City profile · New Jersey · Census ACS 2023

Silver Lake CDP (Essex County), NJ

Silver Lake CDP (Essex County)'s Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

4,034
Residents
$86,615
Median income
$483,700
Median home
$2,132
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Silver Lake CDP (Essex County).

Place dossier plate

Sheet NJ-SILVER-LAKE-CDP-ESSEX-COUNTY-NJ · Silver Lake CDP (Essex County), NJ 4,034 pop · income 68th pct

POP-VILLAGE · INC-HIGH · COL-ABOVE · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-VILLAGE 4,034
  • INC-HIGH $86,615
  • COL-ABOVE 108.8
  • SAFE-UNK Safety pending
  • RANK-UPPER 68th
  • PHOTO-FINISH ≈ East Petersburg
  • HOME-HIGH $483,700
  • BOOK-UNK Tracts pending

Nearest income peer: East Petersburg, PA ( $1 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Silver Lake CDP (Essex County)

Lowest/highest poles plus peers nearest Silver Lake CDP (Essex County) on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Silver Lake CDP (Essex County) on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 4,034.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $86,615. Population peers are excluded.

4 peers

Silver Lake CDP (Essex County) - the verdict

Nationally, Silver Lake CDP (Essex County) sits in the 68th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

68th
percentile, household income
84th
percentile, home value
94th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Silver Lake CDP (Essex County), NJ

Silver Lake CDP (Essex County) is a small town in New Jersey, home to 4,034 residents per U.S. Census Bureau ACS 2023 estimates. Households in Silver Lake CDP (Essex County) report a median income of $86,615 per year, above the median for U.S. cities on this measure, with a poverty rate of 9.6%. Home values in Silver Lake CDP (Essex County) run a median of $483,700, and the median resident age is 41.2 years. Educational attainment runs 26.3% of adults with a bachelor's degree or higher. Separately, 55.0% of working-age residents are in the labor force.

New Jersey carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New Jersey at 108.8 on a 100-equals-national-average scale (Well Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,132 monthly. Monthly utility costs average around $275 across New Jersey, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).

A decision-led reading path

Useful questions to ask of Silver Lake CDP (Essex County)'s data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Silver Lake CDP (Essex County), city-specific coverage includes commute-mode shares. No matched row is reported here for annual population history, within-city Census tract profiles, matched public-school count, local building permits, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

How far does income reach against housing in Silver Lake CDP (Essex County)?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.6 times median household income. The ACS poverty estimate is 9.6%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

Question 2

Which cities make useful reference points for Silver Lake CDP (Essex County)?

Within New Jersey, the closest population matches are Bordentown (4,006 residents, $91,208 income); Leisure Village West (4,070 residents, $60,309 income); Singac (3,987 residents, $116,136 income). Outside the state, the closest population matches in this dataset are Mary Esther, FL (4,034 residents); Haskell, AR (4,035 residents); Enon, VA (4,035 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Silver Lake CDP (Essex County)?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Driving alone is the largest reported mode at 58.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Population

4,034 residents

Micro place (under 10k)

Median Household Income

$86,615 /yr

Above median income · poverty 9.6% (Above-median poverty)

Cost of Living Index (state)

108.8 (US=100)

High cost · BEA RPP 2024, New Jersey average

City profile score · Silver Lake CDP (Essex County), NJ

43/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income B-
$86,615

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share C-
26.3%

Adults with a bachelor's degree or higher; ACS.

Poverty rate D
9.6%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
108.8 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Silver Lake CDP (Essex County) profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Bachelor's+ share, Poverty rate, Cost of living. Household incomeBachelor's+ sharePoverty rateCost of living 43 D
Silver Lake CDP (Essex County) profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 66/100 (B-) · $86,615
  • Bachelor's+ share: 52/100 (C-) · 26.3%
  • Poverty rate: 41/100 (D) · 9.6%
  • Cost of living: 10/100 (F) · 108.8 index

How does Silver Lake CDP (Essex County) compare to other US cities?

Silver Lake CDP (Essex County) measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 68% higher than other cities
Home value 84% pricier than other cities
Median rent 94% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Silver Lake CDP (Essex County) against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Gross Rent places Silver Lake CDP (Essex County) near the bottom of New Jersey's cities

Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Silver Lake CDP (Essex County) ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Silver Lake CDP (Essex County) only against its own state's cities, not the full US field.

Median Household Income
#466 of 659
29th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#229 of 672
66th percentile in New Jersey
Poverty Rate
#102 of 680
84th percentile in New Jersey
Bachelor's Degree or Higher
#519 of 686
24th percentile in New Jersey
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

68thIncome percentile
Gauge source note

68th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Silver Lake CDP (Essex County)'s home value compares nationally

Median home value vs. every US city (population 1,000+)

$483,700 16th percentile more affordable than 16% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Silver Lake CDP (Essex County) $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Silver Lake CDP (Essex County)'s home-value-to-income ratio: 5.6×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#13,684 of 15,516
More affordable than 12% of tracked cities (pop. 1,000+)
Size class
#10,219 of 11,323
Micro cities (under 10,000)

At 5.6×, Silver Lake CDP (Essex County) sits in the pressured band: national rank #13,684 of 15,516 and #10,219 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$86,615 Silver Lake CDP (Essex County), NJ median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Silver Lake CDP (Essex County), NJ Silver Lake CDP (Essex County), NJ's median household income ($86,615) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Silver Lake CDP (Essex County), NJ-specific shares. $ Household Income Distribution Silver Lake CDP (Essex County), NJ median $86,615/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Silver Lake CDP (Essex County), NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Silver Lake CDP (Essex County), NJ.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 26.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.6%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 55.0%

Census ACS S2301, share of working-age residents in the labor force

Population
4,034
Median Income
$86,615
Median Home Value
$483,700
Median Age
41.2
Poverty Rate
9.6%
Labor force participation
55.0%
Bachelor's Degree+
26.3%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
58.9%
Carpool
10.9%
Public Transit
16.9%
Walk
7.0%
Work from Home
6.4%

Based on 1,754 workers 16 and over.

Monthly Utility Costs

New Jersey statewide monthly utility average (EIA 2023): $275

EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).

These are New Jersey statewide averages, not a meter reading for Silver Lake CDP (Essex County). Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Silver Lake CDP (Essex County) is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).

Cost/risk geography note

Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Silver Lake CDP (Essex County) sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Silver Lake CDP (Essex County) compares to similar-size New Jersey cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Silver Lake CDP (Essex County) (this city) 4,034 $86,615
Bordentown 4,006 $91,208
Leisure Village West 4,070 $60,309
Singac 3,987 $116,136
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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