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Place dossier plate
SheetMI-FERRYSBURG-MI · Ferrysburg, MI 2,949 pop · income 38th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Ferrysburg
Lowest/highest poles plus peers nearest Ferrysburg on median household income. Full ladder: /browse and /rankings.
median HH income
Libby · lowest
39,261
Libby · lowest
39,261 median HH income
15.7% of the leader · rank #1
Ferndale · near
62,090
Ferndale · near
62,090 median HH income
24.8% of the leader · rank #2
Central · near
62,094
Central · near
62,094 median HH income
24.8% of the leader · rank #3
Ferrysburg · this city
62,096
Ferrysburg · this city
62,096 median HH income
24.8% of the leader · rank #4
Gulf Park Est… · near
62,100
Gulf Park Est… · near
62,100 median HH income
24.8% of the leader · rank #5
Monticello · near
62,106
Monticello · near
62,106 median HH income
24.8% of the leader · rank #6
Noroton Heigh… · highest
250,001
Noroton Heigh… · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Ferrysburg on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,949.
Out of every US city with 1,000+ residents, Ferrysburg places in the 38th percentile for household income. Source: Census ACS.
38th
percentile, household income
50th
percentile, home value
32nd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Ferrysburg, MI
2,949 people live in Ferrysburg, Michigan - a small town by U.S. Census Bureau ACS 2023 estimates. Households in Ferrysburg report a median income of $62,096 per year, below the median for U.S. cities on this measure, with a poverty rate of 6.0%. Typical homes in Ferrysburg are valued around $225,400, and the median resident age is 52.8 years. Educational attainment runs 50.4% of adults with a bachelor's degree or higher. Separately, 56.1% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 4 residential units were authorized in 2024 (Construction Slowdown), down 43% from five years earlier.
Living costs in Michigan run below the national norm: on BEA's 100-equals-national-average cost index, Michigan scores 96.2 (Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,113 monthly. Monthly utility costs average around $238 across Michigan, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 49.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Ferrysburg's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to population change to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Ferrysburg, city-specific coverage includes local building permits, commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles, matched public-school count, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Ferrysburg?
Within Michigan, the closest population matches are Fowlerville (2,950 residents, $43,155 income); Bath (2,938 residents, $64,375 income); Whitehall (2,974 residents, $58,750 income). Outside the state, the closest population matches in this dataset are Noroton Heights, CT (2,949 residents); Calera, OK (2,949 residents); Dalzell, SC (2,949 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Is Ferrysburg growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population grew by +4 residents from 2020 to 2025, a +0.1% change. Separately, Census BPS recorded 4 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Ferrysburg?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 6.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Ferrysburg?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 78.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Below median income · poverty 6.0% (Below-median poverty)
Cost of Living Index (state)
96.2 (US=100)
Near national cost · BEA RPP 2024, Michigan average
C
City profile score · Ferrysburg, MI
57/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A-
50.4%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C
6.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living C
96.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$62,096
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Ferrysburg profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 84/100 (A-) · 50.4%
Poverty rate: 59/100 (C) · 6.0%
Cost of living: 57/100 (C) · 96.2 index
Household income: 38/100 (F) · $62,096
How does Ferrysburg compare to other US cities?
Here's how Ferrysburg stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income38% higher than other cities
Home value50% pricier than other cities
Median rent32% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Ferrysburg against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.
Michigan-relative analysis
Median Gross Rent places Ferrysburg near the bottom of Michigan's cities
Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Ferrysburg ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ferrysburg only against its own state's cities, not the full US field.
Median Household Income
#327 of 718
54th percentile in Michigan
Median Gross Rent
#1 of 727
0th percentile in Michigan
Median Home Value
#175 of 721
76th percentile in Michigan
Poverty Rate
#441 of 727
39th percentile in Michigan
Bachelor's Degree or Higher
#64 of 727
91st percentile in Michigan
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.
Gauge source note
38th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Ferrysburg's home value compares nationally
Median home value vs. every US city (population 1,000+)
$225,400Among the most affordablemore affordable than 50% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Ferrysburg's home-value-to-income ratio: 3.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,473 of 15,516
More affordable than 39% of tracked cities (pop. 1,000+)
Size class
#7,576 of 11,323
Micro cities (under 10,000)
At 3.6×, Ferrysburg sits in the moderate band:
national rank #9,473 of 15,516 and #7,576 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$62,096Ferrysburg, MI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Ferrysburg, MI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ferrysburg, MI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)50.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)56.1%
Census ACS S2301, share of working-age residents in the labor force
Population
2,949
Median Income
$62,096
Median Home Value
$225,400
Median Age
52.8
Poverty Rate
6.0%
Labor force participation
56.1%
Bachelor's Degree+
50.4%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Ferrysburg's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,951 residents
2021
2,943 residents
2022
2,940 residents
2023
2,932 residents
2024
2,957 residents
2025
2,955 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
4
housing units authorized
Single-Family
4
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
7
7
0
$3.0M
2020
5
5
0
$2.6M
2021
9
9
0
$3.8M
2022
4
4
0
$1.7M
2023
18
18
0
$7.6M
2024
4
4
0
$1.3M
Permit volume decreased 43% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
78.5%
Carpool
3.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
17.4%
Other
0.8%
Based on 1,411 workers 16 and over.
Monthly Utility Costs
Michigan statewide monthly utility average (EIA 2023): $238
EIA 2023 residential energy data puts average monthly utilities across Michigan at $238 (electricity about $105 , water and sewer about $48 ).
These are Michigan statewide averages, not a meter reading for Ferrysburg. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Michigan's BEA cost-of-living index is 96.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ferrysburg is $1,113/mo. FEMA's National Risk Index, averaged to Michigan statewide on PlainCities, rates natural-hazard exposure at 49.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Michigan statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ferrysburg sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Ferrysburg compares to similar-size Michigan cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.