City profile · North Carolina · Census ACS 2023

Mountain Home, NC

Population, income, housing, safety, climate and schools for Mountain Home - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,518
Residents
$68,750
Median income
$353,200
Median home
$1,567
Median rent (state)

Mountain Home - the verdict

Mountain Home ranks in the 48th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

48th
percentile, household income
72nd
percentile, home value
62nd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Mountain Home, NC

North Carolina's Mountain Home is a small town, with 3,518 residents per the latest Census Bureau ACS figures. The typical household in Mountain Home brings in $68,750 a year, below the median for U.S. cities on this measure, with a poverty rate of 17.3%. Mountain Home's housing stock carries a median value of $353,200, and the median resident age is 52.4 years. Educational attainment runs 40.0% of adults with a bachelor's degree or higher. Separately, 61.8% of working-age residents are in the labor force.

Living costs in North Carolina run below the national norm: the state registers 94.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,567 per month. Monthly utility costs average around $215 across North Carolina, per EIA 2023 residential energy estimates. Workers in Mountain Home report an average commute of 15.4 minutes, with 79.9% driving alone and 7.2% working from home. On FEMA's National Risk Index, this area rates 83.8 out of 100 for natural-hazard exposure (High).

Population

3,518 residents

Census ACS 2023 - North Carolina

Median Household Income

$68,750 /yr

Poverty 17.3%

Cost of Living Index (state)

94.3 (US=100)

Below Average - BEA RPP 2024, North Carolina average

How does Mountain Home compare to other US cities?

Where Mountain Home sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 48% higher than other cities
Home value 72% pricier than other cities
Median rent 62% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Mountain Home against every qualifying US city; each in-state rank narrows that to North Carolina only. Full formula and direction notes: methodology.

North Carolina-relative analysis

Median Home Value places Mountain Home toward the top of North Carolina's cities

Among the 708 North Carolina cities PlainCities tracks with reported median home value data, Mountain Home ranks #112 - the 84th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Mountain Home only against its own state's cities, not the full US field.

Median Household Income
#241 of 700
65th percentile in North Carolina
Median Gross Rent
#114 of 746
80th percentile in North Carolina
Median Home Value
#112 of 708
84th percentile in North Carolina
Poverty Rate
#190 of 746
74th percentile in North Carolina
Bachelor's Degree or Higher
#147 of 746
80th percentile in North Carolina

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within North Carolina only, not a livability score. See the methodology for the source and calculation.

48thIncome percentile

48th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Mountain Home's home value compares nationally

Median home value vs. every US city (population 1,000+)

$353,200 28th percentile more affordable than 28% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Mountain Home $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Mountain Home, NC Mountain Home, NC's reported median household income shown against the U.S. national quintile-share pattern (not Mountain Home, NC-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Mountain Home, NC median $68,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Mountain Home, NC's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Mountain Home, NC. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 17.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 61.8%

Census ACS S2301, share of working-age residents in the labor force

Population
3,518
Median Income
$68,750
Median Home Value
$353,200
Median Age
52.4
Poverty Rate
17.3%
Labor force participation
61.8%
Bachelor's Degree+
40.0%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
15.4 minutes
Drive Alone
79.9%
Carpool
12.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
7.2%

Based on 1,957 workers 16 and over.

Monthly Utility Costs

State-average estimates for North Carolina - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$215
estimated/month

Estimates reflect North Carolina state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a North Carolina state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Mountain Home sits in

Cost of Living Index
94.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,567/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
83.8 / 100
High
FEMA NRI composite score (county)

Similar Cities in North Carolina

River Road
3,518 people
Elroy
3,507 people
Flat Rock
3,502 people
Brices Creek
3,592 people
Wallace
3,438 people
Buies Creek
3,613 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Mountain Home's 3,518 residents (Census ACS 5-Year 2023).

Village Green, NY
3,518 people
Indianola, WA
3,517 people
Geneva, FL
3,520 people
Perry, NY
3,515 people
Northern Cambria, PA
3,515 people
Westway, TX
3,515 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Mountain Home's $68,750 (Census ACS 5-Year 2023, table B19013).

Buffalo Soapstone, AK
$68,750 median income
Friendship, AR
$68,750 median income
Garner, AR
$68,750 median income
Poyen, AR
$68,750 median income
Colusa, CA
$68,750 median income
Yampa, CO
$68,750 median income

Race & Ethnicity Composition

Race and ethnicity - Mountain Home, NC Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Mountain Home, NC - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 83.0% 10.1% ETHNICITY, Hispanic or Latino (any race) 15.3% White 83.0% Black or African American 1.1% Asian 1.9% American Indian 0.5% Native Hawaiian 0.0% Some other race 3.5% Two or more races 10.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Mountain Home compares to nearby North Carolina cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Mountain Home (this city) 3,518 $68,750
River Road 3,518 $47,978
Elroy 3,507 $54,375
Flat Rock 3,502 $103,981
Census ACS 5-year FIPS NC OMB Bulletin 23-01

What do people ask about Mountain Home, NC?

What is the population of Mountain Home, NC? +

3,518 people live in Mountain Home, NC according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Mountain Home, NC? +

Mountain Home households earn a median of $68,750 annually, based on Census ACS 2023 data.

What is the cost of living in Mountain Home? +

BEA does not publish a city-level cost-of-living figure for Mountain Home; the closest available measure is the North Carolina state average, a cost of living index of 94.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within North Carolina vary by metro area.

What is the median home value in Mountain Home, NC? +

A typical home in Mountain Home is worth $353,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.