City profile · Minnesota · Census ACS 2023

Underwood, MN

Population, income, housing, safety, climate and schools for Underwood - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

437
Residents
$73,750
Median income
$168,800
Median home
$983
Median rent (state)

Underwood - the verdict

Underwood ranks in the 55th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

55th
percentile, household income
33rd
percentile, home value
18th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Underwood, MN

Minnesota's Underwood is a small town, with 437 residents per the latest Census Bureau ACS figures. Underwood households earn a median of $73,750 annually, above the median for U.S. cities on this measure, with a poverty rate of 12.2%. Typical homes in Underwood are valued around $168,800, and the median resident age is 38.8 years. 25.9% of adults here have a bachelor's degree or higher; 64.6% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits), down 100% from five years earlier.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $983 per month statewide. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 79.4 out of 100 for natural-hazard exposure (High).

Population

437 residents

Census ACS 2023 - Minnesota

Median Household Income

$73,750 /yr

Poverty 12.2%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Underwood compare to other US cities?

Where Underwood sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 55% higher than other cities
Home value 33% pricier than other cities
Median rent 18% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Underwood's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Minnesota, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

55thIncome percentile

55th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Underwood's home value compares nationally

Median home value vs. every US city (population 1,000+)

$168,800 Among the most affordable more affordable than 67% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Underwood $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Underwood, MN Underwood, MN's reported median household income shown against the U.S. national quintile-share pattern (not Underwood, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Underwood, MN median $73,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Underwood, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Underwood, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 25.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 64.6%

Census ACS S2301, share of working-age residents in the labor force

Population
437
Median Income
$73,750
Median Home Value
$168,800
Median Age
38.8
Poverty Rate
12.2%
Labor force participation
64.6%
Bachelor's Degree+
25.9%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
356 residents358 residents360 residents362 residents364 residents 202020212022202320242025 357 residents 362 residents ▲ +1.4%
Underwood's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 3
2021 0
2022 0
2023 1
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
83.9%
Carpool
9.2%
Public Transit
0.0%
Walk
2.8%
Work from Home
4.1%

Based on 217 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Underwood sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$983/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
79.4 / 100
High
FEMA NRI composite score (county)

Similar Cities in Minnesota

Green Isle
437 people
Kellogg
438 people
Soudan
434 people
Miltona
433 people
Elmore
442 people
Morton
432 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Underwood's 437 residents (Census ACS 5-Year 2023).

Rock Mills, AL
437 people
Valley Acres, CA
437 people
Elizabeth, LA
437 people
Blandford, MA
437 people
Millburg, MI
437 people
Monument, NM
437 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Underwood's $73,750 (Census ACS 5-Year 2023, table B19013).

Ranburne, AL
$73,750 median income
Stewartville, AL
$73,750 median income
Salamatof, AK
$73,750 median income
Higden, AR
$73,750 median income
Traskwood, AR
$73,750 median income
Iliff, CO
$73,750 median income

Race & Ethnicity Composition

Race and ethnicity - Underwood, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Underwood, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 96.6% ETHNICITY, Hispanic or Latino (any race) 3.9% White 96.6% Black or African American 0.2% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Underwood compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Underwood (this city) 437 $73,750
Green Isle 437 $86,607
Kellogg 438 $68,438
Soudan 434 $55,526
Census ACS 5-year FIPS MN NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Underwood, MN?

What is the population of Underwood, MN? +

Underwood, MN counts 437 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Underwood, MN? +

The median household income in Underwood is $73,750 per year, based on Census ACS 2023 data.

What is the cost of living in Underwood? +

BEA does not publish a city-level cost-of-living figure for Underwood; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Underwood, MN? +

Homes in Underwood carry a median value of $168,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.