City profile · New York · Census ACS 2023

Tioga Terrace, NY

Tioga Terrace's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

2,206
Residents
$126,250
Median income
$209,700
Median home
$1,579
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Tioga Terrace.

Place dossier plate

Sheet NY-TIOGA-TERRACE-NY · Tioga Terrace, NY 2,206 pop · income 89th pct

POP-VILLAGE · INC-TOP · COL-ABOVE · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 2,206
  • INC-TOP $126,250
  • COL-ABOVE 107.9
  • SAFE-UNK Safety pending
  • RANK-TOP 89th
  • PHOTO-FINISH ≈ Freedom Acres
  • HOME-MID $209,700
  • BOOK-UNK Tracts pending

Nearest income peer: Freedom Acres, AZ (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Tioga Terrace

Lowest/highest poles plus peers nearest Tioga Terrace on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Tioga Terrace on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 2,206.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $126,250. Population peers are excluded.

4 peers

Tioga Terrace - the verdict

Tioga Terrace ranks in the 89th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

89th
percentile, household income
45th
percentile, home value
78th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Tioga Terrace, NY

Census ACS 2023 estimates count 2,206 residents in Tioga Terrace, a small town within New York. Tioga Terrace households earn a median of $126,250 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.9%. Typical homes in Tioga Terrace are valued around $209,700, and the median resident age is 45.5 years. 49.9% of adults here have a bachelor's degree or higher; 57.0% of working-age residents are in the labor force.

New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. Monthly utility costs average around $285 across New York, per EIA 2023 residential energy estimates. Workers in Tioga Terrace report an average commute of 18.1 minutes, with 77.2% driving alone and 12.2% working from home. Natural-hazard exposure scores 69.4 out of 100 on FEMA's National Risk Index (Moderate).

A decision-led reading path

Useful questions to ask of Tioga Terrace's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Tioga Terrace, city-specific coverage includes commute-mode shares. No matched row is reported here for annual population history, matched public-school count, within-city Census tract profiles, FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.

1. Housing and income

How far does income reach against housing in Tioga Terrace?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.

The home-value-to-income reference is relatively compact: the ACS median home value is 1.7 times median household income. The ACS poverty estimate is 0.9%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

2. Comparison shortlist

Which cities make useful reference points for Tioga Terrace?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within New York, the closest population matches are Pulaski (2,202 residents, $62,733 income); Brewster Hill (2,211 residents, $96,540 income); Fort Montgomery (2,198 residents, $80,946 income). Outside the state, the closest population matches in this dataset are Hurlock, MD (2,205 residents); Spiro, OK (2,205 residents); Ware Shoals, SC (2,207 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Question 3

What does the journey to work look like in Tioga Terrace?

Driving alone is the largest reported mode at 77.2%. The reported mean trip to work is 18.1 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

Population

2,206 residents

Micro place (under 10k)

Median Household Income

$126,250 /yr

High income · poverty 0.9% (Very low poverty)

Cost of Living Index (state)

107.9 (US=100)

High cost · BEA RPP 2024, New York average

City profile score · Tioga Terrace, NY

70/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate A+
0.9%

Share of residents below the poverty line; lower scores better on this axis.

Household income A
$126,250

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share A-
49.9%

Adults with a bachelor's degree or higher; ACS.

Cost of living F
107.9 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Tioga Terrace profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Household income, Bachelor's+ share, Cost of living. Poverty rateHousehold incomeBachelor's+ shareCost of living 70 B
Tioga Terrace profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 94/100 (A+) · 0.9%
  • Household income: 89/100 (A) · $126,250
  • Bachelor's+ share: 84/100 (A-) · 49.9%
  • Cost of living: 12/100 (F) · 107.9 index

How does Tioga Terrace compare to other US cities?

Where Tioga Terrace sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 89% higher than other cities
Home value 45% pricier than other cities
Median rent 78% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Tioga Terrace against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Median Gross Rent places Tioga Terrace near the bottom of New York's cities

Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Tioga Terrace ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Tioga Terrace only against its own state's cities, not the full US field.

Median Household Income
#290 of 1,205
76th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#651 of 1,202
46th percentile in New York
Poverty Rate
#995 of 1,246
19th percentile in New York
Bachelor's Degree or Higher
#322 of 1,254
74th percentile in New York
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

89thIncome percentile
Gauge source note

89th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Tioga Terrace's home value compares nationally

Median home value vs. every US city (population 1,000+)

$209,700 Among the most affordable more affordable than 55% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Tioga Terrace $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Tioga Terrace's home-value-to-income ratio: 1.7×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#670 of 15,516
More affordable than 96% of tracked cities (pop. 1,000+)
Size class
#655 of 11,323
Micro cities (under 10,000)

At 1.7×, Tioga Terrace sits in the affordable band: national rank #670 of 15,516 and #655 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$126,250 Tioga Terrace, NY median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Tioga Terrace, NY Tioga Terrace, NY's median household income ($126,250) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Tioga Terrace, NY-specific shares. $ Household Income Distribution Tioga Terrace, NY median $126,250/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Tioga Terrace, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Tioga Terrace, NY.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 49.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.0%

Census ACS S2301, share of working-age residents in the labor force

Population
2,206
Median Income
$126,250
Median Home Value
$209,700
Median Age
45.5
Poverty Rate
0.9%
Labor force participation
57.0%
Bachelor's Degree+
49.9%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
18.1 minutes
Drive Alone
77.2%
Carpool
10.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
12.2%

Based on 970 workers 16 and over.

Monthly Utility Costs

New York statewide monthly utility average (EIA 2023): $285

EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).

These are New York statewide averages, not a meter reading for Tioga Terrace. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Tioga Terrace is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).

Cost/risk geography note

Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Tioga Terrace sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Tioga Terrace compares to similar-size New York cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Tioga Terrace (this city) 2,206 $126,250
Pulaski 2,202 $62,733
Brewster Hill 2,211 $96,540
Fort Montgomery 2,198 $80,946
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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