City profile · Minnesota · Census ACS 2023

Stephen, MN

Population, income, housing, safety, climate and schools for Stephen - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

524
Residents
$63,750
Median income
$83,800
Median home
$973
Median rent (state)

Stephen - the verdict

Measured against every US city with at least 1,000 residents, Stephen lands in the 41st percentile for household income. Source: Census ACS.

41st
percentile, household income
4th
percentile, home value
12th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Stephen, MN

Minnesota's Stephen is a small town, with 524 residents per the latest Census Bureau ACS figures. Median household income here is $63,750 per year, below the median for U.S. cities on this measure, with a poverty rate of 8.6%. Typical homes in Stephen are valued around $83,800, and the median resident age is 55.3 years. Educational attainment runs 26.2% of adults with a bachelor's degree or higher. Separately, 56.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Low Activity).

Minnesota tracks close to the national cost-of-living baseline: the state registers 98.6 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $973 monthly. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 4.8 out of 100 for natural-hazard exposure (Very Low).

Population

524 residents

Census ACS 2023 - Minnesota

Median Household Income

$63,750 /yr

Poverty 8.6%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Stephen compare to other US cities?

Where Stephen sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 41% higher than other cities
Home value 4% pricier than other cities
Median rent 12% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Stephen against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Gross Rent places Stephen near the bottom of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Stephen ranks #531 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Stephen only against its own state's cities, not the full US field.

Median Household Income
#456 of 775
41st percentile in Minnesota
Median Gross Rent
#531 of 785
0th percentile in Minnesota
Median Home Value
#697 of 774
10th percentile in Minnesota
Poverty Rate
#236 of 785
70th percentile in Minnesota
Bachelor's Degree or Higher
#260 of 784
66th percentile in Minnesota

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

41stIncome percentile

41st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Stephen's home value compares nationally

Median home value vs. every US city (population 1,000+)

$83,800 Among the most affordable more affordable than 96% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Stephen $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Stephen, MN Stephen, MN's reported median household income shown against the U.S. national quintile-share pattern (not Stephen, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Stephen, MN median $63,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Stephen, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Stephen, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 26.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.8%

Census ACS S2301, share of working-age residents in the labor force

Population
524
Median Income
$63,750
Median Home Value
$83,800
Median Age
55.3
Poverty Rate
8.6%
Labor force participation
56.8%
Bachelor's Degree+
26.2%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
570 residents575 residents580 residents585 residents590 residents595 residents 202020212022202320242025 591 residents 581 residents ▼ -1.7%
Stephen's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
3.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 1
2023 1
2024 2

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
83.4%
Carpool
8.9%
Public Transit
0.0%
Walk
4.9%
Work from Home
2.8%

Based on 247 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Stephen sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$973/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
4.8 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Minnesota

Sacred Heart
522 people
Sturgeon Lake
526 people
Gem Lake
521 people
Cosmos
529 people
Brownton
530 people
Franklin
513 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Stephen's 524 residents (Census ACS 5-Year 2023).

Ranburne, AL
524 people
Palmyra, IL
524 people
Town of Pines, IN
524 people
Lucas, OH
524 people
Churchtown, PA
524 people
Annetta North, TX
524 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Stephen's $63,750 (Census ACS 5-Year 2023, table B19013).

Kellyton, AL
$63,750 median income
Golovin, AK
$63,750 median income
Peeples Valley, AZ
$63,750 median income
Banks, AR
$63,750 median income
Lakeview, CA
$63,750 median income
Malaga, CA
$63,750 median income

Race & Ethnicity Composition

Race and ethnicity - Stephen, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Stephen, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 80.3% 13.2% ETHNICITY, Hispanic or Latino (any race) 15.3% White 80.3% Black or African American 1.1% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 5.3% Two or more races 13.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Stephen compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Stephen (this city) 524 $63,750
Sacred Heart 522 $63,125
Sturgeon Lake 526 $77,500
Gem Lake 521 $146,250
Census ACS 5-year FIPS MN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Stephen, MN?

What is the population of Stephen, MN? +

Stephen, MN has a population of 524 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Stephen, MN? +

Stephen households earn a median of $63,750 annually, based on Census ACS 2023 data.

What is the cost of living in Stephen? +

BEA does not publish a city-level cost-of-living figure for Stephen; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Stephen, MN? +

The median home value in Stephen is $83,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.