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Place dossier plate
SheetNJ-RAMSEY-NJ · Ramsey, NJ 14,722 pop · income 96th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Ramsey
Lowest/highest poles plus peers nearest Ramsey on median household income. Full ladder: /browse and /rankings.
median HH income
Deming · lowest
35,920
Deming · lowest
35,920 median HH income
21.8% of the leader · rank #1
Ramsey · this city
164,767
Ramsey · this city
164,767 median HH income
99.9% of the leader · rank #2
North Wantagh · near
164,798
North Wantagh · near
164,798 median HH income
99.9% of the leader · rank #3
Newark · near
164,909
Newark · near
164,909 median HH income
99.9% of the leader · rank #4
Lakeway · near
164,978
Lakeway · near
164,978 median HH income
100.0% of the leader · rank #5
Pasatiempo · highest
165,000
Pasatiempo · highest
165,000 median HH income
100.0% of the leader · rank #6
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Ramsey on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 14,722.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Ramsey - the verdict
Ramsey ranks in the 96th percentile for household income and the 63rd percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
96th
percentile, household income
92nd
percentile, home value
94th
percentile, median rent
63rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Ramsey, NJ
New Jersey's Ramsey is a small town, with 14,722 residents per the latest Census Bureau ACS figures. Median household income here is $164,767 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.3%. Typical homes in Ramsey are valued around $665,700, and the median resident age is 41.1 years. Educational attainment runs 69.3% of adults with a bachelor's degree or higher. Separately, 62.4% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 19 residential units were authorized in 2024 (Building Boom), up 58% from five years earlier. Ramsey reports a comparatively low crime rate: per-100,000 total crime stands at 1032.7 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
New Jersey carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New Jersey at 108.8 on a 100-equals-national-average scale (Well Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $2,132 per month statewide. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). Natural-hazard exposure scores 90.8 out of 100 on FEMA's National Risk Index (Very High).
A decision-led reading path
Useful questions to ask of Ramsey's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to work and mobility to housing and income to schools and households to population change to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Ramsey, city-specific coverage includes commute-mode shares, local building permits, annual population history, FBI reported-crime rates, matched public-school count.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Reported crime
What can the FBI record say about safety in Ramsey?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1032.7 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 55% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
What does the journey to work look like in Ramsey?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 64.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Ramsey?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.0 times median household income. The ACS poverty estimate is 2.3%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Ramsey?
Within New Jersey, the closest population matches are Hammonton (14,746 residents, $83,044 income); Cherry Hill Mall (14,827 residents, $117,535 income); Williamstown (14,855 residents, $87,021 income). Outside the state, the closest population matches in this dataset are Hickory Hills, IL (14,718 residents); Deming, NM (14,735 residents); Lockhart, TX (14,708 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Ramsey?
The NCES join finds 5 public schools within the city match. 69.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
5
Bachelor's degree+
69.3%
Poverty estimate
2.3%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +169 residents from 2020 to 2025, a +1.1% change. Separately, Census BPS recorded 19 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+1.1%
2025 estimate
14,925
2020 estimate
14,756
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$164,767
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
69.3%
Adults with a bachelor's degree or higher; ACS.
Violent crime A+
20 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate A-
2.3%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Ramsey profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $164,767
Bachelor's+ share: 97/100 (A+) · 69.3%
Violent crime: 92/100 (A+) · 20 /100k
Poverty rate: 84/100 (A-) · 2.3%
Cost of living: 10/100 (F) · 108.8 index
Where Ramsey sits on home value vs crime among peer cities
Ramsey's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Ramsey highlighted among 9 peers.Read the chart values
Ramsey, NJ (this city): home $665,700, crime 1,033/100k
Hickory Hills, IL : home $278,400, crime 1,124/100k
Lockhart, TX : home $218,400, crime 1,706/100k
Chatham, IL : home $231,900, crime 597/100k
Whitefish Bay, WI : home $498,700, crime 949/100k
Antioch, IL : home $299,700, crime 570/100k
Hammonton, NJ : home $324,200, crime 1,315/100k
Edgewater, NJ : home $723,400, crime 1,321/100k
Fairview, NJ : home $512,100, crime 1,103/100k
How does Ramsey compare to other US cities?
Here's how Ramsey stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income96% higher than other cities
Home value92% pricier than other cities
Median rent94% pricier than other cities
Safety63% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at New Jersey, Ramsey ranks #120 of 238 New Jersey cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Ramsey against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Ramsey near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Ramsey ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ramsey only against its own state's cities, not the full US field.
Median Household Income
#95 of 659
86th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#114 of 672
83rd percentile in New Jersey
Poverty Rate
#394 of 680
40th percentile in New Jersey
Bachelor's Degree or Higher
#87 of 686
87th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
96th percentile nationally for median household income · 63rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Ramsey's profile vs. every US city
Income, affordability, and safety percentile
Ramsey's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Ramsey's home value compares nationally
Median home value vs. every US city (population 1,000+)
$665,7008th percentilemore affordable than 8% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Ramsey's home-value-to-income ratio: 4.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#10,822 of 15,516
More affordable than 30% of tracked cities (pop. 1,000+)
Size class
#2,018 of 3,317
Small cities (10,000–49,999)
At 4.0×, Ramsey sits in the moderate band:
national rank #10,822 of 15,516 and #2,018 of 3,317small cities (10,000–49,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$164,767Ramsey, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Ramsey, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Ramsey, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)69.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.4%
Census ACS S2301, share of working-age residents in the labor force
Population
14,722
Median Income
$164,767
Median Home Value
$665,700
Median Age
41.1
Poverty Rate
2.3%
Labor force participation
62.4%
Bachelor's Degree+
69.3%
Safety & Crime
Total Crime Rate
1032.7
per 100,000 residents
Violent Crime
20.0
per 100,000 residents
Property Crime
1012.7
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
5
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Ramsey's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
14,756 residents
2021
14,721 residents
2022
14,709 residents
2023
14,805 residents
2024
14,926 residents
2025
14,925 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
19
housing units authorized
Single-Family
19
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.3
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
12
12
0
$3.4M
2020
0
0
0
-
2021
4
4
0
$3.8M
2022
25
25
0
$2.3M
2023
11
7
4
$3.9M
2024
19
19
0
$5.1M
Permit volume increased 58% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
64.2%
Carpool
2.5%
Public Transit
8.4%
Walk
2.5%
Work from Home
21.9%
Based on 7,134 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Ramsey. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Ramsey is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Ramsey sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Ramsey compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.