Census tract · St. Charles County
Census Tract 3118.02, St. Charles County, Missouri
Census Tract 3118.02, GEOID 29183311802, in St. Charles County, Missouri, mostly within O'Fallon (81% of its census blocks). 6,264 residents in the ACS 2020-2024 5-year estimates (±686); the 2020 Census counted 6,220.
Residents, 2020-2024
6,264
±686 (90% margin)
2020 Census count: 6,220
Median household income
$88,320
±$19,517 (90% margin)
St. Charles County: $104,692
Median home value
$286,800
±$26,299 (90% margin)
St. Charles County: $320,800
Median gross rent
$1,128
±$81 (90% margin)
St. Charles County: $1,370
Where is Census Tract 3118.02?
Census Tract 3118.02 is one of 85 census tracts in St. Charles County, Missouri. It covers 4.19 square miles of land, 1,484 residents per square mile in 2020. Its GEOID, 29183311802, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| O'Fallon | 81% |
| Lake St. Louis | 2% |
| St. Paul | 1% |
8 census tracts border Census Tract 3118.02: Tract 3116.02 ($86,426), Tract 3116.03 ($82,840), Tract 3117.12 ($107,479), Tract 3118.01 ($108,386), Tract 3119.04 ($120,647), Tract 3119.07 ($65,052), Tract 3119.09 ($155,570) and Tract 3120.95 ($124,194). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3118.02?
The 2020-2024 American Community Survey puts Census Tract 3118.02's population at 6,264 (±686) in 2,480 households; the 2020 Census counted 6,220 residents and 2,769 housing units.
| Measure | Tract 3118.02 | O'Fallon |
|---|---|---|
| Total population | 6,264 ±686 | 93,801 |
| Households | 2,480 ±321 | 35,471 |
| Average household size | 2.50 ±0.21 | 2.63 |
| Housing units | 2,604 ±307 | 36,206 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3118.02?
The median resident of Census Tract 3118.02 is 40.9 years old; 22.0% are under 18 and 23.6% are 65 or older. The largest group is non-Hispanic white residents at 74.8%, then Hispanic or Latino residents (of any race) at 11.4%.
| Measure | Tract 3118.02 | O'Fallon |
|---|---|---|
| Median age | 40.9 ±3.7 | 38.4 |
| Under 18 years | 22.0% ±3.7 pts | 24.2% |
| 65 years and over | 23.6% ±4.0 pts | 14.5% |
| Hispanic or Latino (any race) | 11.4% ±4.6 pts | 5.5% |
| White alone, not Hispanic | 74.8% ±8.0 pts | 79.5% |
| Black or African American alone, not Hispanic | 3.5% ±2.7 pts | 5.2% |
| Asian alone, not Hispanic | 3.1% ±3.4 pts | 4.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 6.0% ±3.6 pts | 4.3% |
| Some other race alone, not Hispanic | 1.3% ±2.1 pts | 0.5% |
| Born outside the United States | 4.5% ±3.5 pts | 6.3% |
| Speak a language other than English at home (age 5+) | 8.3% ±4.5 pts | 7.9% |
| Civilian veterans (age 18+) | 7.0% ±2.9 pts | 6.0% |
| With a disability | 17.6% ±4.8 pts | 10.6% |
| No health insurance coverage | 5.8% ±2.9 pts | 3.9% |
| High school graduate or higher (age 25+) | 95.1% ±3.1 pts | 95.4% |
| Bachelor's degree or higher (age 25+) | 33.8% ±6.7 pts | 43.3% |
| Graduate or professional degree (age 25+) | 14.9% ±6.0 pts | 15.6% |
| Lived in the same house a year earlier | 89.6% ±5.0 pts | 90.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3118.02 earn?
Half of the 2,480 households in Census Tract 3118.02 earn less than $88,320 a year (±$19,517), against $104,692 across St. Charles County: 64th highest of the county's 84 tracts with a reliable estimate. 7.8% of residents live below the poverty line.
| Measure | Tract 3118.02 | O'Fallon |
|---|---|---|
| Median household income | $88,320 ±$19,517 | $110,443 |
| Mean household income | $100,703 ±$12,359 | $128,022 |
| Per capita income | $40,609 ±$4,456 | $49,304 |
| People below the poverty line | 7.8% ±4.3 pts | 5.4% |
| Children under 18 below the poverty line | 9.1% ±9.3 pts | 6.2% |
| Households receiving SNAP | 9.4% ±4.0 pts | 4.4% |
| Households with a computer | 96.2% ±3.2 pts | 97.4% |
| Households with a broadband subscription | 87.4% ±5.2 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3118.02?
Owners occupy 74.2% of Census Tract 3118.02's occupied homes and renters 25.8%. The median owner-occupied home is valued at $286,800 by its owner (±$26,299). The median renter pays $1,128 a month including utilities, and 43.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 3118.02 | O'Fallon |
|---|---|---|
| Median home value (owner-occupied) | $286,800 ±$26,299 | $326,200 |
| Median gross rent | $1,128 ±$81 | $1,443 |
| Renters paying 35% or more of income on rent | 43.9% ±15.9 pts | 36.0% |
| Median monthly owner costs, with a mortgage | $1,583 ±$243 | $1,899 |
| Owner-occupied homes | 74.2% ±6.5 pts | 81.0% |
| Renter-occupied homes | 25.8% ±6.5 pts | 19.0% |
| Housing units | 2,604 ±307 | 36,206 |
| Single-family detached homes | 74.6% ±6.9 pts | 75.2% |
| Mobile homes | 0.5% ±0.9 pts | 3.4% |
| Built 2020 or later | 1.0% ±1.3 pts | 3.7% |
| Built 2010 to 2019 | 8.1% ±4.1 pts | 15.8% |
| Built 1939 or earlier | 1.4% ±2.2 pts | 0.8% |
| Households with no vehicle | 9.1% ±5.2 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3118.02 get to work?
66.7% of Census Tract 3118.02's workers drive alone and 18.9% work from home. The average trip to work takes 24.4 minutes.
| Measure | Tract 3118.02 | O'Fallon |
|---|---|---|
| In the labor force (age 16+) | 63.2% ±5.5 pts | 73.1% |
| Unemployment rate | 2.4% ±1.8 pts | 2.7% |
| Drove alone to work | 66.7% ±8.0 pts | 75.2% |
| Carpooled | 7.4% ±4.1 pts | 4.3% |
| Public transportation | 0.0% ±1.1 pts | 0.1% |
| Walked | 7.0% ±7.7 pts | 0.8% |
| Worked from home | 18.9% ±5.5 pts | 18.1% |
| Mean travel time to work | 24.4 min ±2.3 | 25.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3118.02 compare with the other tracts in St. Charles County?
Among St. Charles County's tracts with a reliable estimate, Census Tract 3118.02 ranks as shown below (1 = highest).
| Measure | In St. Charles County | In O'Fallon |
|---|---|---|
| Population | 17th of 84 | 4th of 22 |
| Residents per square mile | 69th of 85 | 20th of 23 |
| Median household income | 64th of 84 | 18th of 22 |
| Per capita income | 70th of 84 | 17th of 22 |
| Median home value | 50th of 84 | 13th of 22 |
| Median gross rent | 59th of 73 | 15th of 18 |
| Poverty rate | 14th of 36 | 4th of 4 |
| Bachelor's degree or higher | 65th of 84 | 14th of 22 |
| Median age | 39th of 84 | 8th of 22 |
| Owner-occupied share | 61st of 84 | 18th of 22 |
The tracts next to it on St. Charles County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3103.02 | 61st | $90,774±$10,021 · within the margin of this tract |
| Tract 3114.22 | 62nd | $88,979±$9,722 · within the margin of this tract |
| Tract 3117.33 | 63rd | $88,672±$20,956 · within the margin of this tract |
| Tract 3118.02 | 64th | $88,320±$19,517 |
| Tract 3106.01 | 65th | $88,125±$22,927 · within the margin of this tract |
| Tract 3109.03 | 66th | $87,347±$8,421 · within the margin of this tract |
| Tract 3116.02 | 67th | $86,426±$9,680 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3118.02?
2 of the 18 figures for Census Tract 3118.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections