City profile · Minnesota · Census ACS 2023

Cambridge, MN

Population, income, housing, safety, climate and schools for Cambridge - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

9,992
Residents
$67,632
Median income
$234,800
Median home
$1,709
Median rent (state)

Cambridge - the verdict

Cambridge ranks in the 47th percentile for household income and the 38th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

47th
percentile, household income
52nd
percentile, home value
68th
percentile, median rent
38th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cambridge, MN

Minnesota's Cambridge is a small town, with 9,992 residents per the latest Census Bureau ACS figures. Median household income here is $67,632 per year, below the median for U.S. cities on this measure, with a poverty rate of 7.3%. Cambridge's housing stock carries a median value of $234,800, and the median resident age is 36.8 years. About 18.5% of adults hold a bachelor's degree or higher, while 61.1% of working-age residents are in the labor force.

In 2024, 35 residential building permits were authorized in Cambridge (Construction Slowdown), down 50% from five years earlier, per Census BPS data. Cambridge reports a comparatively low crime rate: FBI UCR reporting places total crime at 1758.9 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). NOAA climate normals record an annual average temperature of 44.1°F with 29.7 inches of precipitation per year and 44.1 inches of snowfall.

Minnesota tracks close to the national cost-of-living baseline: the state registers 98.6 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,709 per month statewide. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. Workers in Cambridge report an average commute of 26.0 minutes, with 74.3% driving alone and 8.5% working from home. Natural-hazard exposure scores 26.9 out of 100 on FEMA's National Risk Index (Very Low).

Population

9,992 residents

Census ACS 2023 - Minnesota

Median Household Income

$67,632 /yr

Poverty 7.3%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Cambridge compare to other US cities?

Where Cambridge sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 47% higher than other cities
Home value 52% pricier than other cities
Median rent 68% pricier than other cities
Safety 38% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

A national percentile can hide a lot of local variation: narrowed to Minnesota alone, Cambridge ranks #178 of 229 Minnesota cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Cambridge's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

47thIncome percentile
38thSafety percentile

47th percentile nationally for median household income · 38th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Cambridge's profile vs. every US city

Income, affordability, and safety percentile

Cambridge's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 42 Avg. percentile National median
Cambridge's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Cambridge's home value compares nationally

Median home value vs. every US city (population 1,000+)

$234,800 48th percentile more affordable than 48% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cambridge $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cambridge, MN Cambridge, MN's reported median household income shown against the U.S. national quintile-share pattern (not Cambridge, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cambridge, MN median $67,632/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cambridge, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cambridge, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 61.1%

Census ACS S2301, share of working-age residents in the labor force

Population
9,992
Median Income
$67,632
Median Home Value
$234,800
Median Age
36.8
Poverty Rate
7.3%
Labor force participation
61.1%
Bachelor's Degree+
18.5%

Safety & Crime

Total Crime Rate
1758.9
per 100,000 residents
Violent Crime
64.8
per 100,000 residents
Property Crime
1694.1
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
44.1°F
Annual Precipitation
29.7"
Annual Snowfall
44.1"

Schools

Total Schools
12
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
9,500 residents10,000 residents10,500 residents11,000 residents11,500 residents 202020212022202320242025 9,671 residents 11,090 residents ▲ +14.7%
Cambridge's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
35
housing units authorized
Single-Family
35
detached homes
Multifamily
0
apartments & condos
Supply Intensity
3.5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 70
2020 119
2021 281
2022 13
2023 247
2024 35

Permit volume decreased 50% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
26.0 minutes
Drive Alone
74.3%
Carpool
10.1%
Public Transit
1.3%
Walk
2.8%
Work from Home
8.5%
Other
3.0%

Based on 4,885 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cambridge sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
26.9 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Minnesota

Detroit Lakes
10,002 people
Hermantown
10,192 people
Arden Hills
9,737 people
Fairmont
10,348 people
St. Anthony city (Hennepin and Ramsey Counties)
9,516 people
Little Canada
10,546 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cambridge's 9,992 residents (Census ACS 5-Year 2023).

Woodbury, NJ
9,992 people
Struthers, OH
9,995 people
Fairmount, NY
9,998 people
Jefferson, LA
9,984 people
Rio Vista, CA
10,002 people
Winfield, IL
9,982 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cambridge's $67,632 (Census ACS 5-Year 2023, table B19013).

Lexington-Fayette urban county, KY
$67,631 median income
New Egypt, NJ
$67,633 median income
Hiawatha, IA
$67,628 median income
Richland Hills, TX
$67,628 median income
Katherine, AZ
$67,639 median income
Rest Haven, IL
$67,639 median income

Race & Ethnicity Composition

Race and ethnicity - Cambridge, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cambridge, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 91.4% ETHNICITY, Hispanic or Latino (any race) 1.1% White 91.4% Black or African American 2.2% Asian 3.4% American Indian 0.8% Native Hawaiian 0.0% Some other race 0.0% Two or more races 2.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cambridge compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cambridge (this city) 9,992 $67,632
Detroit Lakes 10,002 $62,123
Hermantown 10,192 $92,026
Arden Hills 9,737 $128,668
Census ACS 5-year FIPS MN FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cambridge, MN?

What is the population of Cambridge, MN? +

Cambridge, MN counts 9,992 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cambridge, MN? +

Cambridge households earn a median of $67,632 annually, based on Census ACS 2023 data.

What is the cost of living in Cambridge? +

BEA does not publish a city-level cost-of-living figure for Cambridge; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

Is Cambridge, MN safe? +

Cambridge has a total crime rate of 1758.9 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Cambridge, MN? +

The median home value in Cambridge is $234,800, according to Census ACS 2023 estimates.

What is the climate like in Cambridge? +

The average annual temperature in Cambridge runs 44.1°F, 29.7 inches of precipitation, and 44.1 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.