Census tract · Bergen County
Census Tract 441, Bergen County, New Jersey
Census Tract 441, GEOID 34003044100, in Bergen County, New Jersey, entirely within Ramsey. 6,152 residents in the ACS 2020-2024 5-year estimates (±634); the 2020 Census counted 6,030.
Residents, 2020-2024
6,152
±634 (90% margin)
2020 Census count: 6,030
Median household income
$191,406
±$39,543 (90% margin)
Bergen County: $124,884
Median home value
$800,700
±$67,280 (90% margin)
Bergen County: $623,000
Median gross rent
not published
Bergen County: $1,914
Where is Census Tract 441?
Census Tract 441 is one of 203 census tracts in Bergen County, New Jersey. It covers 2.68 square miles of land, 2,251 residents per square mile in 2020. Its GEOID, 34003044100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ramsey | 100% |
5 census tracts border Census Tract 441: Tract 10.02 ($146,512), Tract 321.02 ($136,950), Tract 321.03 ($105,184), Tract 442.01 ($201,991) and Tract 442.02 ($112,625). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 441?
The 2020-2024 American Community Survey puts Census Tract 441's population at 6,152 (±634) in 2,006 households; the 2020 Census counted 6,030 residents and 2,073 housing units.
| Measure | Tract 441 | Ramsey |
|---|---|---|
| Total population | 6,152 ±634 | 14,805 |
| Households | 2,006 ±170 | 5,455 |
| Average household size | 3.05 ±0.17 | 2.70 |
| Housing units | 2,006 ±170 | 5,455 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 441?
The median resident of Census Tract 441 is 41.2 years old; 24.1% are under 18 and 15.8% are 65 or older. The largest group is non-Hispanic white residents at 68.5%, then Hispanic or Latino residents (of any race) at 13.5%. 19.7% of residents were born outside the United States.
| Measure | Tract 441 | Ramsey |
|---|---|---|
| Median age | 41.2 ±1.5 | 41.8 |
| Under 18 years | 24.1% ±2.4 pts | 23.9% |
| 65 years and over | 15.8% ±2.7 pts | 15.3% |
| Hispanic or Latino (any race) | 13.5% ±7.7 pts | 13.8% |
| White alone, not Hispanic | 68.5% ±10.2 pts | 69.2% |
| Black or African American alone, not Hispanic | 0.0% ±0.1 pts | 0.3% |
| Asian alone, not Hispanic | 11.6% ±6.1 pts | 8.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 6.4% ±5.0 pts | 7.1% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.8% |
| Born outside the United States | 19.7% ±7.1 pts | 18.1% |
| Speak a language other than English at home (age 5+) | 21.6% ±8.5 pts | 21.0% |
| Civilian veterans (age 18+) | 3.2% ±2.4 pts | 3.1% |
| With a disability | 6.4% ±2.3 pts | 6.9% |
| No health insurance coverage | 3.7% ±2.6 pts | 4.3% |
| High school graduate or higher (age 25+) | 95.8% ±3.3 pts | 94.5% |
| Bachelor's degree or higher (age 25+) | 69.7% ±6.3 pts | 67.0% |
| Graduate or professional degree (age 25+) | 27.7% ±6.9 pts | 25.9% |
| Lived in the same house a year earlier | 93.0% ±4.3 pts | 93.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 441 earn?
Half of the 2,006 households in Census Tract 441 earn less than $191,406 a year (±$39,543), against $124,884 across Bergen County: 33rd highest of the county's 200 tracts with a reliable estimate. 5.6% of residents live below the poverty line.
| Measure | Tract 441 | Ramsey |
|---|---|---|
| Median household income | $191,406 ±$39,543 | $160,996 |
| Mean household income | $272,574 ±$43,774 | $217,947 |
| Per capita income | $89,944 ±$14,418 | $82,081 |
| People below the poverty line | 5.6% ±3.5 pts | 4.3% |
| Children under 18 below the poverty line | 1.5% ±2.2 pts | 2.3% |
| Households receiving SNAP | 4.9% ±3.6 pts | 3.8% |
| Households with a computer | 98.2% ±2.2 pts | 94.9% |
| Households with a broadband subscription | 97.8% ±2.3 pts | 94.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 441?
Owners occupy 87.2% of Census Tract 441's occupied homes and renters 12.8%. The median owner-occupied home is valued at $800,700 by its owner (±$67,280).
| Measure | Tract 441 | Ramsey |
|---|---|---|
| Median home value (owner-occupied) | $800,700 ±$67,280 | $697,300 |
| Renters paying 35% or more of income on rent | 28.4% ±26.8 pts | 44.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $3,929 |
| Owner-occupied homes | 87.2% ±5.2 pts | 79.2% |
| Renter-occupied homes | 12.8% ±5.2 pts | 20.8% |
| Housing units | 2,006 ±170 | 5,455 |
| Single-family detached homes | 88.4% ±4.8 pts | 65.0% |
| Mobile homes | 0.0% ±2.2 pts | 0.0% |
| Built 2020 or later | 1.3% ±2.2 pts | 0.5% |
| Built 2010 to 2019 | 2.2% ±3.1 pts | 2.7% |
| Built 1939 or earlier | 12.6% ±5.1 pts | 11.4% |
| Households with no vehicle | 6.5% ±3.7 pts | 5.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 441 get to work?
66.5% of Census Tract 441's workers drive alone and 24.3% work from home. The average trip to work takes 28.8 minutes. The unemployment rate in 2020-2024 averaged 3.4%.
| Measure | Tract 441 | Ramsey |
|---|---|---|
| In the labor force (age 16+) | 66.6% ±4.7 pts | 67.4% |
| Unemployment rate | 3.4% ±1.8 pts | 3.2% |
| Drove alone to work | 66.5% ±8.9 pts | 65.5% |
| Carpooled | 3.4% ±4.2 pts | 2.2% |
| Public transportation | 4.1% ±2.4 pts | 6.5% |
| Walked | 1.5% ±1.5 pts | 2.6% |
| Worked from home | 24.3% ±7.3 pts | 22.6% |
| Mean travel time to work | 28.8 min ±5.6 | 31.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 441 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 441 ranks as shown below (1 = highest).
| Measure | In Bergen County | In Ramsey |
|---|---|---|
| Population | 32nd of 203 | 1st of 3 |
| Residents per square mile | 177th of 203 | 3rd of 3 |
| Median household income | 33rd of 200 | 2nd of 3 |
| Per capita income | 25th of 203 | 1st of 3 |
| Median home value | 39th of 202 | 1st of 3 |
| Poverty rate | 66th of 91 | 1st of 1 |
| Bachelor's degree or higher | 41st of 203 | 2nd of 3 |
| Median age | 118th of 203 | 2nd of 3 |
| Owner-occupied share | 49th of 201 | 2nd of 3 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 151 | 30th | $195,223±$25,920 · within the margin of this tract |
| Tract 261 | 31st | $191,500±$26,874 · within the margin of this tract |
| Tract 193.06 | 32nd | $191,477±$25,272 · within the margin of this tract |
| Tract 441 | 33rd | $191,406±$39,543 |
| Tract 490.02 | 34th | $188,417±$46,852 · within the margin of this tract |
| Tract 392 | 35th | $187,188±$18,901 · within the margin of this tract |
| Tract 543 | 36th | $185,339±$58,609 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 441?
1 of the 17 figures for Census Tract 441 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections