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Place dossier plate
SheetNY-ELMSFORD-NY · Elmsford, NY 5,183 pop · income 86th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Elmsford
Lowest/highest poles plus peers nearest Elmsford on median household income. Full ladder: /browse and /rankings.
median HH income
Allegan · lowest
42,261
Allegan · lowest
42,261 median HH income
23.0% of the leader · rank #1
Lakes of the… · near
116,778
Lakes of the… · near
116,778 median HH income
63.7% of the leader · rank #2
Elmsford · this city
116,779
Elmsford · this city
116,779 median HH income
63.7% of the leader · rank #3
Delaware Park · near
116,782
Delaware Park · near
116,782 median HH income
63.7% of the leader · rank #4
Lakewood · near
116,794
Lakewood · near
116,794 median HH income
63.7% of the leader · rank #5
Clancy · near
116,800
Clancy · near
116,800 median HH income
63.7% of the leader · rank #6
West Hills · highest
183,375
West Hills · highest
183,375 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Elmsford on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,183.
Elmsford ranks in the 86th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
86th
percentile, household income
88th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Elmsford, NY
New York's Elmsford is a small town, with 5,183 residents per the latest Census Bureau ACS figures. The typical household in Elmsford brings in $116,779 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.4%. Home values in Elmsford run a median of $568,000, and the median resident age is 34.6 years. About 42.1% of adults hold a bachelor's degree or higher, while 69.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 2 residential units were authorized in 2024 (Stable), up 0% from five years earlier.
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,579 monthly. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). Natural-hazard exposure scores 69.4 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Elmsford's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility to population change to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Elmsford, city-specific coverage includes commute-mode shares, local building permits, matched public-school count, annual population history.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Elmsford?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.9 times median household income. The ACS poverty estimate is 3.4%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Elmsford?
Within New York, the closest population matches are Islip Terrace (5,223 residents, $155,741 income); Mechanicville (5,143 residents, $47,331 income); West Hills (5,138 residents, $183,375 income). Outside the state, the closest population matches in this dataset are Troy Hills, NJ (5,183 residents); Shanor-Northvue, PA (5,183 residents); Carlyss, LA (5,184 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Elmsford?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 73.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Is Elmsford growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -55 residents from 2020 to 2025, a -1.0% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Elmsford?
The NCES join finds 3 public schools within the city match. 42.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
3
Bachelor's degree+
42.1%
Poverty estimate
3.4%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A-
$116,779
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share B+
42.1%
Adults with a bachelor's degree or higher; ACS.
Poverty rate B+
3.4%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Elmsford profile (scored ACS/FBI dimensions)Read the chart values
Household income: 84/100 (A-) · $116,779
Bachelor's+ share: 77/100 (B+) · 42.1%
Poverty rate: 76/100 (B+) · 3.4%
Cost of living: 12/100 (F) · 107.9 index
How does Elmsford compare to other US cities?
Here's how Elmsford stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income86% higher than other cities
Home value88% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Elmsford against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Elmsford near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Elmsford ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Elmsford only against its own state's cities, not the full US field.
Median Household Income
#333 of 1,205
72nd percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#276 of 1,202
77th percentile in New York
Poverty Rate
#732 of 1,246
41st percentile in New York
Bachelor's Degree or Higher
#448 of 1,254
64th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
86th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Elmsford's home value compares nationally
Median home value vs. every US city (population 1,000+)
$568,00012th percentilemore affordable than 12% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Elmsford's home-value-to-income ratio: 4.9×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,647 of 15,516
More affordable than 18% of tracked cities (pop. 1,000+)
Size class
#9,611 of 11,323
Micro cities (under 10,000)
At 4.9×, Elmsford sits in the moderate band:
national rank #12,647 of 15,516 and #9,611 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$116,779Elmsford, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Elmsford, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Elmsford, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)42.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)69.7%
Census ACS S2301, share of working-age residents in the labor force
Population
5,183
Median Income
$116,779
Median Home Value
$568,000
Median Age
34.6
Poverty Rate
3.4%
Labor force participation
69.7%
Bachelor's Degree+
42.1%
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Elmsford's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
5,258 residents
2021
5,208 residents
2022
5,144 residents
2023
5,147 residents
2024
5,185 residents
2025
5,203 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Stable
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
2
2
0
$0.6M
2020
0
0
0
-
2021
0
0
0
-
2022
9
1
8
$2.4M
2023
1
1
0
$0.4M
2024
2
2
0
$0.8M
Permit volume increased 0% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
73.9%
Carpool
11.0%
Public Transit
8.3%
Walk
2.4%
Work from Home
4.4%
Based on 2,696 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Elmsford. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Elmsford is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Elmsford sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Elmsford compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.