City profile · Montana · Census ACS 2023

Finley Point, MT

Population, income, housing, safety, climate and schools for Finley Point - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

436
Residents
$34,519
Median income
$428,700
Median home
$1,444
Median rent (state)

Finley Point - the verdict

Out of every US city with 1,000+ residents, Finley Point places in the 4th percentile for household income. Source: Census ACS.

4th
percentile, household income
80th
percentile, home value
57th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Finley Point, MT

Finley Point is a small town in Montana, home to 436 residents per U.S. Census Bureau ACS 2023 estimates. Finley Point households earn a median of $34,519 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 5.5%. Typical homes in Finley Point are valued around $428,700, and the median resident age is 61.9 years. Educational attainment runs 29.8% of adults with a bachelor's degree or higher. Separately, 40.8% of working-age residents are in the labor force.

Living costs in Montana run below the national norm: on BEA's 100-equals-national-average cost index, Montana scores 94.6 (Below Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,444 monthly. Monthly utility costs average around $175 across Montana, per EIA 2023 residential energy estimates. The average commute for Finley Point workers runs 14.8 minutes, with 69.4% driving alone and 30.6% working from home. Natural-hazard exposure scores 67.7 out of 100 on FEMA's National Risk Index (Moderate).

Population

436 residents

Census ACS 2023 - Montana

Median Household Income

$34,519 /yr

Poverty 5.5%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Finley Point compare to other US cities?

Where Finley Point sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 4% higher than other cities
Home value 80% pricier than other cities
Median rent 57% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Finley Point against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.

Montana-relative analysis

Median Home Value places Finley Point toward the top of Montana's cities

Among the 279 Montana cities PlainCities tracks with reported median home value data, Finley Point ranks #48 - the 83rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Finley Point only against its own state's cities, not the full US field.

Median Household Income
#263 of 282
7th percentile in Montana
Median Gross Rent
#91 of 317
65th percentile in Montana
Median Home Value
#48 of 279
83rd percentile in Montana
Poverty Rate
#172 of 315
44th percentile in Montana
Bachelor's Degree or Higher
#93 of 317
70th percentile in Montana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.

4thIncome percentile

4th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Finley Point's home value compares nationally

Median home value vs. every US city (population 1,000+)

$428,700 20th percentile more affordable than 20% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). This entry sits in this band. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Finley Point $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Finley Point, MT Finley Point, MT's reported median household income shown against the U.S. national quintile-share pattern (not Finley Point, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Finley Point, MT median $34,519/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Finley Point, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Finley Point, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 5.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 40.8%

Census ACS S2301, share of working-age residents in the labor force

Population
436
Median Income
$34,519
Median Home Value
$428,700
Median Age
61.9
Poverty Rate
5.5%
Labor force participation
40.8%
Bachelor's Degree+
29.8%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
14.8 minutes
Drive Alone
69.4%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
30.6%

Based on 170 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Finley Point sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,444/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
67.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Montana

Twin Creeks
435 people
Lindisfarne
434 people
Kerr
432 people
Terry
430 people
Broadus
426 people
Jefferson
446 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Finley Point's 436 residents (Census ACS 5-Year 2023).

York, AZ
436 people
Stirling, CA
436 people
Center, IN
436 people
Breda, IA
436 people
Wahpeton, IA
436 people
Wellington, KY
436 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Finley Point's $34,519 (Census ACS 5-Year 2023, table B19013).

Catlettsburg, KY
$34,524 median income
Tocsin, IN
$34,525 median income
Lavonia, GA
$34,526 median income
Sulphur Springs, AR
$34,500 median income
Severy, KS
$34,500 median income
Osage, OK
$34,500 median income

Race & Ethnicity Composition

Race and ethnicity - Finley Point, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Finley Point, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 82.1% 10.1% ETHNICITY, Hispanic or Latino (any race) 0.0% White 82.1% Black or African American 1.8% Asian 0.0% American Indian 10.1% Native Hawaiian 0.0% Some other race 0.0% Two or more races 6.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Finley Point compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Finley Point (this city) 436 $34,519
Twin Creeks 435 $83,821
Lindisfarne 434 N/A
Kerr 432 $46,944
Census ACS 5-year FIPS MT OMB Bulletin 23-01

What do people ask about Finley Point, MT?

What is the population of Finley Point, MT? +

436 people live in Finley Point, MT according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Finley Point, MT? +

Finley Point households earn a median of $34,519 annually, based on Census ACS 2023 data.

What is the cost of living in Finley Point? +

BEA does not publish a city-level cost-of-living figure for Finley Point; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

What is the median home value in Finley Point, MT? +

A typical home in Finley Point is worth $428,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.