Census tract · Bergen County
Census Tract 532.02, Bergen County, New Jersey
Census Tract 532.02, GEOID 34003053202, in Bergen County, New Jersey, entirely within Upper Saddle River. 3,552 residents in the ACS 2020-2024 5-year estimates (±502); the 2020 Census counted 3,583.
Residents, 2020-2024
3,552
±502 (90% margin)
2020 Census count: 3,583
Median household income
$250,000 or more
The survey's top or bottom value; no margin is published
Bergen County: $124,884
Median home value
$1,078,400
±$85,700 (90% margin)
Bergen County: $623,000
Median gross rent
$3,500 or more
The survey's top or bottom value; no margin is published
Bergen County: $1,914
Where is Census Tract 532.02?
Census Tract 532.02 is one of 203 census tracts in Bergen County, New Jersey. It covers 2.46 square miles of land, 1,459 residents per square mile in 2020. Its GEOID, 34003053202, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Upper Saddle River | 100% |
3 census tracts border Census Tract 532.02: Tract 322.01 ($137,522), Tract 442.02 ($112,625) and Tract 532.01 ($250,000 or more). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 532.02?
The 2020-2024 American Community Survey puts Census Tract 532.02's population at 3,552 (±502) in 1,111 households; the 2020 Census counted 3,583 residents and 1,166 housing units.
| Measure | Tract 532.02 | Upper Saddle River |
|---|---|---|
| Total population | 3,552±502 | 8,439 |
| Households | 1,111±193 | 2,694 |
| Average household size | 3.20±0.31 | 3.13 |
| Housing units | 1,228±135 | 2,817 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 532.02?
The median resident of Census Tract 532.02 is 41.5 years old; 27.4% are under 18 and 13.5% are 65 or older. The largest group is non-Hispanic white residents at 72.3%, then non-Hispanic Asian residents at 18.7%. 22.3% of residents were born outside the United States.
| Measure | Tract 532.02 | Upper Saddle River |
|---|---|---|
| Median age | 41.5±3.9 | 40.8 |
| Under 18 years | 27.4%±4.1 pts | 25.7% |
| 65 years and over | 13.5%±2.9 pts | 14.7% |
| Hispanic or Latino (any race) | 5.1%±3.8 pts | 6.1% |
| White alone, not Hispanic | 72.3%±8.8 pts | 74.1% |
| Black or African American alone, not Hispanic | 0.0%±1.3 pts | 1.6% |
| Asian alone, not Hispanic | 18.7%±8.7 pts | 14.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 3.9%±2.1 pts | 2.8% |
| Some other race alone, not Hispanic | 0.0%±1.3 pts | 1.1% |
| Born outside the United States | 22.3%±5.6 pts | 18.5% |
| Speak a language other than English at home (age 5+) | 29.5%±7.8 pts | 23.4% |
| Civilian veterans (age 18+) | 2.3%±1.6 pts | 1.7% |
| With a disability | 4.4%±2.5 pts | 6.0% |
| No health insurance coverage | 2.5%±2.7 pts | 3.1% |
| High school graduate or higher (age 25+) | 95.6%±4.2 pts | 97.3% |
| Bachelor's degree or higher (age 25+) | 72.7%±7.2 pts | 77.4% |
| Graduate or professional degree (age 25+) | 27.8%±7.4 pts | 32.7% |
| Lived in the same house a year earlier | 88.4%±6.3 pts | 88.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 532.02 earn?
Half of the 1,111 households in Census Tract 532.02 earn less than $250,000 or more a year (), against $124,884 across Bergen County: 1st highest of the county's 200 tracts with a reliable estimate.
| Measure | Tract 532.02 | Upper Saddle River |
|---|---|---|
| Median household income | $250,000 or more | $250,000 or more |
| Mean household income | $397,496±$68,012 | $354,786 |
| Per capita income | $122,963±$20,226 | $113,847 |
| People below the poverty line | 2.6%±2.7 pts | 4.5% |
| Children under 18 below the poverty line | 4.3%±6.2 pts | 8.9% |
| Households receiving SNAP | 0.0%±4.0 pts | 0.0% |
| Households with a computer | 100.0%±4.0 pts | 99.8% |
| Households with a broadband subscription | 100.0%±4.0 pts | 100.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 532.02?
Owners occupy 96.7% of Census Tract 532.02's occupied homes and renters 3.3%. The median owner-occupied home is valued at $1,078,400 by its owner (±$85,700). The median renter pays $3,500 or more a month including utilities.
| Measure | Tract 532.02 | Upper Saddle River |
|---|---|---|
| Median home value (owner-occupied) | $1,078,400±$85,700 | $1,108,700 |
| Median gross rent | $3,500 or more | $3,500 or more |
| Renters paying 35% or more of income on rent | 56.8%±52.0 pts | 39.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $4,000 or more |
| Owner-occupied homes | 96.7%±3.6 pts | 91.1% |
| Renter-occupied homes | 3.3%±3.6 pts | 8.9% |
| Housing units | 1,228±135 | 2,817 |
| Single-family detached homes | 84.0%±7.6 pts | 85.4% |
| Mobile homes | 0.0%±3.6 pts | 0.0% |
| Built 2020 or later | 16.0%±7.0 pts | 7.0% |
| Built 2010 to 2019 | 5.2%±5.5 pts | 5.3% |
| Built 1939 or earlier | 16.9%±14.7 pts | 8.3% |
| Households with no vehicle | 3.1%±3.6 pts | 3.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 532.02 get to work?
57.2% of Census Tract 532.02's workers drive alone and 32.5% work from home. The average trip to work takes 39.4 minutes. The unemployment rate in 2020-2024 averaged 12.6%.
| Measure | Tract 532.02 | Upper Saddle River |
|---|---|---|
| In the labor force (age 16+) | 55.9%±5.8 pts | 63.1% |
| Unemployment rate | 12.6%±7.7 pts | 7.3% |
| Drove alone to work | 57.2%±15.1 pts | 47.1% |
| Carpooled | 0.0%±3.3 pts | 4.7% |
| Public transportation | 9.6%±6.2 pts | 9.1% |
| Walked | 0.0%±3.3 pts | 1.0% |
| Worked from home | 32.5%±14.9 pts | 36.8% |
| Mean travel time to work | 39.4 min±6.0 | 36.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 532.02 compare with the other tracts in Bergen County?
Among Bergen County's tracts with a reliable estimate, Census Tract 532.02 ranks as shown below (1 = highest).
| Measure | In Bergen County |
|---|---|
| Population | 166th of 203 |
| Residents per square mile | 195th of 203 |
| Median household income | 1st of 200 |
| Per capita income | 5th of 203 |
| Median home value | 12th of 202 |
| Median gross rent | 1st of 186 |
| Bachelor's degree or higher | 31st of 203 |
| Median age | 111th of 203 |
| Owner-occupied share | 10th of 201 |
The tracts next to it on Bergen County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 202 | 1st | $250,000 or more |
| Tract 270 | 1st | $250,000 or more |
| Tract 473 | 1st | $250,000 or more |
| Tract 532.01 | 1st | $250,000 or more |
| Tract 532.02 | 1st | $250,000 or more |
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 532.02?
3 of the 18 figures for Census Tract 532.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections