Census-designated place · New York

Carmel, New York

Carmel, census-designated place, in Putnam County, New York. Carmel had 7,306 people in the ACS 2020-2024 5-year estimates (±619). GEOID 3612518.

Residents, 2020-2024

7,306

±619 (90% margin)
2020 Census count: 7,538

Median household income

$114,954

±$15,272 (90% margin)
New York: $85,974

Median home value

$488,300

±$32,718 (90% margin)
New York: $423,800

Median gross rent

$1,150

±$235 (90% margin)
New York: $1,621

Where is Carmel and what county is it in?

Carmel is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Putnam County, New York. It covers 9.2 square miles of land, 816 residents per square mile in 2020.

Carmel is in the New York-Newark-Jersey City, NY-NJ metropolitan statistical area, which takes in 22 counties (Census Bureau delineation, July 2023).

Carmel lies entirely within the Town of Carmel, a town with its own local government (2020 census blocks).

Carmel (marked with a dot) in Putnam County, New York. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Carmel, and is it growing?

The 2020-2024 American Community Survey puts Carmel's population at 7,306 (±619). The 2020 Census counted 7,538 residents.

The Census Bureau publishes yearly population estimates for incorporated places only; Carmel is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure CarmelPutnam CountyNew York Change since 2015-2019
Total population 7,306 ±619 98,107 19,852,366 –
Households 2,854 ±249 35,545 7,722,646 –
Average household size 2.46 ±0.17 2.68 2.49 –
Housing units 2,931 ±236 38,450 8,585,241 –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Carmel?

The median resident of Carmel is 47.0 years old; 15.0% are under 18 and 25.8% are 65 or older. The largest group is non-Hispanic white residents at 78.3%, then Hispanic or Latino residents (of any race) at 12.9%. 13.1% of residents were born outside the United States.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure CarmelPutnam CountyNew York Change since 2015-2019
Median age 47.0 ±3.8 44.0 39.8 –
Under 18 years 15.0% ±2.6 pts 19.4% 20.5% –
65 years and over 25.8% ±3.4 pts 19.3% 17.9% –
Male 48.3% ±2.9 pts 50.4% 48.8% –
Hispanic or Latino (any race) 12.9% ±4.0 pts 20.0% 19.8% –
White alone, not Hispanic 78.3% ±4.6 pts 70.9% 52.8% –
Black or African American alone, not Hispanic 4.2% ±2.8 pts 2.8% 13.4% –
Asian alone, not Hispanic 2.6% ±1.5 pts 2.3% 9.0% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.6 pts 0.1% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.6 pts 0.0% 0.0% –
Two or more races, not Hispanic 1.9% ±1.3 pts 3.0% 3.8% –
Some other race alone, not Hispanic 0.2% ±0.3 pts 0.9% 1.0% –
Born outside the United States 13.1% ±3.9 pts 13.9% 22.8% –
Speak a language other than English at home (age 5+) 19.2% ±5.7 pts 21.4% 30.9% –
Civilian veterans (age 18+) 6.0% ±2.4 pts 4.3% 3.7% –
With a disability 17.8% ±3.2 pts 10.1% 12.6% –
No health insurance coverage 1.6% ±1.2 pts 3.6% 5.1% –
High school graduate or higher (age 25+) 95.0% ±1.8 pts 93.2% 88.0% –
Bachelor's degree or higher (age 25+) 39.9% ±5.1 pts 45.5% 40.2% –
Graduate or professional degree (age 25+) 20.6% ±4.1 pts 20.4% 17.9% –
Lived in the same house a year earlier 91.1% ±4.1 pts 92.3% 90.1% –
Moved from another state in the past year 0.7% ±1.1 pts 1.5% 1.5% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Carmel earn?

Half of Carmel's 2,854 households earn less than $114,954 a year (±$15,272), against $126,257 in Putnam County and $85,974 in New York. 8.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure CarmelPutnam CountyNew York Change since 2015-2019
Median household income $114,954 ±$15,272 $126,257 $85,974 –
Mean household income $132,990 ±$12,454 $153,855 $128,247 –
Per capita income $52,771 ±$4,285 $56,593 $50,712 –
People below the poverty line 8.8% ±2.9 pts 7.1% 14.0% –
Children under 18 below the poverty line 0.9% ±1.5 pts 5.9% 18.3% –
Households receiving SNAP 7.6% ±3.9 pts 3.2% 15.6% –
Households with a computer 88.8% ±5.9 pts 96.6% 94.7% –
Households with a broadband subscription 86.7% ±6.0 pts 94.8% 90.8% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Carmel?

Owners occupy 75.0% of Carmel's occupied homes and renters 25.0%. The median owner-occupied home is valued at $488,300 by its owner (±$32,718). The median renter pays $1,150 a month including utilities, and 43.4% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure CarmelPutnam CountyNew York Change since 2015-2019
Median home value (owner-occupied) $488,300 ±$32,718 $471,300 $423,800 –
Median gross rent $1,150 ±$235 $1,775 $1,621 –
Renters paying 35% or more of income on rent 43.4% ±20.2 pts 55.6% 43.1% –
Median monthly owner costs, with a mortgage $3,225 ±$339 $3,122 $2,555 –
Owner-occupied homes 75.0% ±6.8 pts 83.8% 54.3% –
Renter-occupied homes 25.0% ±6.8 pts 16.2% 45.7% –
Housing units 2,931 ±236 38,450 8,585,241 –
Homeowner vacancy rate 2.0% ±3.0 pts 0.6% 1.1% –
Rental vacancy rate 0.0% ±5.8 pts 1.6% 3.8% –
Single-family detached homes 59.7% ±6.3 pts 77.2% 41.2% –
Mobile homes 0.0% ±1.4 pts 0.7% 2.1% –
Built 2020 or later 2.2% ±2.4 pts 0.3% 0.8% –
Built 2010 to 2019 11.9% ±4.4 pts 2.8% 5.3% –
Built 1939 or earlier 7.7% ±3.4 pts 17.4% 30.3% –
Households with no vehicle 5.6% ±3.0 pts 4.6% 29.2% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Carmel work and get to work?

67.4% of Carmel's workers drive alone and 14.0% work from home. The average trip to work takes 41.9 minutes. The unemployment rate in 2020-2024 averaged 4.8%.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure CarmelPutnam CountyNew York Change since 2015-2019
In the labor force (age 16+) 54.5% ±5.1 pts 64.3% 62.7% –
Unemployment rate 4.8% ±2.3 pts 4.4% 6.4% –
Drove alone to work 67.4% ±6.1 pts 69.2% 48.8% –
Carpooled 10.4% ±6.0 pts 7.4% 6.3% –
Public transportation 6.6% ±3.3 pts 5.8% 21.6% –
Walked 0.9% ±1.1 pts 1.8% 5.6% –
Worked from home 14.0% ±4.9 pts 14.4% 14.9% –
Mean travel time to work 41.9 min ±4.8 39.3 min 32.6 min –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Carmel?

2 census tracts lie mostly in Carmel, and 2 more reach into it (2020 census blocks). Their median household incomes run from $109,159 (Tract 115.01) to $144,107 (Tract 115.02).

Census tracts in Carmel, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Carmel
Tract 115.01Putnam County4,135 $109,159 $460,900100%
Tract 115.02Putnam County2,661 $144,107 $547,500100%
Tract 114Putnam County5,104 $111,149 $515,3009%
Tract 116Putnam County5,639 $139,208 $494,6004%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Carmel) · Census block assignment files

How does Carmel compare with other places in New York?

Carmel ranks 370th of 1,623 places in New York with 1,000 or more residents and a reliable estimate, by median household income.

Carmel's rank in New York (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)470th1,657
Residents per square mile734th1,657
Median household income370th1,623
Per capita income475th1,653
Median home value349th1,637
Median gross rent704th1,515
Poverty rate754th1,331
Bachelor's degree or higher580th1,640
Median age456th1,654
Owner-occupied share1,017th1,639
Work from home557th1,350
Travel time to work50th1,652

Carmel's figures with every place in New York (CSV)

Every place in New York, sortable · Compare Carmel with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Carmel?

13 of the 57 figures for Carmel on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Carmel are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.