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Place dossier plate
SheetNY-MILLWOOD-NY · Millwood, NY 854 pop · income 98th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Millwood
Lowest/highest poles plus peers nearest Millwood on median household income. Full ladder: /browse and /rankings.
median HH income
Hardy · lowest
33,500
Hardy · lowest
33,500 median HH income
16.0% of the leader · rank #1
Mill Valley · near
208,466
Mill Valley · near
208,466 median HH income
99.7% of the leader · rank #2
Kirtland Hills · near
208,750
Kirtland Hills · near
208,750 median HH income
99.8% of the leader · rank #3
Goose Creek · near
209,042
Goose Creek · near
209,042 median HH income
100.0% of the leader · rank #4
Millwood · this city
209,063
Millwood · this city
209,063 median HH income
100.0% of the leader · rank #5
Kensington · highest
209,137
Kensington · highest
209,137 median HH income
100.0% of the leader · rank #6
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Millwood on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 854.
Measured against every US city with at least 1,000 residents, Millwood lands in the 98th percentile for household income. Source: Census ACS.
98th
percentile, household income
94th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Millwood, NY
854 people live in Millwood, New York - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $209,063 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Typical homes in Millwood are valued around $769,800, and the median resident age is 48.1 years. 86.8% of adults here have a bachelor's degree or higher; 67.2% of working-age residents are in the labor force.
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. Commute times here average 31.0 minutes, with 59.7% driving alone and 19.0% working from home, per Census ACS commuting data. FEMA's National Risk Index rates natural-hazard exposure at 69.4 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Millwood's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Millwood, city-specific coverage includes commute-mode shares.
No matched row is reported here for matched public-school count, within-city Census tract profiles, local building permits, annual population history, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Millwood?
Driving alone is the largest reported mode at 59.7%. The reported mean trip to work is 31.0 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Which cities make useful reference points for Millwood?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Quiogue (853 residents, $78,661 income); Copake Lake (860 residents, $118,632 income); Spencer (848 residents, $50,682 income). Outside the state, the closest population matches in this dataset are Illiopolis, IL (854 residents); Waverly, MO (854 residents); Belle Fontaine, AL (853 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Millwood?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.7 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
Top-decile income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
B+
City profile score · Millwood, NY
78/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$209,063
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share A+
86.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Millwood profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $209,063
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 100/100 (A+) · 86.8%
Cost of living: 12/100 (F) · 107.9 index
How does Millwood compare to other US cities?
Here's how Millwood stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income98% higher than other cities
Home value94% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Millwood against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Millwood near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Millwood ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Millwood only against its own state's cities, not the full US field.
Median Household Income
#54 of 1,205
96th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#143 of 1,202
88th percentile in New York
Poverty Rate
#1,032 of 1,246
0th percentile in New York
Bachelor's Degree or Higher
#14 of 1,254
99th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
98th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Millwood's home value compares nationally
Median home value vs. every US city (population 1,000+)
$769,8006th percentilemore affordable than 6% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Millwood's home-value-to-income ratio: 3.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,658 of 15,516
More affordable than 38% of tracked cities (pop. 1,000+)
Size class
#7,690 of 11,323
Micro cities (under 10,000)
At 3.7×, Millwood sits in the moderate band:
national rank #9,658 of 15,516 and #7,690 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$209,063Millwood, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Millwood, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Millwood, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)86.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.2%
Census ACS S2301, share of working-age residents in the labor force
Population
854
Median Income
$209,063
Median Home Value
$769,800
Median Age
48.1
Poverty Rate
0.0%
Labor force participation
67.2%
Bachelor's Degree+
86.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
31.0 minutes
Drive Alone
59.7%
Carpool
12.3%
Public Transit
9.0%
Walk
0.0%
Work from Home
19.0%
Based on 489 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Millwood. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Millwood is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Millwood sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Millwood compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.