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Place dossier plate
SheetMI-HUBBARD-LAKE-MI · Hubbard Lake, MI 976 pop · income 47th pct · 11 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Hubbard Lake
Lowest/highest poles plus peers nearest Hubbard Lake on median household income. Full ladder: /browse and /rankings.
median HH income
Lewiston · lowest
41,266
Lewiston · lowest
41,266 median HH income
28.4% of the leader · rank #1
Dry Prong · near
67,833
Dry Prong · near
67,833 median HH income
46.7% of the leader · rank #2
Hubbard Lake · this city
67,841
Hubbard Lake · this city
67,841 median HH income
46.7% of the leader · rank #3
Ives Estates · near
67,841
Ives Estates · near
67,841 median HH income
46.7% of the leader · rank #4
Craig Beach · near
67,847
Craig Beach · near
67,847 median HH income
46.7% of the leader · rank #5
Victoria · near
67,854
Victoria · near
67,854 median HH income
46.7% of the leader · rank #6
Terramuggus · highest
145,391
Terramuggus · highest
145,391 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Hubbard Lake on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 976.
Out of every US city with 1,000+ residents, Hubbard Lake places in the 47th percentile for household income. Source: Census ACS.
47th
percentile, household income
60th
percentile, home value
32nd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Hubbard Lake, MI
976 people live in Hubbard Lake, Michigan - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Hubbard Lake brings in $67,841 a year, below the median for U.S. cities on this measure, with a poverty rate of 6.1%. Home values in Hubbard Lake run a median of $272,300, and the median resident age is 64.9 years. Educational attainment runs 32.6% of adults with a bachelor's degree or higher. Separately, 22.8% of working-age residents are in the labor force.
Living costs in Michigan run below the national norm: BEA Regional Price Parities 2024 puts Michigan at 96.2 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,113 monthly. Monthly utility costs average around $238 across Michigan, per EIA 2023 residential energy estimates. Workers in Hubbard Lake report an average commute of 52.0 minutes, with 68.4% driving alone and 7.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 49.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Hubbard Lake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility to within-city variation; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Hubbard Lake, city-specific coverage includes commute-mode shares, within-city Census tract profiles.
No matched row is reported here for local building permits, matched public-school count, FBI reported-crime rates, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Hubbard Lake?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Michigan, the closest population matches are Central Lake (976 residents, $58,900 income); Lewiston (980 residents, $41,266 income); Mayville (971 residents, $50,735 income). Outside the state, the closest population matches in this dataset are Baileyton, AL (976 residents); Terramuggus, CT (976 residents); Atwood, IL (976 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Hubbard Lake?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 6.1%, which keeps the citywide median from describing every household.
What does the journey to work look like in Hubbard Lake?
Driving alone is the largest reported mode at 68.4%. The reported mean trip to work is 52.0 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
What can 11 Census tracts reveal inside Hubbard Lake?
PlainCities matches 11 Census tracts to this city.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Below median income · poverty 6.1% (Below-median poverty)
Cost of Living Index (state)
96.2 (US=100)
Near national cost · BEA RPP 2024, Michigan average
C
City profile score · Hubbard Lake, MI
55/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share C+
32.6%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C
6.1%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living C
96.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income D
$67,841
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Hubbard Lake profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 62/100 (C+) · 32.6%
Poverty rate: 58/100 (C) · 6.1%
Cost of living: 57/100 (C) · 96.2 index
Household income: 46/100 (D) · $67,841
How does Hubbard Lake compare to other US cities?
Hubbard Lake measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income47% higher than other cities
Home value60% pricier than other cities
Median rent32% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Hubbard Lake against every qualifying US city; each in-state rank narrows that to Michigan only. Full formula and direction notes: methodology.
Michigan-relative analysis
Median Gross Rent places Hubbard Lake near the bottom of Michigan's cities
Among the 727 Michigan cities PlainCities tracks with reported median gross rent data, Hubbard Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Hubbard Lake only against its own state's cities, not the full US field.
Median Household Income
#254 of 718
65th percentile in Michigan
Median Gross Rent
#1 of 727
0th percentile in Michigan
Median Home Value
#93 of 721
87th percentile in Michigan
Poverty Rate
#436 of 727
39th percentile in Michigan
Bachelor's Degree or Higher
#174 of 727
76th percentile in Michigan
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Michigan only, not a livability score. See the methodology for the source and calculation.
Gauge source note
47th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Hubbard Lake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$272,30040th percentilemore affordable than 40% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Hubbard Lake's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,748 of 15,516
More affordable than 31% of tracked cities (pop. 1,000+)
Size class
#8,397 of 11,323
Micro cities (under 10,000)
At 4.0×, Hubbard Lake sits in the moderate band:
national rank #10,748 of 15,516 and #8,397 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$67,841Hubbard Lake, MI median household income (Census ACS)
Show U.S. national quintile / Lorenz context Hubbard Lake, MI median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Hubbard Lake, MI.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)32.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)6.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)22.8%
Census ACS S2301, share of working-age residents in the labor force
Population
976
Median Income
$67,841
Median Home Value
$272,300
Median Age
64.9
Poverty Rate
6.1%
Labor force participation
22.8%
Bachelor's Degree+
32.6%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
52.0 minutes
Drive Alone
68.4%
Carpool
15.8%
Public Transit
0.0%
Walk
4.7%
Work from Home
7.0%
Other
4.1%
Based on 215 workers 16 and over.
Monthly Utility Costs
Michigan statewide monthly utility average (EIA 2023): $238
EIA 2023 residential energy data puts average monthly utilities across Michigan at $238 (electricity about $105 , water and sewer about $48 ).
These are Michigan statewide averages, not a meter reading for Hubbard Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Michigan's BEA cost-of-living index is 96.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Hubbard Lake is $1,113/mo. FEMA's National Risk Index, averaged to Michigan statewide on PlainCities, rates natural-hazard exposure at 49.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Michigan statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Hubbard Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Hubbard Lake compares to similar-size Michigan cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.