City profile · New York · Census ACS 2023

Saddle Rock, NY

Population, income, housing, safety, climate and schools for Saddle Rock - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,225
Residents
$183,750
Median income
$1,727,600
Median home
$2,910
Median rent (state)

Saddle Rock - the verdict

Saddle Rock ranks in the 97th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

97th
percentile, household income
99th
percentile, home value
96th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Saddle Rock, NY

Census ACS 2023 estimates count 1,225 residents in Saddle Rock, a small town within New York. Saddle Rock households earn a median of $183,750 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.3%. Saddle Rock's housing stock carries a median value of $1,727,600, and the median resident age is 33.8 years. About 62.6% of adults hold a bachelor's degree or higher, while 48.0% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 1 residential units were authorized in 2024 (Construction Slowdown), down 50% from five years earlier.

New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,910 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 98.3 out of 100 (Very High).

Population

1,225 residents

Census ACS 2023 - New York

Median Household Income

$183,750 /yr

Poverty 1.3%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Saddle Rock compare to other US cities?

Here's how Saddle Rock stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 97% higher than other cities
Home value 99% pricier than other cities
Median rent 96% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Saddle Rock's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in New York, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

97thIncome percentile

97th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Saddle Rock's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,727,600 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Saddle Rock $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Saddle Rock, NY Saddle Rock, NY's reported median household income shown against the U.S. national quintile-share pattern (not Saddle Rock, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Saddle Rock, NY median $183,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Saddle Rock, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Saddle Rock, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 62.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 48.0%

Census ACS S2301, share of working-age residents in the labor force

Population
1,225
Median Income
$183,750
Median Home Value
$1,727,600
Median Age
33.8
Poverty Rate
1.3%
Labor force participation
48.0%
Bachelor's Degree+
62.6%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
970 residents980 residents990 residents1,000 residents1,010 residents1,020 residents 202020212022202320242025 984 residents 1,008 residents ▲ +2.4%
Saddle Rock's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
0.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 2
2020 1
2021 1
2022 2
2023 5
2024 1

Permit volume decreased 50% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
57.8%
Carpool
3.6%
Public Transit
15.5%
Walk
4.1%
Work from Home
18.6%

Based on 393 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Saddle Rock sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,910/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.3 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New York

Shokan
1,220 people
Middleburgh
1,231 people
Oriskany
1,233 people
South Lansing
1,233 people
Lincolndale
1,235 people
Bard College
1,237 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Saddle Rock's 1,225 residents (Census ACS 5-Year 2023).

Jamestown, IN
1,225 people
Jewell Junction, IA
1,225 people
North Bend, NE
1,225 people
Sanbornville, NH
1,225 people
Surf City, NJ
1,225 people
Brookfield Center, OH
1,225 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Saddle Rock's $183,750 (Census ACS 5-Year 2023, table B19013).

Redding Center, CT
$183,796 median income
New Baltimore, VA
$183,696 median income
Montvale, NJ
$183,664 median income
Mill Creek East, WA
$183,466 median income
Princeton, NJ
$184,113 median income
Hedwig, TX
$184,141 median income

Race & Ethnicity Composition

Race and ethnicity - Saddle Rock, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Saddle Rock, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 86.2% 8.2% ETHNICITY, Hispanic or Latino (any race) 2.8% White 86.2% Black or African American 0.0% Asian 8.2% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.4% Two or more races 1.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Saddle Rock compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Saddle Rock (this city) 1,225 $183,750
Shokan 1,220 $96,750
Middleburgh 1,231 $46,429
Oriskany 1,233 $66,042
Census ACS 5-year FIPS NY Census BPS 2024 OMB Bulletin 23-01

What do people ask about Saddle Rock, NY?

What is the population of Saddle Rock, NY? +

Saddle Rock, NY counts 1,225 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Saddle Rock, NY? +

Median annual household income in Saddle Rock runs $183,750, based on Census ACS 2023 data.

What is the cost of living in Saddle Rock? +

BEA does not publish a city-level cost-of-living figure for Saddle Rock; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Saddle Rock, NY? +

Homes in Saddle Rock carry a median value of $1,727,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.