Census tract · Putnam County
Census Tract 115.02, Putnam County, New York
Census Tract 115.02, GEOID 36079011502, in Putnam County, New York, entirely within Carmel and Carmel (town). 2,661 residents in the ACS 2020-2024 5-year estimates (±364); the 2020 Census counted 2,960.
Residents, 2020-2024
2,661
±364 (90% margin)
2020 Census count: 2,960
Median household income
$144,107
±$22,942 (90% margin)
Putnam County: $126,257
Median home value
$547,500
±$67,991 (90% margin)
Putnam County: $471,300
Median gross rent
$1,676
±$268 (90% margin)
Putnam County: $1,775
Where is Census Tract 115.02?
Census Tract 115.02 is one of 24 census tracts in Putnam County, New York. It covers 4.25 square miles of land, 697 residents per square mile in 2020. Its GEOID, 36079011502, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Carmel | 100% |
| Carmel (town) | 100% |
5 census tracts border Census Tract 115.02: Tract 104 ($80,881), Tract 105 ($140,962), Tract 114 ($111,149), Tract 115.01 ($109,159) and Tract 116 ($139,208). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 115.02?
The 2020-2024 American Community Survey puts Census Tract 115.02's population at 2,661 (±364) in 949 households; the 2020 Census counted 2,960 residents and 1,052 housing units.
| Measure | Tract 115.02 | Carmel |
|---|---|---|
| Total population | 2,661 ±364 | 7,306 |
| Households | 949 ±150 | 2,854 |
| Average household size | 2.78 ±0.28 | 2.46 |
| Housing units | 949 ±150 | 2,931 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 115.02?
The median resident of Census Tract 115.02 is 45.4 years old; 17.3% are under 18 and 19.4% are 65 or older. The largest group is non-Hispanic white residents at 80.7%, then Hispanic or Latino residents (of any race) at 6.5%. 15.0% of residents were born outside the United States.
| Measure | Tract 115.02 | Carmel |
|---|---|---|
| Median age | 45.4 ±3.8 | 47.0 |
| Under 18 years | 17.3% ±3.2 pts | 15.0% |
| 65 years and over | 19.4% ±6.2 pts | 25.8% |
| Hispanic or Latino (any race) | 6.5% ±5.7 pts | 12.9% |
| White alone, not Hispanic | 80.7% ±7.4 pts | 78.3% |
| Black or African American alone, not Hispanic | 6.5% ±7.3 pts | 4.2% |
| Asian alone, not Hispanic | 4.3% ±3.6 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±2.2 pts | 1.9% |
| Some other race alone, not Hispanic | 0.0% ±1.6 pts | 0.2% |
| Born outside the United States | 15.0% ±7.0 pts | 13.1% |
| Speak a language other than English at home (age 5+) | 12.1% ±6.1 pts | 19.2% |
| Civilian veterans (age 18+) | 9.1% ±5.1 pts | 6.0% |
| With a disability | 14.8% ±6.1 pts | 17.8% |
| No health insurance coverage | 2.0% ±2.5 pts | 1.6% |
| High school graduate or higher (age 25+) | 95.9% ±2.8 pts | 95.0% |
| Bachelor's degree or higher (age 25+) | 49.6% ±8.9 pts | 39.9% |
| Graduate or professional degree (age 25+) | 30.2% ±7.9 pts | 20.6% |
| Lived in the same house a year earlier | 97.2% ±2.9 pts | 91.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 115.02 earn?
Half of the 949 households in Census Tract 115.02 earn less than $144,107 a year (±$22,942), against $126,257 across Putnam County: 5th highest of the county's 24 tracts with a reliable estimate. 8.4% of residents live below the poverty line.
| Measure | Tract 115.02 | Carmel |
|---|---|---|
| Median household income | $144,107 ±$22,942 | $114,954 |
| Mean household income | $158,192 ±$28,465 | $132,990 |
| Per capita income | $57,061 ±$8,739 | $52,771 |
| People below the poverty line | 8.4% ±5.3 pts | 8.8% |
| Children under 18 below the poverty line | 2.2% ±3.4 pts | 0.9% |
| Households receiving SNAP | 2.4% ±3.7 pts | 7.6% |
| Households with a computer | 94.7% ±5.9 pts | 88.8% |
| Households with a broadband subscription | 87.1% ±11.5 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 115.02?
Owners occupy 91.7% of Census Tract 115.02's occupied homes and renters 8.3%. The median owner-occupied home is valued at $547,500 by its owner (±$67,991). The median renter pays $1,676 a month including utilities.
| Measure | Tract 115.02 | Carmel |
|---|---|---|
| Median home value (owner-occupied) | $547,500 ±$67,991 | $488,300 |
| Median gross rent | $1,676 ±$268 | $1,150 |
| Renters paying 35% or more of income on rent | 25.0% ±45.9 pts | 43.4% |
| Median monthly owner costs, with a mortgage | $3,512 ±$358 | $3,225 |
| Owner-occupied homes | 91.7% ±6.6 pts | 75.0% |
| Renter-occupied homes | 8.3% ±6.6 pts | 25.0% |
| Housing units | 949 ±150 | 2,931 |
| Single-family detached homes | 95.4% ±4.4 pts | 59.7% |
| Mobile homes | 0.0% ±4.4 pts | 0.0% |
| Built 2020 or later | 0.0% ±4.4 pts | 2.2% |
| Built 2010 to 2019 | 1.4% ±2.3 pts | 11.9% |
| Built 1939 or earlier | 12.1% ±8.3 pts | 7.7% |
| Households with no vehicle | 0.0% ±4.4 pts | 5.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 115.02 get to work?
58.3% of Census Tract 115.02's workers drive alone and 24.8% work from home. The average trip to work takes 32.9 minutes.
| Measure | Tract 115.02 | Carmel |
|---|---|---|
| In the labor force (age 16+) | 58.5% ±10.5 pts | 54.5% |
| Unemployment rate | 6.8% ±4.5 pts | 4.8% |
| Drove alone to work | 58.3% ±10.7 pts | 67.4% |
| Carpooled | 13.0% ±8.2 pts | 10.4% |
| Public transportation | 3.2% ±3.1 pts | 6.6% |
| Walked | 0.0% ±3.4 pts | 0.9% |
| Worked from home | 24.8% ±9.3 pts | 14.0% |
| Mean travel time to work | 32.9 min ±5.2 | 41.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 115.02 compare with the other tracts in Putnam County?
Among Putnam County's tracts with a reliable estimate, Census Tract 115.02 ranks as shown below (1 = highest).
| Measure | In Putnam County | In Carmel |
|---|---|---|
| Population | 23rd of 24 | 3rd of 3 |
| Residents per square mile | 14th of 24 | 3rd of 3 |
| Median household income | 5th of 24 | 1st of 3 |
| Per capita income | 11th of 24 | 1st of 3 |
| Median home value | 5th of 24 | 1st of 3 |
| Median gross rent | 14th of 23 | 2nd of 3 |
| Poverty rate | 7th of 16 | 2nd of 2 |
| Bachelor's degree or higher | 9th of 24 | 1st of 3 |
| Median age | 11th of 24 | 2nd of 3 |
| Owner-occupied share | 7th of 24 | 2nd of 3 |
The tracts next to it on Putnam County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 110 | 2nd | $156,250±$31,328 · within the margin of this tract |
| Tract 112.01 | 3rd | $151,619±$14,263 · within the margin of this tract |
| Tract 109.01 | 4th | $147,331±$33,527 · within the margin of this tract |
| Tract 115.02 | 5th | $144,107±$22,942 |
| Tract 105 | 6th | $140,962±$13,045 · within the margin of this tract |
| Tract 112.02 | 7th | $140,213±$19,132 · within the margin of this tract |
| Tract 117 | 8th | $139,539±$33,964 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 115.02?
3 of the 18 figures for Census Tract 115.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections