Census-designated place · Montana
Finley Point, Montana
Finley Point, census-designated place, in Lake County, Montana. Finley Point had 532 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 479 (±103). GEOID 3026226.
Residents, 2020 Census
532
Census count or controlled total
ACS 2020-2024 estimate: 479 ±103
Median household income
$65,972
±$32,904 (90% margin)
Montana: $72,509
Median home value
$555,100
±$256,521 (90% margin)
Montana: $375,800
Median gross rent
$1,034
±$447 (90% margin)
Montana: $1,081
Where is Finley Point and what county is it in?
Finley Point is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Lake County, Montana. It covers 4.3 square miles of land, 125 residents per square mile in 2020.
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Finley Point, and is it growing?
The 2020 Census counted 532 residents in Finley Point, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 479 (±103).
The Census Bureau publishes yearly population estimates for incorporated places only; Finley Point is a census-designated place, so its figures come from the ACS and the 2020 Census.
| Measure | Finley Point | Lake County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 479 ±103 | 32,561 | no clear change |
| Households | 279 ±67 | 12,576 | no clear change |
| Average household size | 1.72 ±0.26 | 2.56 | no clear change |
| Housing units | 713 ±84 | 16,468 | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Finley Point?
The median resident of Finley Point is 64.6 years old. The largest group is non-Hispanic white residents at 87.1%, then non-Hispanic residents of two or more races at 5.6%.
| Measure | Finley Point | Lake County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 64.6 ±3.1 | 44.3 | no clear change |
| Under 18 years | 4.8% ±5.2 pts | 22.0% | – |
| 65 years and over | 47.4% ±12.4 pts | 24.2% | – |
| Male | 48.6% ±8.2 pts | 49.4% | – |
| Hispanic or Latino (any race) | 0.8% ±1.6 pts | 4.3% | – |
| White alone, not Hispanic | 87.1% ±6.9 pts | 64.6% | no clear change |
| Black or African American alone, not Hispanic | 2.1% ±3.1 pts | 0.2% | – |
| Asian alone, not Hispanic | 0.0% ±6.1 pts | 0.7% | – |
| American Indian and Alaska Native alone, not Hispanic | 4.4% ±4.7 pts | 19.6% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±6.1 pts | 0.2% | – |
| Two or more races, not Hispanic | 5.6% ±5.4 pts | 10.2% | – |
| Some other race alone, not Hispanic | 0.0% ±6.1 pts | 0.3% | – |
| Born outside the United States | 0.0% ±6.1 pts | 2.3% | – |
| Speak a language other than English at home (age 5+) | 2.3% ±2.5 pts | 6.2% | – |
| Civilian veterans (age 18+) | 5.7% ±4.3 pts | 9.5% | – |
| With a disability | 24.6% ±10.4 pts | 15.7% | – |
| No health insurance coverage | 5.6% ±4.8 pts | 14.5% | – |
| High school graduate or higher (age 25+) | 96.9% ±4.7 pts | 92.9% | – |
| Bachelor's degree or higher (age 25+) | 43.6% ±13.8 pts | 31.5% | +23.3 pts |
| Graduate or professional degree (age 25+) | 25.9% ±12.6 pts | 11.0% | – |
| Lived in the same house a year earlier | 90.4% ±7.9 pts | 89.7% | – |
| Moved from another state in the past year | 5.8% ±6.4 pts | 3.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Finley Point earn?
Half of Finley Point's 279 households earn less than $65,972 a year (±$32,904), against $63,360 in Lake County and $72,509 in Montana. In 2015-2019 it was $33,652 in 2024 dollars; the margins of error cannot tell the two periods apart. 18.8% of residents live below the poverty line.
| Measure | Finley Point | Lake County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $65,972 ±$32,904 | $63,360 | no clear change |
| Mean household income | $80,461 ±$26,272 | $90,243 | – |
| Per capita income | $47,983 ±$16,320 | $36,177 | +$20,006 |
| People below the poverty line | 18.8% ±11.2 pts | 17.2% | – |
| Children under 18 below the poverty line | 0.0% ±59.4 pts | 23.0% | – |
| Households receiving SNAP | 6.1% ±9.1 pts | 10.7% | – |
| Households with a computer | 91.0% ±10.3 pts | 91.4% | – |
| Households with a broadband subscription | 86.0% ±11.7 pts | 84.8% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Finley Point?
Owners occupy 79.9% of Finley Point's occupied homes and renters 20.1%. The median owner-occupied home is valued at $555,100 by its owner (±$256,521). The median renter pays $1,034 a month including utilities, and 68.0% of renters pay 35% or more of their income on rent.
| Measure | Finley Point | Lake County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $555,100 ±$256,521 | $421,800 | no clear change |
| Median gross rent | $1,034 ±$447 | $901 | no clear change |
| Renters paying 35% or more of income on rent | 68.0% ±34.6 pts | 34.4% | – |
| Median monthly owner costs, with a mortgage | $1,542 ±$1,385 | $1,806 | – |
| Owner-occupied homes | 79.9% ±13.2 pts | 75.0% | no clear change |
| Renter-occupied homes | 20.1% ±13.2 pts | 25.0% | – |
| Housing units | 713 ±84 | 16,468 | no clear change |
| Homeowner vacancy rate | 6.7% ±9.9 pts | 1.1% | – |
| Rental vacancy rate | 0.0% ±38.1 pts | 4.7% | – |
| Single-family detached homes | 89.8% ±5.3 pts | 77.9% | – |
| Mobile homes | 6.3% ±4.4 pts | 10.0% | – |
| Built 2020 or later | 3.8% ±3.8 pts | 1.2% | – |
| Built 2010 to 2019 | 3.9% ±3.0 pts | 8.0% | – |
| Built 1939 or earlier | 4.2% ±2.9 pts | 9.7% | – |
| Households with no vehicle | 0.0% ±10.2 pts | 4.8% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Finley Point work and get to work?
63.5% of Finley Point's workers drive alone. The average trip to work takes 26.8 minutes.
| Measure | Finley Point | Lake County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 45.0% ±11.7 pts | 55.3% | – |
| Unemployment rate | 0.0% ±13.6 pts | 5.7% | – |
| Drove alone to work | 63.5% ±21.2 pts | 69.4% | – |
| Carpooled | 12.7% ±9.9 pts | 12.4% | – |
| Public transportation | 0.0% ±14.1 pts | 0.2% | – |
| Walked | 0.0% ±14.1 pts | 2.9% | – |
| Worked from home | 23.9% ±21.9 pts | 13.2% | – |
| Mean travel time to work | 26.8 min ±7.0 | 22.9 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Finley Point?
No census tract lies mostly in Finley Point; 1 tract reaches into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9403.04Lake County | 2,208 | $52,404 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Finley Point) · Census block assignment files
How does Finley Point compare with other places in Montana?
Finley Point is not ranked by income or the other survey measures: those rankings include places of 1,000 or more residents (2020 Census) with a reliable estimate.
Finley Point's figures with every place in Montana (CSV)
Every place in Montana, sortable · Compare Finley Point with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Finley Point?
28 of the 57 figures for Finley Point on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Finley Point are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.