City profile · Minnesota · Census ACS 2023

Cottage Grove, MN

Population, income, housing, safety, climate and schools for Cottage Grove — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

40,124
Residents
$121,452
Median income
$359,600
Median home
$1,125
Median rent

Data Snapshot: Cottage Grove, MN

Cottage Grove is a city in Minnesota with a population of 40,124 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $121,452 per year, while the poverty rate sits at 2.7%. Typical homes in Cottage Grove are valued around $359,600, and the median resident age is 36.8 years. About 39.3% of adults hold a bachelor's degree or higher, while 69.8% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 334 residential units were authorized in 2024 (Growing), up 14% from five years earlier. FBI UCR reporting places total crime at 721.0 incidents per 1,000 residents, above the national average, indicating elevated public-safety concerns.

On a cost-of-living index where 100 equals the national average, Minnesota registers 98.6 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,125 per month. Average monthly utility bills run around $225 based on EIA 2023 residential energy data. Workers in Cottage Grove report an average commute of 19.8 minutes, with 71.2% driving alone and 19.3% working from home. FEMA's National Risk Index rates natural-hazard exposure at 42.4 out of 100 (Low).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

40,124 residents

Census ACS 2023 — Minnesota

Median Household Income

$121,452 /yr

Poverty 2.7%

Cost of Living Index

98.6 (US=100)

Near Average — BEA RPP 2024

How does Cottage Grove compare to other US cities?

Where Cottage Grove sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 88% higher than other cities
Home value 73% pricier than other cities
Median rent 36% pricier than other cities
Safety 76% safer than other cities

Percentiles compare Cottage Grove against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Cottage Grove, MN Quintile shares of aggregate household income for Cottage Grove, MN. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cottage Grove, MN — median $121,452/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Cottage Grove, MN — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 39.3%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 2.7%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 69.8%

Census ACS S2301 — share of working-age residents in the labor force

Population
40,124
Median Income
$121,452
Median Home Value
$359,600
Median Age
36.8
Poverty Rate
2.7%
Labor force participation
69.8%
Bachelor's Degree+
39.3%

Safety & Crime

Total Crime Rate
721.0
per 1,000 residents
Violent Crime
39.4
per 1,000 residents
Property Crime
681.6
per 1,000 residents

Schools

Total Schools
13
Public schools in this city

Housing Supply

Census Bureau Building Permits Survey (BPS) — annual residential permits authorized

🏗️ Growing
Total Permits (2024)
334
housing units authorized
Single-Family
334
detached homes
Multifamily
0
apartments & condos
Supply Intensity
8.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 293
2020 505
2021 590
2022 554
2023 290
2024 334

Permit volume increased 14% from 2019 to 2024.

Commute Patterns

How workers travel to work — Census ACS 2023

Average Commute Time
19.8 minutes
Drive Alone
71.2%
Carpool
7.4%
Public Transit
0.8%
Walk
0.5%
Work from Home
19.3%
Other
0.8%

Based on 21,000 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota — EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Minnesota state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,125/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
42.4 / 100
Low
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Cottage Grove, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cottage Grove, MN — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Cottage Grove compares to nearby Minnesota cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Cottage Grove) plus the nearest peer cities in Minnesota, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MN

Cottage Grove

121.45% top marginal rate
Structure
Progressive
Burden @ $100K
$121,452
Brackets
40
Selected

MN

Maplewood

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$4,100
Brackets
41
Selected

MN

Richfield

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$3,670
Brackets
37
Selected

MN

Roseville

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$3,590
Brackets
36
Census ACS 5-year FIPS MN FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cottage Grove, MN?

What is the population of Cottage Grove, MN? +

Cottage Grove, MN has a population of 40,124 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cottage Grove, MN? +

The median household income in Cottage Grove is $121,452 per year, based on Census ACS 2023 data.

What is the cost of living in Cottage Grove? +

Cottage Grove has a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

Is Cottage Grove, MN safe? +

Cottage Grove has a total crime rate of 721.0 per 1,000 residents, which is above the national average. Source: FBI UCR data.

What is the median home value in Cottage Grove, MN? +

The median home value in Cottage Grove is $359,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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