City profile · Minnesota · Census ACS 2023

Finlayson, MN

Population, income, housing, safety, climate and schools for Finlayson - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

228
Residents
$63,750
Median income
$175,000
Median home
$1,101
Median rent (state)

Finlayson - the verdict

Finlayson ranks in the 41st percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

41st
percentile, household income
35th
percentile, home value
29th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Finlayson, MN

Finlayson is a small town in Minnesota, home to 228 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $63,750 per year, below the median for U.S. cities on this measure, with a poverty rate of 9.8%. Home values in Finlayson run a median of $175,000, and the median resident age is 47.6 years. 20.2% of adults here have a bachelor's degree or higher; 47.8% of working-age residents are in the labor force.

In 2024, 2 residential building permits were authorized in Finlayson (Stable), up 0% from five years earlier, per Census BPS data.

Minnesota tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Minnesota scores 98.6 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,101 per month statewide. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 62.2 out of 100 for natural-hazard exposure (Moderate).

Population

228 residents

Census ACS 2023 - Minnesota

Median Household Income

$63,750 /yr

Poverty 9.8%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Finlayson compare to other US cities?

Where Finlayson sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 41% higher than other cities
Home value 35% pricier than other cities
Median rent 29% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Finlayson's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

41stIncome percentile

41st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Finlayson's home value compares nationally

Median home value vs. every US city (population 1,000+)

$175,000 Among the most affordable more affordable than 65% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Finlayson $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Finlayson, MN Finlayson, MN's reported median household income shown against the U.S. national quintile-share pattern (not Finlayson, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Finlayson, MN median $63,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Finlayson, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Finlayson, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 20.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 47.8%

Census ACS S2301, share of working-age residents in the labor force

Population
228
Median Income
$63,750
Median Home Value
$175,000
Median Age
47.6
Poverty Rate
9.8%
Labor force participation
47.8%
Bachelor's Degree+
20.2%

Schools

Total Schools
4
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
280 residents300 residents320 residents340 residents 202020212022202320242025 296 residents 332 residents ▲ +12.2%
Finlayson's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Stable
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
8.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 2
2020 2
2021 2
2022 7
2023 7
2024 2

Permit volume increased 0% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.4%
Carpool
12.4%
Public Transit
0.0%
Walk
0.0%
Work from Home
2.2%

Based on 89 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Finlayson sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,101/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
62.2 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Minnesota

Garden
228 people
Lake Wilson
227 people
Beardsley
226 people
Gilman
226 people
Osage
226 people
Granada
231 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Finlayson's 228 residents (Census ACS 5-Year 2023).

Sanford, AL
228 people
McNeal, AZ
228 people
Long Point, IL
228 people
McNabb, IL
228 people
Losantville, IN
228 people
Montpelier, IA
228 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Finlayson's $63,750 (Census ACS 5-Year 2023, table B19013).

Kellyton, AL
$63,750 median income
Golovin, AK
$63,750 median income
Peeples Valley, AZ
$63,750 median income
Banks, AR
$63,750 median income
Lakeview, CA
$63,750 median income
Malaga, CA
$63,750 median income

Race & Ethnicity Composition

Race and ethnicity - Finlayson, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Finlayson, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.6% ETHNICITY, Hispanic or Latino (any race) 0.0% White 95.6% Black or African American 0.0% Asian 0.4% American Indian 0.9% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Finlayson compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Finlayson (this city) 228 $63,750
Garden 228 $77,222
Lake Wilson 227 $59,375
Beardsley 226 $67,857
Census ACS 5-year FIPS MN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Finlayson, MN?

What is the population of Finlayson, MN? +

228 people live in Finlayson, MN according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Finlayson, MN? +

In Finlayson, the typical household earns $63,750 per year, based on Census ACS 2023 data.

What is the cost of living in Finlayson? +

BEA does not publish a city-level cost-of-living figure for Finlayson; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Finlayson, MN? +

Homes in Finlayson carry a median value of $175,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.