City profile · New Jersey · Census ACS 2023

Ramsey, NJ

Population, income, housing, safety, climate and schools for Ramsey — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

14,722
Residents
$164,767
Median income
$665,700
Median home
$2,132
Median rent

Data Snapshot: Ramsey, NJ

Ramsey is a city in New Jersey with a population of 14,722 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $164,767 per year, while the poverty rate sits at 2.3%. Typical homes in Ramsey are valued around $665,700, and the median resident age is 41.1 years. About 69.3% of adults hold a bachelor's degree or higher, while 62.4% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 19 residential units were authorized in 2024 (Building Boom), up 58% from five years earlier. FBI UCR reporting places total crime at 1032.7 incidents per 1,000 residents, above the national average, indicating elevated public-safety concerns.

On a cost-of-living index where 100 equals the national average, New Jersey registers 108.8 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. Average monthly utility bills run around $275 based on EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

14,722 residents

Census ACS 2023 — New Jersey

Median Household Income

$164,767 /yr

Poverty 2.3%

Cost of Living Index

108.8 (US=100)

Near Average — BEA RPP 2024

How does Ramsey compare to other US cities?

Where Ramsey sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 96% higher than other cities
Home value 92% pricier than other cities
Median rent 94% pricier than other cities
Safety 62% safer than other cities

Percentiles compare Ramsey against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Ramsey, NJ Quintile shares of aggregate household income for Ramsey, NJ. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Ramsey, NJ — median $164,767/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Ramsey, NJ — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 69.3%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 2.3%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 62.4%

Census ACS S2301 — share of working-age residents in the labor force

Population
14,722
Median Income
$164,767
Median Home Value
$665,700
Median Age
41.1
Poverty Rate
2.3%
Labor force participation
62.4%
Bachelor's Degree+
69.3%

Safety & Crime

Total Crime Rate
1032.7
per 1,000 residents
Violent Crime
20.0
per 1,000 residents
Property Crime
1012.7
per 1,000 residents

Schools

Total Schools
5
Public schools in this city

Housing Supply

Census Bureau Building Permits Survey (BPS) — annual residential permits authorized

📈 Building Boom
Total Permits (2024)
19
housing units authorized
Single-Family
19
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 12
2020 0
2021 4
2022 25
2023 11
2024 19

Permit volume increased 58% from 2019 to 2024.

Commute Patterns

How workers travel to work — Census ACS 2023

Drive Alone
64.2%
Carpool
2.5%
Public Transit
8.4%
Walk
2.5%
Work from Home
21.9%

Based on 7,134 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey — EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

New Jersey state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
108.8
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,132/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
90.8 / 100
Very High
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Ramsey, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Ramsey, NJ — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Ramsey compares to nearby New Jersey cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Ramsey) plus the nearest peer cities in New Jersey, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

NJ

Ramsey

164.77% top marginal rate
Structure
Progressive
Burden @ $100K
$164,767
Brackets
15
Selected

NJ

Hammonton

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$1,470
Brackets
15
Selected

NJ

Cherry Hill Mall

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$1,480
Brackets
15
Selected

NJ

Williamstown

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$1,490
Brackets
15
Census ACS 5-year FIPS NJ FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Ramsey, NJ?

What is the population of Ramsey, NJ? +

Ramsey, NJ has a population of 14,722 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Ramsey, NJ? +

The median household income in Ramsey is $164,767 per year, based on Census ACS 2023 data.

What is the cost of living in Ramsey? +

Ramsey has a cost of living index of 108.8 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

Is Ramsey, NJ safe? +

Ramsey has a total crime rate of 1032.7 per 1,000 residents, which is above the national average. Source: FBI UCR data.

What is the median home value in Ramsey, NJ? +

The median home value in Ramsey is $665,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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