City profile · Minnesota · Census ACS 2023

Monticello, MN

Population, income, housing, safety, climate and schools for Monticello - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

14,607
Residents
$81,563
Median income
$298,400
Median home
$1,709
Median rent (state)

Monticello - the verdict

Measured against every US city with at least 1,000 residents, Monticello lands in the 63rd percentile for household income. Source: Census ACS.

63rd
percentile, household income
65th
percentile, home value
68th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Monticello, MN

Census ACS 2023 estimates count 14,607 residents in Monticello, a small town within Minnesota. Median household income here is $81,563 per year, above the median for U.S. cities on this measure, with a poverty rate of 5.9%. Monticello's housing stock carries a median value of $298,400, and the median resident age is 33.7 years. Educational attainment runs 23.5% of adults with a bachelor's degree or higher. Separately, 74.0% of working-age residents are in the labor force.

In 2024, 87 residential building permits were authorized in Monticello (Building Boom), up 53% from five years earlier, per Census BPS data.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,709 monthly. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). Commute times here average 25.6 minutes, with 74.5% driving alone and 10.3% working from home, per Census ACS commuting data. Natural-hazard exposure scores 53.6 out of 100 on FEMA's National Risk Index (Low).

Population

14,607 residents

Census ACS 2023 - Minnesota

Median Household Income

$81,563 /yr

Poverty 5.9%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Monticello compare to other US cities?

Here's how Monticello stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 63% higher than other cities
Home value 65% pricier than other cities
Median rent 68% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Monticello's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

63rdIncome percentile

63rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Monticello's home value compares nationally

Median home value vs. every US city (population 1,000+)

$298,400 35th percentile more affordable than 35% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Monticello $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Monticello, MN Monticello, MN's reported median household income shown against the U.S. national quintile-share pattern (not Monticello, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Monticello, MN median $81,563/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Monticello, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Monticello, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 23.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 74.0%

Census ACS S2301, share of working-age residents in the labor force

Population
14,607
Median Income
$81,563
Median Home Value
$298,400
Median Age
33.7
Poverty Rate
5.9%
Labor force participation
74.0%
Bachelor's Degree+
23.5%

Schools

Total Schools
20
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
14,000 residents14,500 residents15,000 residents15,500 residents16,000 residents 202020212022202320242025 14,489 residents 15,670 residents ▲ +8.2%
Monticello's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
87
housing units authorized
Single-Family
59
detached homes
Multifamily
28
apartments & condos
Supply Intensity
6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 57
2020 62
2021 131
2022 29
2023 237
2024 87

Permit volume increased 53% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
25.6 minutes
Drive Alone
74.5%
Carpool
11.7%
Public Transit
0.1%
Walk
1.5%
Work from Home
10.3%
Other
1.9%

Based on 8,101 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Monticello sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,709/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
53.6 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Minnesota

Hutchinson
14,629 people
Alexandria
14,579 people
Brainerd
14,474 people
Robbinsdale
14,318 people
North Mankato
14,212 people
Fergus Falls
14,138 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Monticello's 14,607 residents (Census ACS 5-Year 2023).

Naranja, FL
14,610 people
Fraser, MI
14,604 people
Swansea, IL
14,603 people
Great Bend, KS
14,596 people
Falls Church, VA
14,593 people
Red Bluff, CA
14,592 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Monticello's $81,563 (Census ACS 5-Year 2023, table B19013).

Middleville, NY
$81,563 median income
Forest Junction, WI
$81,563 median income
Granger, WY
$81,563 median income
Blaine, WA
$81,559 median income
Leominster, MA
$81,556 median income
Hokes Bluff, AL
$81,544 median income

Race & Ethnicity Composition

Race and ethnicity - Monticello, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Monticello, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 85.6% ETHNICITY, Hispanic or Latino (any race) 6.9% White 85.6% Black or African American 1.4% Asian 3.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.7% Two or more races 4.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Monticello compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Monticello (this city) 14,607 $81,563
Hutchinson 14,629 $71,730
Alexandria 14,579 $61,558
Brainerd 14,474 $53,705
Census ACS 5-year FIPS MN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Monticello, MN?

What is the population of Monticello, MN? +

14,607 people live in Monticello, MN according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Monticello, MN? +

Monticello households earn a median of $81,563 annually, based on Census ACS 2023 data.

What is the cost of living in Monticello? +

BEA does not publish a city-level cost-of-living figure for Monticello; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Monticello, MN? +

Monticello's median home value sits at $298,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.