town in Massachusetts, home to 6,688 residents per U.S. Census Bureau ACS 2023 estimates. Cochituate households earn a median of $190,938 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.2%. Home values in Cochituate run a median of $862,000, and the median resident age is 44.8 years. About 74.0% of adults hold a bachelor's degree or higher, while 62.4% of working-age residents are in the labor force.
Massachusetts carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Massachusetts at 105.8 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,261 monthly. EIA 2023 residential energy data puts Massachusetts's average monthly utility costs around $330 (state average). Natural-hazard exposure scores 78.8 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Cochituate's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cochituate, city-specific coverage includes commute-mode shares.
No matched row is reported here for annual population history, within-city Census tract profiles, matched public-school count, local building permits, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Cochituate?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.5 times median household income. The ACS poverty estimate is 2.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Cochituate?
Within Massachusetts, the closest population matches are Northborough (6,720 residents, $154,926 income); Pinehurst (6,737 residents, $136,406 income); Clinton (6,908 residents, $78,909 income). Outside the state, the closest population matches in this dataset are Heathcote, NJ (6,689 residents); Willis, TX (6,693 residents); Steilacoom, WA (6,683 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Cochituate?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 60.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$190,938
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
74.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate A-
2.2%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
105.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cochituate profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $190,938
Bachelor's+ share: 100/100 (A+) · 74.0%
Poverty rate: 84/100 (A-) · 2.2%
Cost of living: 18/100 (F) · 105.8 index
How does Cochituate compare to other US cities?
Cochituate measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income98% higher than other cities
Home value96% pricier than other cities
Median rent98% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cochituate against every qualifying US city; each in-state rank narrows that to Massachusetts only. Full formula and direction notes: methodology.
Massachusetts-relative analysis
Median Gross Rent places Cochituate near the bottom of Massachusetts's cities
Among the 247 Massachusetts cities PlainCities tracks with reported median gross rent data, Cochituate ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cochituate only against its own state's cities, not the full US field.
Median Household Income
#12 of 233
95th percentile in Massachusetts
Median Gross Rent
#1 of 247
0th percentile in Massachusetts
Median Home Value
#28 of 240
88th percentile in Massachusetts
Poverty Rate
#175 of 247
29th percentile in Massachusetts
Bachelor's Degree or Higher
#23 of 247
91st percentile in Massachusetts
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Massachusetts only, not a livability score. See the methodology for the source and calculation.
Gauge source note
98th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cochituate's home value compares nationally
Median home value vs. every US city (population 1,000+)
$862,0004th percentilemore affordable than 4% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cochituate's home-value-to-income ratio: 4.5×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,008 of 15,516
More affordable than 23% of tracked cities (pop. 1,000+)
Size class
#9,198 of 11,323
Micro cities (under 10,000)
At 4.5×, Cochituate sits in the moderate band:
national rank #12,008 of 15,516 and #9,198 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$190,938Cochituate, MA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cochituate, MA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cochituate, MA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)74.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.4%
Census ACS S2301, share of working-age residents in the labor force
Population
6,688
Median Income
$190,938
Median Home Value
$862,000
Median Age
44.8
Poverty Rate
2.2%
Labor force participation
62.4%
Bachelor's Degree+
74.0%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
60.0%
Carpool
3.3%
Public Transit
1.8%
Walk
0.3%
Work from Home
34.3%
Based on 3,171 workers 16 and over.
Monthly Utility Costs
Massachusetts statewide monthly utility average (EIA 2023): $330
EIA 2023 residential energy data puts average monthly utilities across Massachusetts at $330 (electricity about $160 , water and sewer about $60 ).
These are Massachusetts statewide averages, not a meter reading for Cochituate. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Massachusetts's BEA cost-of-living index is 105.8 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cochituate is $2,261/mo. FEMA's National Risk Index, averaged to Massachusetts statewide on PlainCities, rates natural-hazard exposure at 78.8 / 100 (High).
Cost/risk geography note
Cost of living is a Massachusetts statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cochituate sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cochituate compares to similar-size Massachusetts cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.