City profile · Minnesota · Census ACS 2023

Tracy, MN

Population, income, housing, safety, climate and schools for Tracy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,869
Residents
$60,682
Median income
$110,900
Median home
$973
Median rent (state)

Tracy - the verdict

Tracy ranks in the 36th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

36th
percentile, household income
14th
percentile, home value
12th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Tracy, MN

Tracy is a small town in Minnesota, home to 1,869 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Tracy brings in $60,682 a year, below the median for U.S. cities on this measure, with a poverty rate of 7.6%. Home values in Tracy run a median of $110,900, and the median resident age is 44.1 years. Educational attainment runs 16.3% of adults with a bachelor's degree or higher. Separately, 63.4% of working-age residents are in the labor force.

In 2024, 3 residential building permits were authorized in Tracy (Slowing), down 25% from five years earlier, per Census BPS data. NOAA puts Tracy's yearly average temperature at 44.6°F with 29.2 inches of precipitation per year and 49.3 inches of snowfall.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $973 per month. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 19.8 out of 100 on FEMA's National Risk Index (Very Low).

Population

1,869 residents

Census ACS 2023 - Minnesota

Median Household Income

$60,682 /yr

Poverty 7.6%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Tracy compare to other US cities?

Tracy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 36% higher than other cities
Home value 14% pricier than other cities
Median rent 12% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Tracy's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

36thIncome percentile

36th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Tracy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$110,900 Among the most affordable more affordable than 86% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Tracy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Tracy, MN Tracy, MN's reported median household income shown against the U.S. national quintile-share pattern (not Tracy, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Tracy, MN median $60,682/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Tracy, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Tracy, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 16.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.4%

Census ACS S2301, share of working-age residents in the labor force

Population
1,869
Median Income
$60,682
Median Home Value
$110,900
Median Age
44.1
Poverty Rate
7.6%
Labor force participation
63.4%
Bachelor's Degree+
16.3%

Climate

Avg Temperature
44.6°F
Annual Precipitation
29.2"
Annual Snowfall
49.3"

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,030 residents2,040 residents2,050 residents2,060 residents2,070 residents2,080 residents 202020212022202320242025 2,063 residents 2,039 residents ▼ -1.2%
Tracy's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Slowing
Total Permits (2024)
3
housing units authorized
Single-Family
3
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.6
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 4
2020 2
2021 2
2022 0
2023 0
2024 3

Permit volume decreased 25% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
86.7%
Carpool
6.9%
Public Transit
0.0%
Walk
2.9%
Work from Home
2.6%
Other
0.9%

Based on 952 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Tracy sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$973/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
19.8 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Minnesota

Spring Park
1,869 people
Howard Lake
1,864 people
Dundas
1,882 people
Coleraine
1,888 people
Maple Plain
1,889 people
Lester Prairie
1,848 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Tracy's 1,869 residents (Census ACS 5-Year 2023).

Pirtleville, AZ
1,869 people
Mackinaw, IL
1,869 people
Edgewood, TX
1,869 people
Vincent, AL
1,870 people
Warsaw, KY
1,868 people
Tres Arroyos, NM
1,870 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Tracy's $60,682 (Census ACS 5-Year 2023, table B19013).

Metamora, IN
$60,682 median income
Hope Mills, NC
$60,671 median income
Tuolumne, CA
$60,694 median income
Gardere, LA
$60,694 median income
Portage Des Sioux, MO
$60,694 median income
Strafford, MO
$60,670 median income

Race & Ethnicity Composition

Race and ethnicity - Tracy, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Tracy, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 80.7% 9.9% ETHNICITY, Hispanic or Latino (any race) 6.3% White 80.7% Black or African American 0.0% Asian 9.9% American Indian 0.1% Native Hawaiian 0.0% Some other race 3.3% Two or more races 5.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Tracy compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Tracy (this city) 1,869 $60,682
Spring Park 1,869 $46,860
Howard Lake 1,864 $99,464
Dundas 1,882 $111,250
Census ACS 5-year FIPS MN NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Tracy, MN?

What is the population of Tracy, MN? +

The population of Tracy, MN stands at 1,869 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Tracy, MN? +

In Tracy, the typical household earns $60,682 per year, based on Census ACS 2023 data.

What is the cost of living in Tracy? +

BEA does not publish a city-level cost-of-living figure for Tracy; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Tracy, MN? +

Homes in Tracy carry a median value of $110,900, according to Census ACS 2023 estimates.

What is the climate like in Tracy? +

Climate normals put Tracy's yearly average temperature at 44.6°F, 29.2 inches of precipitation, and 49.3 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.