City profile · Missouri · Census ACS 2023

St. Paul, MO

Population, income, housing, safety, climate and schools for St. Paul - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,292
Residents
$154,022
Median income
$421,900
Median home
$1,218
Median rent (state)

St. Paul - the verdict

St. Paul ranks in the 95th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

95th
percentile, household income
79th
percentile, home value
38th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: St. Paul, MO

3,292 people live in St. Paul, Missouri - a small town by U.S. Census Bureau ACS 2023 estimates. St. Paul households earn a median of $154,022 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.3%. Typical homes in St. Paul are valued around $421,900, and the median resident age is 43.1 years. Educational attainment runs 41.3% of adults with a bachelor's degree or higher. Separately, 62.9% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 56 residential units authorized here in 2024 (Construction Slowdown), down 35% from five years earlier.

Living costs in Missouri run below the national norm: the state registers 90.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,218 monthly. Monthly utility costs average around $219 across Missouri, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 92.6 out of 100 (Very High).

Population

3,292 residents

Census ACS 2023 - Missouri

Median Household Income

$154,022 /yr

Poverty 0.3%

Cost of Living Index (state)

90.8 (US=100)

Well Below Average - BEA RPP 2024, Missouri average

How does St. Paul compare to other US cities?

St. Paul measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 95% higher than other cities
Home value 79% pricier than other cities
Median rent 38% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below St. Paul's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Missouri, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

95thIncome percentile

95th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How St. Paul's home value compares nationally

Median home value vs. every US city (population 1,000+)

$421,900 21st percentile more affordable than 21% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). This entry sits in this band. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. St. Paul $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - St. Paul, MO St. Paul, MO's reported median household income shown against the U.S. national quintile-share pattern (not St. Paul, MO-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution St. Paul, MO median $154,022/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
St. Paul, MO's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for St. Paul, MO. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 41.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.9%

Census ACS S2301, share of working-age residents in the labor force

Population
3,292
Median Income
$154,022
Median Home Value
$421,900
Median Age
43.1
Poverty Rate
0.3%
Labor force participation
62.9%
Bachelor's Degree+
41.3%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
2,500 residents3,000 residents3,500 residents4,000 residents 202020212022202320242025 3,060 residents 3,849 residents ▲ +25.8%
St. Paul's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
56
housing units authorized
Single-Family
56
detached homes
Multifamily
0
apartments & condos
Supply Intensity
17
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 86
2020 98
2021 100
2022 43
2023 37
2024 56

Permit volume decreased 35% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.2%
Carpool
2.4%
Public Transit
0.0%
Walk
1.2%
Work from Home
12.3%
Other
6.9%

Based on 1,712 workers 16 and over.

Monthly Utility Costs

State-average estimates for Missouri - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$72
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$219
estimated/month

Estimates reflect Missouri state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Missouri state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county St. Paul sits in

Cost of Living Index
90.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,218/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
92.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Missouri

Sugar Creek
3,261 people
Vandalia
3,260 people
Carrollton
3,335 people
Louisiana
3,231 people
Buffalo
3,358 people
Cassville
3,208 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to St. Paul's 3,292 residents (Census ACS 5-Year 2023).

Muldrow, OK
3,292 people
Big Lake, AK
3,291 people
Hamburg, NJ
3,293 people
Elizabethtown, NC
3,294 people
Erda, UT
3,294 people
Frostproof, FL
3,289 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to St. Paul's $154,022 (Census ACS 5-Year 2023, table B19013).

Damascus, MD
$153,994 median income
Emerson, NJ
$153,963 median income
Redstone, CO
$154,107 median income
Alpine Northeast, WY
$154,181 median income
Forest Ranch, CA
$154,212 median income
Lakewood, TX
$154,219 median income

Race & Ethnicity Composition

Race and ethnicity - St. Paul, MO Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition St. Paul, MO - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 95.1% ETHNICITY, Hispanic or Latino (any race) 1.2% White 95.1% Black or African American 0.2% Asian 0.4% American Indian 0.1% Native Hawaiian 0.0% Some other race 0.5% Two or more races 3.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How St. Paul compares to nearby Missouri cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
St. Paul (this city) 3,292 $154,022
Sugar Creek 3,261 $57,467
Vandalia 3,260 $58,649
Carrollton 3,335 $53,160
Census ACS 5-year FIPS MO Census BPS 2024 OMB Bulletin 23-01

What do people ask about St. Paul, MO?

What is the population of St. Paul, MO? +

St. Paul, MO counts 3,292 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in St. Paul, MO? +

Median annual household income in St. Paul runs $154,022, based on Census ACS 2023 data.

What is the cost of living in St. Paul? +

BEA does not publish a city-level cost-of-living figure for St. Paul; the closest available measure is the Missouri state average, a cost of living index of 90.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Missouri vary by metro area.

What is the median home value in St. Paul, MO? +

The median home value in St. Paul is $421,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.