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Place dossier plate
SheetNC-WHITE-LAKE-NC · White Lake, NC 961 pop · income 58th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around White Lake
Lowest/highest poles plus peers nearest White Lake on median household income. Full ladder: /browse and /rankings.
median HH income
Twin Lakes · lowest
22,917
Twin Lakes · lowest
22,917 median HH income
29.4% of the leader · rank #1
White Lake · this city
76,667
White Lake · this city
76,667 median HH income
98.5% of the leader · rank #2
Shungnak · near
76,667
Shungnak · near
76,667 median HH income
98.5% of the leader · rank #3
Amboy · near
76,667
Amboy · near
76,667 median HH income
98.5% of the leader · rank #4
Latham · near
76,667
Latham · near
76,667 median HH income
98.5% of the leader · rank #5
Mount Hope · near
76,667
Mount Hope · near
76,667 median HH income
98.5% of the leader · rank #6
Barker Ten Mi… · highest
77,841
Barker Ten Mi… · highest
77,841 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for White Lake on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 961.
Measured against every US city with at least 1,000 residents, White Lake lands in the 58th percentile for household income. Source: Census ACS.
58th
percentile, household income
39th
percentile, home value
48th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: White Lake, NC
Census ACS 2023 estimates count 961 residents in White Lake, a small town within North Carolina. Households in White Lake report a median income of $76,667 per year, above the median for U.S. cities on this measure, with a poverty rate of 5.9%. White Lake's housing stock carries a median value of $186,900, and the median resident age is 52.7 years. Educational attainment runs 33.0% of adults with a bachelor's degree or higher. Separately, 47.2% of working-age residents are in the labor force.
Living costs in North Carolina run below the national norm: the state registers 94.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,161 per month. Statewide, average monthly utility bills in North Carolina run around $215, per EIA 2023 residential energy data. Workers in White Lake report an average commute of 26.3 minutes, with 74.5% driving alone and 7.0% working from home. On FEMA's National Risk Index, this area rates 66.7 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of White Lake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to population change to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For White Lake, city-specific coverage includes commute-mode shares, annual population history.
No matched row is reported here for within-city Census tract profiles, matched public-school count, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in White Lake?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.4 times median household income. The ACS poverty estimate is 5.9%, which keeps the citywide median from describing every household.
Is White Lake growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +11 residents from 2020 to 2025, a +1.3% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
What does the journey to work look like in White Lake?
Driving alone is the largest reported mode at 74.5%. The reported mean trip to work is 26.3 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for White Lake?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within North Carolina, the closest population matches are Manns Harbor (972 residents, $27,087 income); Rowland (972 residents, $31,667 income); Stantonsburg (949 residents, $58,929 income). Outside the state, the closest population matches in this dataset are Eton, GA (961 residents); Silver Lake, IN (961 residents); Tunica, MS (961 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Above median income · poverty 5.9% (Below-median poverty)
Cost of Living Index (state)
94.3 (US=100)
Near national cost · BEA RPP 2024, North Carolina average
C+
City profile score · White Lake, NC
61/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B-
94.3 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share C+
33.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C+
5.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income C
$76,667
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
White Lake profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 67/100 (B-) · 94.3 index
Bachelor's+ share: 63/100 (C+) · 33.0%
Poverty rate: 60/100 (C+) · 5.9%
Household income: 56/100 (C) · $76,667
How does White Lake compare to other US cities?
Where White Lake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income58% higher than other cities
Home value39% pricier than other cities
Median rent48% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares White Lake against every qualifying US city; each in-state rank narrows that to North Carolina only. Full formula and direction notes: methodology.
North Carolina-relative analysis
Median Gross Rent places White Lake near the bottom of North Carolina's cities
Among the 746 North Carolina cities PlainCities tracks with reported median gross rent data, White Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares White Lake only against its own state's cities, not the full US field.
Median Household Income
#179 of 700
74th percentile in North Carolina
Median Gross Rent
#1 of 746
0th percentile in North Carolina
Median Home Value
#372 of 708
47th percentile in North Carolina
Poverty Rate
#474 of 746
36th percentile in North Carolina
Bachelor's Degree or Higher
#207 of 746
72nd percentile in North Carolina
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within North Carolina only, not a livability score. See the methodology for the source and calculation.
Gauge source note
58th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How White Lake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$186,900Among the most affordablemore affordable than 61% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
White Lake's home-value-to-income ratio: 2.4×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,695 of 15,516
More affordable than 76% of tracked cities (pop. 1,000+)
Size class
#3,354 of 11,323
Micro cities (under 10,000)
At 2.4×, White Lake sits in the affordable band:
national rank #3,695 of 15,516 and #3,354 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$76,667White Lake, NC median household income (Census ACS)
Show U.S. national quintile / Lorenz context White Lake, NC median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for White Lake, NC.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)33.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)47.2%
Census ACS S2301, share of working-age residents in the labor force
Population
961
Median Income
$76,667
Median Home Value
$186,900
Median Age
52.7
Poverty Rate
5.9%
Labor force participation
47.2%
Bachelor's Degree+
33.0%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
White Lake's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
839 residents
2021
836 residents
2022
831 residents
2023
837 residents
2024
848 residents
2025
850 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
26.3 minutes
Drive Alone
74.5%
Carpool
5.1%
Public Transit
0.0%
Walk
13.4%
Work from Home
7.0%
Based on 372 workers 16 and over.
Monthly Utility Costs
North Carolina statewide monthly utility average (EIA 2023): $215
EIA 2023 residential energy data puts average monthly utilities across North Carolina at $215 (electricity about $115 , water and sewer about $45 ).
These are North Carolina statewide averages, not a meter reading for White Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
North Carolina's BEA cost-of-living index is 94.3 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around White Lake is $1,161/mo. FEMA's National Risk Index, averaged to North Carolina statewide on PlainCities, rates natural-hazard exposure at 66.7 / 100 (Moderate).
Cost/risk geography note
Cost of living is a North Carolina statewide BEA average; rent is a county-level HUD Fair Market Rent for the county White Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How White Lake compares to similar-size North Carolina cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.