City · Minnesota
Credit River, Minnesota
Credit River, city, in Scott County, Minnesota. Credit River had 5,644 residents on July 1, 2025 by the Census Bureau's estimate, up 2.5% since 2020 and the ACS 2020-2024 5-year estimates put it at 5,551 (±33). GEOID 2713708.
Residents, July 2025 estimate
5,644
Census Bureau estimate (no margin published)
2020 Census count: – · ACS 2020-2024: 5,551 ±33
Median household income
$143,125
±$25,255 (90% margin)
Minnesota: $89,062
Median home value
$595,000
±$45,488 (90% margin)
Minnesota: $329,300
Median gross rent
not published
Minnesota: $1,280
Where is Credit River and what county is it in?
Credit River is a city in Scott County, Minnesota. It covers 23.4 square miles of land.
Credit River is in the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan statistical area, which takes in 15 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Credit River, and is it growing?
The Census Bureau estimates that 5,644 people lived in Credit River on July 1, 2025, up 2.5% since 2020, in line with Minnesota (+2.2%). The 2020-2024 American Community Survey, a five-year sample, puts the population at 5,551 (±33).
| Measure | Credit River | Scott County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 5,551 ±33 | 154,557 | – |
| Households | 1,941 ±161 | 54,971 | – |
| Average household size | 2.85 ±0.23 | 2.78 | – |
| Housing units | 2,000 ±167 | 56,671 | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Credit River?
The median resident of Credit River is 44.8 years old; 18.5% are under 18 and 13.9% are 65 or older. The largest group is non-Hispanic white residents at 92.1%, then non-Hispanic residents of two or more races at 2.6%.
| Measure | Credit River | Scott County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 44.8 ±5.8 | 37.8 | – |
| Under 18 years | 18.5% ±3.6 pts | 25.8% | – |
| 65 years and over | 13.9% ±3.5 pts | 12.7% | – |
| Male | 50.8% ±3.3 pts | 50.1% | – |
| Hispanic or Latino (any race) | 2.0% ±1.9 pts | 6.4% | – |
| White alone, not Hispanic | 92.1% ±3.6 pts | 75.6% | – |
| Black or African American alone, not Hispanic | 0.0% ±0.4 pts | 6.1% | – |
| Asian alone, not Hispanic | 2.1% ±1.7 pts | 6.3% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.4 pts | 0.6% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.4 pts | 0.0% | – |
| Two or more races, not Hispanic | 2.6% ±1.6 pts | 4.6% | – |
| Some other race alone, not Hispanic | 1.3% ±2.0 pts | 0.3% | – |
| Born outside the United States | 5.3% ±3.5 pts | 10.2% | – |
| Speak a language other than English at home (age 5+) | 3.1% ±2.0 pts | 14.0% | – |
| Civilian veterans (age 18+) | 8.0% ±2.6 pts | 5.2% | – |
| With a disability | 5.0% ±1.6 pts | 8.4% | – |
| No health insurance coverage | 1.2% ±1.4 pts | 3.7% | – |
| High school graduate or higher (age 25+) | 99.4% ±0.8 pts | 94.6% | – |
| Bachelor's degree or higher (age 25+) | 44.2% ±7.3 pts | 44.1% | – |
| Graduate or professional degree (age 25+) | 12.0% ±4.4 pts | 13.0% | – |
| Lived in the same house a year earlier | 93.5% ±5.1 pts | 91.5% | – |
| Moved from another state in the past year | 2.8% ±4.3 pts | 1.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Credit River earn?
Half of Credit River's 1,941 households earn less than $143,125 a year (±$25,255), against $119,314 in Scott County and $89,062 in Minnesota.
| Measure | Credit River | Scott County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $143,125 ±$25,255 | $119,314 | – |
| Mean household income | $213,184 ±$32,076 | $149,625 | – |
| Per capita income | $75,691 ±$10,971 | $54,014 | – |
| People below the poverty line | 2.1% ±1.4 pts | 4.6% | – |
| Children under 18 below the poverty line | 2.5% ±3.0 pts | 4.9% | – |
| Households receiving SNAP | 0.0% ±1.2 pts | 4.5% | – |
| Households with a computer | 99.2% ±1.2 pts | 97.5% | – |
| Households with a broadband subscription | 97.5% ±2.3 pts | 95.0% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Credit River?
Owners occupy 97.5% of Credit River's occupied homes and renters 2.5%. The median owner-occupied home is valued at $595,000 by its owner (±$45,488).
| Measure | Credit River | Scott County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $595,000 ±$45,488 | $419,400 | – |
| Renters paying 35% or more of income on rent | 31.3% ±57.4 pts | 38.2% | – |
| Median monthly owner costs, with a mortgage | $2,763 ±$330 | $2,329 | – |
| Owner-occupied homes | 97.5% ±2.9 pts | 83.8% | – |
| Renter-occupied homes | 2.5% ±2.9 pts | 16.2% | – |
| Housing units | 2,000 ±167 | 56,671 | – |
| Homeowner vacancy rate | 0.0% ±1.2 pts | 0.7% | – |
| Rental vacancy rate | 0.0% ±35.3 pts | 3.1% | – |
| Single-family detached homes | 97.9% ±2.8 pts | 70.8% | – |
| Mobile homes | 0.0% ±1.1 pts | 1.4% | – |
| Built 2020 or later | 1.6% ±1.4 pts | 2.6% | – |
| Built 2010 to 2019 | 11.0% ±3.7 pts | 13.3% | – |
| Built 1939 or earlier | 6.6% ±3.8 pts | 4.6% | – |
| Households with no vehicle | 0.0% ±1.2 pts | 3.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Credit River building?
Builders took permits for 24 new housing units in Credit River in 2025 (24 in single-family houses; the permit office reported 4 of 12 months), 4.3 per 1,000 residents against 3.6 across Minnesota.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Credit River work and get to work?
71.8% of Credit River's workers drive alone and 16.8% work from home. The average trip to work takes 24.1 minutes.
| Measure | Credit River | Scott County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 73.9% ±4.8 pts | 74.8% | – |
| Unemployment rate | 1.9% ±1.5 pts | 3.5% | – |
| Drove alone to work | 71.8% ±6.3 pts | 70.5% | – |
| Carpooled | 2.5% ±1.9 pts | 6.8% | – |
| Public transportation | 0.5% ±0.9 pts | 0.4% | – |
| Walked | 0.3% ±0.5 pts | 0.7% | – |
| Worked from home | 16.8% ±4.4 pts | 19.7% | – |
| Mean travel time to work | 24.1 min ±2.9 | 24.8 min | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Credit River compare with other places in Minnesota?
By the Census Bureau's July 2025 estimates, Credit River is the 4,570th-most populous of the 19,476 U.S. incorporated places that have one and the 139th-most populous of 855 in Minnesota.
Credit River is not ranked by income or the other survey measures: those rankings include places of 1,000 or more residents (2020 Census) with a reliable estimate.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 139th | 855 |
Credit River's figures with every place in Minnesota (CSV)
Every place in Minnesota, sortable · Compare Credit River with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Credit River?
23 of the 56 figures for Credit River on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Credit River are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Credit River.