City profile · North Carolina · Census ACS 2023

Swannanoa, NC

Swannanoa's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

6,043
Residents
$72,978
Median income
$270,800
Median home
$1,161
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Swannanoa.

Place dossier plate

Sheet NC-SWANNANOA-NC · Swannanoa, NC 6,043 pop · income 54th pct

POP-TOWN · INC-MID · COL-BELOW · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-TOWN 6,043
  • INC-MID $72,978
  • COL-BELOW 94.3
  • SAFE-UNK Safety pending
  • RANK-MID 54th
  • PHOTO-FINISH ≈ Avon
  • HOME-MID $270,800
  • BOOK-UNK Tracts pending

Nearest income peer: Avon, NY ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Swannanoa

Lowest/highest poles plus peers nearest Swannanoa on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Swannanoa on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 6,043.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $72,978. Population peers are excluded.

4 peers

Swannanoa - the verdict

Measured against every US city with at least 1,000 residents, Swannanoa lands in the 54th percentile for household income. Source: Census ACS.

54th
percentile, household income
60th
percentile, home value
48th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Swannanoa, NC

Census ACS 2023 estimates count 6,043 residents in Swannanoa, a small town within North Carolina. Households in Swannanoa report a median income of $72,978 per year, above the median for U.S. cities on this measure, with a poverty rate of 11.8%. Swannanoa's housing stock carries a median value of $270,800, and the median resident age is 32.9 years. 30.8% of adults here have a bachelor's degree or higher; 50.2% of working-age residents are in the labor force.

NOAA climate normals record an annual average temperature of 51.4°F with 53.0 inches of precipitation per year and 28.5 inches of snowfall.

Living costs in North Carolina run below the national norm: on BEA's 100-equals-national-average cost index, North Carolina scores 94.3 (Below Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,161 per month. Statewide, average monthly utility bills in North Carolina run around $215, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 66.7 out of 100 (Moderate).

A decision-led reading path

Useful questions to ask of Swannanoa's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to climate and hazard context to housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Swannanoa, city-specific coverage includes matched public-school count, commute-mode shares. No matched row is reported here for FBI reported-crime rates, annual population history, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the education layer cover for Swannanoa?

The NCES join finds 4 public schools within the city match. 30.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.

See how the family ranking is built →

Question 2

What physical conditions frame life in Swannanoa?

NOAA normals put the annual mean temperature at 51.4°F, with 53.0 inches of precipitation and 28.5 inches of annual snowfall. FEMA's state-averaged National Risk Index score for North Carolina is 66.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

Read the source boundaries →

Question 3

How far does income reach against housing in Swannanoa?

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 11.8%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

Compare the housing trade-off →

Question 4

Which cities make useful reference points for Swannanoa?

Within North Carolina, the closest population matches are Dallas (6,012 residents, $57,755 income); Briar Chapel (6,084 residents, $154,583 income); Mocksville (6,001 residents, $55,544 income). Outside the state, the closest population matches in this dataset are Kingston, TN (6,042 residents); Moores Mill, AL (6,041 residents); Vandalia, IL (6,041 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Work and mobility

What does the journey to work look like in Swannanoa?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 83.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Public transit
0.0%
Work from home
11.3%
Drive alone
83.3%

City-level Census ACS commuting estimates covering 2,257 workers age 16+.

Compare commute patterns →

Population

6,043 residents

Micro place (under 10k)

Median Household Income

$72,978 /yr

Above median income · poverty 11.8% (Above-median poverty)

Cost of Living Index (state)

94.3 (US=100)

Near national cost · BEA RPP 2024, North Carolina average

City profile score · Swannanoa, NC

52/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B-
94.3 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Bachelor's+ share C
30.8%

Adults with a bachelor's degree or higher; ACS.

Household income C-
$72,978

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate F
11.8%

Share of residents below the poverty line; lower scores better on this axis.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Swannanoa profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Bachelor's+ share, Household income, Poverty rate. Cost of livingBachelor's+ shareHousehold incomePoverty rate 52 C-
Swannanoa profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 67/100 (B-) · 94.3 index
  • Bachelor's+ share: 59/100 (C) · 30.8%
  • Household income: 52/100 (C-) · $72,978
  • Poverty rate: 33/100 (F) · 11.8%

How does Swannanoa compare to other US cities?

Swannanoa measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 54% higher than other cities
Home value 60% pricier than other cities
Median rent 48% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Swannanoa against every qualifying US city; each in-state rank narrows that to North Carolina only. Full formula and direction notes: methodology.

North Carolina-relative analysis

Median Gross Rent places Swannanoa near the bottom of North Carolina's cities

Among the 746 North Carolina cities PlainCities tracks with reported median gross rent data, Swannanoa ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Swannanoa only against its own state's cities, not the full US field.

Median Household Income
#214 of 700
69th percentile in North Carolina
Median Gross Rent
#1 of 746
0th percentile in North Carolina
Median Home Value
#198 of 708
72nd percentile in North Carolina
Poverty Rate
#317 of 746
57th percentile in North Carolina
Bachelor's Degree or Higher
#224 of 746
70th percentile in North Carolina
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within North Carolina only, not a livability score. See the methodology for the source and calculation.

54thIncome percentile
Gauge source note

54th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Swannanoa's home value compares nationally

Median home value vs. every US city (population 1,000+)

$270,800 40th percentile more affordable than 40% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Swannanoa $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Swannanoa's home-value-to-income ratio: 3.7×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#9,752 of 15,516
More affordable than 37% of tracked cities (pop. 1,000+)
Size class
#7,750 of 11,323
Micro cities (under 10,000)

At 3.7×, Swannanoa sits in the moderate band: national rank #9,752 of 15,516 and #7,750 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$72,978 Swannanoa, NC median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Swannanoa, NC Swannanoa, NC's median household income ($72,978) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Swannanoa, NC-specific shares. $ Household Income Distribution Swannanoa, NC median $72,978/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Swannanoa, NC median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Swannanoa, NC.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 30.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 11.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.2%

Census ACS S2301, share of working-age residents in the labor force

Population
6,043
Median Income
$72,978
Median Home Value
$270,800
Median Age
32.9
Poverty Rate
11.8%
Labor force participation
50.2%
Bachelor's Degree+
30.8%

Climate

Avg Temperature
51.4°F
Annual Precipitation
53.0"
Annual Snowfall
28.5"

Schools

Total Schools
4
Public schools in this city

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
83.3%
Carpool
0.7%
Public Transit
0.0%
Walk
4.6%
Work from Home
11.3%

Based on 2,257 workers 16 and over.

Monthly Utility Costs

North Carolina statewide monthly utility average (EIA 2023): $215

EIA 2023 residential energy data puts average monthly utilities across North Carolina at $215 (electricity about $115 , water and sewer about $45 ).

These are North Carolina statewide averages, not a meter reading for Swannanoa. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

North Carolina's BEA cost-of-living index is 94.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Swannanoa is $1,161/mo. FEMA's National Risk Index, averaged to North Carolina statewide on PlainCities, rates natural-hazard exposure at 66.7 / 100 (Moderate).

Cost/risk geography note

Cost of living is a North Carolina statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Swannanoa sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Swannanoa compares to similar-size North Carolina cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Swannanoa (this city) 6,043 $72,978
Dallas 6,012 $57,755
Briar Chapel 6,084 $154,583
Mocksville 6,001 $55,544
NOAA Normals NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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