City profile · New Jersey · Census ACS 2023

Upper Saddle River, NJ

Population, income, housing, safety, climate and schools for Upper Saddle River - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

8,354
Residents
$246,719
Median income
$1,101,800
Median home
$2,324
Median rent (state)

Upper Saddle River - the verdict

Nationally, Upper Saddle River sits in the 99th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

99th
percentile, household income
98th
percentile, home value
89th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Upper Saddle River, NJ

Upper Saddle River is a small town in New Jersey, home to 8,354 residents per U.S. Census Bureau ACS 2023 estimates. Upper Saddle River households earn a median of $246,719 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.1%. Home values in Upper Saddle River run a median of $1,101,800, and the median resident age is 41.7 years. About 74.3% of adults hold a bachelor's degree or higher, while 59.2% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 188 residential units were authorized in 2024 (Building Boom), up 1346% from five years earlier.

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,324 per month. Statewide, average monthly utility bills in New Jersey run around $275, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 97.8 out of 100 for natural-hazard exposure (Very High).

Population

8,354 residents

Census ACS 2023 - New Jersey

Median Household Income

$246,719 /yr

Poverty 4.1%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Upper Saddle River compare to other US cities?

Upper Saddle River measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 99% higher than other cities
Home value 98% pricier than other cities
Median rent 89% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Upper Saddle River against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Median Home Value is Upper Saddle River's strongest outlier among New Jersey cities

Among the 672 New Jersey cities PlainCities tracks with reported median home value data, Upper Saddle River ranks #23 - the 97th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Upper Saddle River only against its own state's cities, not the full US field.

Median Household Income
#14 of 659
98th percentile in New Jersey
Median Gross Rent
#221 of 686
57th percentile in New Jersey
Median Home Value
#23 of 672
97th percentile in New Jersey
Poverty Rate
#280 of 680
58th percentile in New Jersey
Bachelor's Degree or Higher
#48 of 686
93rd percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

99thIncome percentile

99th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Upper Saddle River's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,101,800 2nd percentile more affordable than 2% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Upper Saddle River $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Upper Saddle River, NJ Upper Saddle River, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Upper Saddle River, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Upper Saddle River, NJ median $246,719/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Upper Saddle River, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Upper Saddle River, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 74.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.2%

Census ACS S2301, share of working-age residents in the labor force

Population
8,354
Median Income
$246,719
Median Home Value
$1,101,800
Median Age
41.7
Poverty Rate
4.1%
Labor force participation
59.2%
Bachelor's Degree+
74.3%

Schools

Total Schools
3
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
8,200 residents8,400 residents8,600 residents8,800 residents 202020212022202320242025 8,335 residents 8,650 residents ▲ +3.8%
Upper Saddle River's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
188
housing units authorized
Single-Family
176
detached homes
Multifamily
12
apartments & condos
Supply Intensity
22.5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 13
2020 26
2021 149
2022 194
2023 192
2024 188

Permit volume increased 1346% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
51.8%
Carpool
5.7%
Public Transit
8.7%
Walk
0.9%
Work from Home
31.6%
Other
1.3%

Based on 3,822 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Upper Saddle River sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,324/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.8 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Kenilworth
8,339 people
Newton
8,336 people
Twin Rivers
8,315 people
Runnemede
8,310 people
Northfield
8,427 people
Dayton
8,241 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Upper Saddle River's 8,354 residents (Census ACS 5-Year 2023).

Parkville, PA
8,354 people
Eaton, OH
8,353 people
Austell, GA
8,351 people
Hampshire, IL
8,351 people
Stanwood, WA
8,351 people
Payette, ID
8,358 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Upper Saddle River's $246,719 (Census ACS 5-Year 2023, table B19013).

Jupiter Island, FL
$246,500 median income
Palos Verdes Estates, CA
$247,500 median income
North Chevy Chase, MD
$247,500 median income
La Grande, WA
$245,884 median income
Muttontown, NY
$247,589 median income
Crosspointe, VA
$247,708 median income

Race & Ethnicity Composition

Race and ethnicity - Upper Saddle River, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Upper Saddle River, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 74.6% 16.8% 6.4% ETHNICITY, Hispanic or Latino (any race) 5.3% White 74.6% Black or African American 1.5% Asian 16.8% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.7% Two or more races 6.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Upper Saddle River compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Upper Saddle River (this city) 8,354 $246,719
Kenilworth 8,339 $126,295
Newton 8,336 $73,679
Twin Rivers 8,315 $98,831
Census ACS 5-year FIPS NJ NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Upper Saddle River, NJ?

What is the population of Upper Saddle River, NJ? +

8,354 people live in Upper Saddle River, NJ according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Upper Saddle River, NJ? +

Median annual household income in Upper Saddle River runs $246,719, based on Census ACS 2023 data.

What is the cost of living in Upper Saddle River? +

BEA does not publish a city-level cost-of-living figure for Upper Saddle River; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

What is the median home value in Upper Saddle River, NJ? +

The median home value in Upper Saddle River is $1,101,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.