Town · North Carolina

Emerald Isle, North Carolina

Emerald Isle, town, in Carteret County, North Carolina. Emerald Isle had 3,970 residents on July 1, 2025 by the Census Bureau's estimate, up 3.1% since 2020; the 2020 Census counted 3,847 and the ACS 2020-2024 5-year estimates put it at 3,934 (±18). GEOID 3721160.

Residents, July 2025 estimate

3,970

Census Bureau estimate (no margin published)
2020 Census count: 3,847 · ACS 2020-2024: 3,934 ±18

Median household income

$89,773

±$13,436 (90% margin)
North Carolina: $72,388

Median home value

$603,700

±$64,842 (90% margin)
North Carolina: $288,900

Median gross rent

$1,704

±$268 (90% margin)
North Carolina: $1,228

Where is Emerald Isle and what county is it in?

Emerald Isle is a town in Carteret County, North Carolina. It covers 4.9 square miles of land, 781 residents per square mile in 2020.

Emerald Isle is in the Morehead City, NC micropolitan statistical area (Census Bureau delineation, July 2023).

Emerald Isle (marked with a dot) in Carteret County, North Carolina. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Emerald Isle, and is it growing?

The Census Bureau estimates that 3,970 people lived in Emerald Isle on July 1, 2025, up 3.1% since 2020, slower than North Carolina (+7.2%). The 2020 Census counted 3,847 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 3,934 (±18).

  • July 2020→2021 +56 (3,902)
  • 2021→2022 +31 (3,933)
  • 2022→2023 +30 (3,963)
  • 2023→2024 +26 (3,989)
  • 2024→2025 −19 (3,970)
ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Emerald IsleCarteret CountyNorth Carolina Change since 2015-2019
Total population 3,934 ±18 69,148 10,730,404 +231
Households 1,940 ±95 31,977 4,282,345 +171
Average household size 2.03 ±0.10 2.13 2.44 no clear change
Housing units 6,896 ±194 52,181 4,895,668 no clear change

Emerald Isle's population since 2000

From 3,488 in 2000 to 3,970 in 2025: up 13.8%. The 2000, 2010 and 2020 figures are census counts, each for Emerald Isle as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.

  • 2000 Census 3,488
  • 2005 (estimate) 3,562
  • 2010 Census 3,655
  • 2015 (estimate) 3,709
  • 2020 Census 3,847
  • 2025 (estimate) 3,970

Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Emerald Isle?

The median resident of Emerald Isle is 60.3 years old; 11.1% are under 18 and 36.8% are 65 or older. The largest group is non-Hispanic white residents at 92.7%, then non-Hispanic residents of two or more races at 6.1%. 3.0% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Emerald IsleCarteret CountyNorth Carolina Change since 2015-2019
Median age 60.3 ±2.0 50.5 39.1 +5.1
Under 18 years 11.1% ±2.4 pts 16.8% 21.8% –
65 years and over 36.8% ±4.4 pts 27.0% 17.2% –
Male 47.4% ±2.1 pts 48.9% 48.9% –
Hispanic or Latino (any race) 0.3% ±0.3 pts 4.9% 11.3% –
White alone, not Hispanic 92.7% ±3.1 pts 85.3% 60.0% no clear change
Black or African American alone, not Hispanic 0.3% ±0.3 pts 4.1% 20.0% –
Asian alone, not Hispanic 0.0% ±1.1 pts 1.0% 3.3% –
American Indian and Alaska Native alone, not Hispanic 0.3% ±0.2 pts 0.2% 0.8% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.1% –
Two or more races, not Hispanic 6.1% ±3.0 pts 4.1% 4.1% –
Some other race alone, not Hispanic 0.3% ±0.5 pts 0.4% 0.5% –
Born outside the United States 3.0% ±1.3 pts 2.9% 9.1% –
Speak a language other than English at home (age 5+) 2.2% ±1.3 pts 5.4% 13.5% –
Civilian veterans (age 18+) 12.5% ±2.9 pts 12.0% 7.4% –
With a disability 12.7% ±3.6 pts 17.5% 13.6% –
No health insurance coverage 2.4% ±1.5 pts 8.1% 9.9% −2.9 pts
High school graduate or higher (age 25+) 98.7% ±1.1 pts 93.7% 90.1% –
Bachelor's degree or higher (age 25+) 57.1% ±5.9 pts 34.5% 35.7% +8.6 pts
Graduate or professional degree (age 25+) 24.1% ±4.0 pts 12.9% 13.5% –
Lived in the same house a year earlier 87.2% ±4.6 pts 88.3% 87.3% –
Moved from another state in the past year 4.6% ±3.6 pts 2.6% 3.0% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Emerald Isle earn?

Half of Emerald Isle's 1,940 households earn less than $89,773 a year (±$13,436), against $72,322 in Carteret County and $72,388 in North Carolina. In 2015-2019 it was $96,233 in 2024 dollars; the margins of error cannot tell the two periods apart. 4.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Emerald IsleCarteret CountyNorth Carolina Change since 2015-2019
Median household income $89,773 ±$13,436 $72,322 $72,388 no clear change
Mean household income $143,386 ±$19,848 $99,351 $101,208 –
Per capita income $70,224 ±$8,974 $45,736 $41,385 no clear change
People below the poverty line 4.9% ±2.0 pts 10.1% 13.0% no clear change
Children under 18 below the poverty line 0.0% ±9.3 pts 11.5% 17.7% –
Households receiving SNAP 0.7% ±0.9 pts 9.0% 12.8% –
Households with a computer 99.5% ±0.6 pts 97.3% 94.9% –
Households with a broadband subscription 97.4% ±1.6 pts 93.4% 90.1% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Emerald Isle?

Owners occupy 85.6% of Emerald Isle's occupied homes and renters 14.4%. The median owner-occupied home is valued at $603,700 by its owner (±$64,842). The median renter pays $1,704 a month including utilities, and 37.7% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Emerald IsleCarteret CountyNorth Carolina Change since 2015-2019
Median home value (owner-occupied) $603,700 ±$64,842 $333,300 $288,900 +$137,882
Median gross rent $1,704 ±$268 $1,108 $1,228 no clear change
Renters paying 35% or more of income on rent 37.7% ±17.7 pts 51.5% 39.6% no clear change
Median monthly owner costs, with a mortgage $2,399 ±$311 $1,779 $1,631 –
Owner-occupied homes 85.6% ±4.3 pts 74.7% 66.6% no clear change
Renter-occupied homes 14.4% ±4.3 pts 25.3% 33.4% –
Housing units 6,896 ±194 52,181 4,895,668 no clear change
Homeowner vacancy rate 2.6% ±3.1 pts 1.2% 1.3% –
Rental vacancy rate 10.1% ±10.3 pts 2.1% 7.1% –
Single-family detached homes 61.6% ±3.5 pts 60.7% 65.3% –
Mobile homes 12.1% ±2.5 pts 16.5% 11.0% –
Built 2020 or later 1.7% ±0.9 pts 2.0% 3.0% –
Built 2010 to 2019 6.0% ±2.0 pts 10.9% 13.5% –
Built 1939 or earlier 0.0% ±0.6 pts 4.2% 4.9% –
Households with no vehicle 1.0% ±1.0 pts 3.7% 5.3% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How many new homes is Emerald Isle building?

Emerald Isle last reported building permits to the Census Bureau for 2023.

  • 2019 26 units
  • 2020 71 units
  • 2021 87 units
  • 2022 41 units
  • 2023 0 units

Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.

Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey

How do people in Emerald Isle work and get to work?

65.4% of Emerald Isle's workers drive alone and 27.2% work from home. The average trip to work takes 28.6 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Emerald IsleCarteret CountyNorth Carolina Change since 2015-2019
In the labor force (age 16+) 41.8% ±4.0 pts 55.0% 62.8% –
Unemployment rate 1.2% ±1.0 pts 4.0% 4.7% –
Drove alone to work 65.4% ±8.3 pts 78.3% 71.5% –
Carpooled 2.3% ±2.3 pts 6.4% 8.5% –
Public transportation 0.0% ±2.8 pts 0.3% 0.7% –
Walked 4.0% ±3.2 pts 1.0% 1.6% –
Worked from home 27.2% ±8.1 pts 12.6% 16.3% +11.8 pts
Mean travel time to work 28.6 min ±2.7 23.2 min 25.1 min no clear change

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Emerald Isle?

2 census tracts lie mostly in Emerald Isle (2020 census blocks). Their median household incomes run from $89,659 (Tract 9709.03) to $89,830 (Tract 9709.04).

Census tracts in Emerald Isle, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Emerald Isle
Tract 9709.04Carteret County2,627 $89,830 $487,50083%
Tract 9709.03Carteret County1,307 $89,659 $705,00084%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Emerald Isle) · Census block assignment files

How does Emerald Isle compare with other places in North Carolina?

By the Census Bureau's July 2025 estimates, Emerald Isle is the 5,525th-most populous of the 19,476 U.S. incorporated places that have one and the 181st-most populous of 549 in North Carolina.

Emerald Isle ranks 88th of 434 places in North Carolina with 1,000 or more residents and a reliable estimate, by median household income.

Emerald Isle's rank in North Carolina (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population, July 2025 estimate181st549
Growth 2020-2025 (PEP)207th331
Residents per square mile269th443
Median household income88th434
Per capita income17th443
Median home value15th438
Median gross rent38th395
Poverty rate316th341
Bachelor's degree or higher41st421
Median age20th442
Owner-occupied share69th443
Work from home36th279
Travel time to work91st439

Emerald Isle's figures with every place in North Carolina (CSV)

Every place in North Carolina, sortable · Compare Emerald Isle with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Emerald Isle?

17 of the 57 figures for Emerald Isle on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Emerald Isle are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Emerald Isle.