Census-designated place · New York

Tioga Terrace, New York

Tioga Terrace, census-designated place, in Tioga County, New York. Tioga Terrace had 2,082 residents in the 2020 Census, a full count; the ACS 2020-2024 5-year estimates put it at 2,057 (±396). GEOID 3673990.

Residents, 2020 Census

2,082

Census count or controlled total
ACS 2020-2024 estimate: 2,057 ±396

Median household income

$131,817

±$15,064 (90% margin)
New York: $85,974

Median home value

$233,400

±$29,446 (90% margin)
New York: $423,800

Median gross rent

not published


New York: $1,621

Where is Tioga Terrace and what county is it in?

Tioga Terrace is a census-designated place: an unincorporated community the Census Bureau draws for counting, with no city government of its own, in Tioga County, New York. It covers 1.0 square miles of land, 2,078 residents per square mile in 2020.

Tioga Terrace is in the Binghamton, NY metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).

Tioga Terrace lies entirely within the Town of Owego, a town with its own local government (2020 census blocks).

Tioga Terrace (marked with a dot) in Tioga County, New York. Boundaries: Census Bureau 2024.

Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files

How many people live in Tioga Terrace, and is it growing?

The 2020 Census counted 2,082 residents in Tioga Terrace, a full count rather than a sample. The 2020-2024 American Community Survey, a sample, estimates 2,057 (±396).

The Census Bureau publishes yearly population estimates for incorporated places only; Tioga Terrace is a census-designated place, so its figures come from the ACS and the 2020 Census.

ACS 2020-2024 5-year estimates (counts) with the change from 2015-2019
Measure Tioga TerraceTioga CountyNew York Change since 2015-2019
Total population 2,057 ±396 47,864 19,852,366 –
Households 783 ±152 20,347 7,722,646 –
Average household size 2.63 ±0.33 2.32 2.49 –
Housing units 817 ±159 22,104 8,585,241 –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Tioga Terrace?

The median resident of Tioga Terrace is 44.3 years old; 23.0% are under 18 and 23.4% are 65 or older. The largest group is non-Hispanic white residents at 86.3%, then Hispanic or Latino residents (of any race) at 5.6%.

Age, origin, education and moves, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tioga TerraceTioga CountyNew York Change since 2015-2019
Median age 44.3 ±8.1 44.8 39.8 –
Under 18 years 23.0% ±5.9 pts 20.3% 20.5% –
65 years and over 23.4% ±8.7 pts 21.8% 17.9% –
Male 54.0% ±4.3 pts 50.1% 48.8% –
Hispanic or Latino (any race) 5.6% ±5.6 pts 2.4% 19.8% –
White alone, not Hispanic 86.3% ±7.4 pts 92.5% 52.8% –
Black or African American alone, not Hispanic 2.2% ±3.5 pts 1.3% 13.4% –
Asian alone, not Hispanic 2.3% ±2.4 pts 0.9% 9.0% –
American Indian and Alaska Native alone, not Hispanic 0.0% ±2.0 pts 0.0% 0.2% –
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±2.0 pts 0.0% 0.0% –
Two or more races, not Hispanic 3.5% ±3.1 pts 2.5% 3.8% –
Some other race alone, not Hispanic 0.0% ±2.0 pts 0.3% 1.0% –
Born outside the United States 4.6% ±4.4 pts 2.1% 22.8% –
Speak a language other than English at home (age 5+) 3.1% ±3.4 pts 3.0% 30.9% –
Civilian veterans (age 18+) 6.9% ±3.4 pts 8.3% 3.7% –
With a disability 8.6% ±3.6 pts 16.0% 12.6% –
No health insurance coverage 0.0% ±2.0 pts 2.8% 5.1% –
High school graduate or higher (age 25+) 96.8% ±2.7 pts 91.4% 88.0% –
Bachelor's degree or higher (age 25+) 54.0% ±8.2 pts 25.3% 40.2% –
Graduate or professional degree (age 25+) 27.6% ±8.3 pts 10.0% 17.9% –
Lived in the same house a year earlier 99.4% ±1.0 pts 92.1% 90.1% –
Moved from another state in the past year 0.0% ±2.0 pts 1.0% 1.5% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Tioga Terrace earn?

Half of Tioga Terrace's 783 households earn less than $131,817 a year (±$15,064), against $72,739 in Tioga County and $85,974 in New York.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates; 2015-2019 dollars adjusted with the R-CPI-U-RS
Measure Tioga TerraceTioga CountyNew York Change since 2015-2019
Median household income $131,817 ±$15,064 $72,739 $85,974 –
Mean household income $166,162 ±$38,317 $97,660 $128,247 –
Per capita income $62,361 ±$15,565 $41,785 $50,712 –
People below the poverty line 0.5% ±0.8 pts 13.4% 14.0% –
Children under 18 below the poverty line 0.0% ±8.6 pts 17.8% 18.3% –
Households receiving SNAP 2.3% ±4.1 pts 13.4% 15.6% –
Households with a computer 98.9% ±1.7 pts 92.9% 94.7% –
Households with a broadband subscription 98.9% ±1.7 pts 90.3% 90.8% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Tioga Terrace?

Owners occupy 98.6% of Tioga Terrace's occupied homes and renters 1.4%. The median owner-occupied home is valued at $233,400 by its owner (±$29,446).

Housing, ACS 2020-2024 5-year estimates. Home values are owners' own estimates.
Measure Tioga TerraceTioga CountyNew York Change since 2015-2019
Median home value (owner-occupied) $233,400 ±$29,446 $160,800 $423,800 –
Renters paying 35% or more of income on rent 0.0% ±100.0 pts 42.3% 43.1% –
Median monthly owner costs, with a mortgage $1,857 ±$190 $1,559 $2,555 –
Owner-occupied homes 98.6% ±2.2 pts 79.1% 54.3% –
Renter-occupied homes 1.4% ±2.2 pts 20.9% 45.7% –
Housing units 817 ±159 22,104 8,585,241 –
Homeowner vacancy rate 0.0% ±5.4 pts 0.9% 1.1% –
Rental vacancy rate 0.0% ±100.0 pts 2.8% 3.8% –
Single-family detached homes 99.8% ±0.9 pts 69.8% 41.2% –
Mobile homes 0.0% ±5.1 pts 14.9% 2.1% –
Built 2020 or later 0.0% ±5.1 pts 0.7% 0.8% –
Built 2010 to 2019 2.0% ±3.0 pts 5.8% 5.3% –
Built 1939 or earlier 0.0% ±5.1 pts 26.9% 30.3% –
Households with no vehicle 0.0% ±5.3 pts 7.2% 29.2% –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Tioga Terrace work and get to work?

77.4% of Tioga Terrace's workers drive alone and 9.1% work from home. The average trip to work takes 19.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates (workers 16 and over)
Measure Tioga TerraceTioga CountyNew York Change since 2015-2019
In the labor force (age 16+) 58.8% ±9.8 pts 58.7% 62.7% –
Unemployment rate 1.4% ±2.1 pts 5.5% 6.4% –
Drove alone to work 77.4% ±10.5 pts 80.7% 48.8% –
Carpooled 13.4% ±8.9 pts 5.9% 6.3% –
Public transportation 0.0% ±4.4 pts 0.1% 21.6% –
Walked 0.0% ±4.4 pts 1.8% 5.6% –
Worked from home 9.1% ±5.3 pts 10.1% 14.9% –
Mean travel time to work 19.2 min ±2.4 23.0 min 32.6 min –

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What census tracts are in Tioga Terrace?

No census tract lies mostly in Tioga Terrace; 1 tract reaches into it (2020 census blocks).

Census tracts in Tioga Terrace, ACS 2020-2024 5-year estimates
TractResidents, 2020-2024Median household incomeMedian home valueShare of tract in Tioga Terrace
Tract 204.02Tioga County4,075 $124,966 $213,70036%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Tioga Terrace) · Census block assignment files

How does Tioga Terrace compare with other places in New York?

Tioga Terrace ranks 268th of 1,623 places in New York with 1,000 or more residents and a reliable estimate, by median household income.

Tioga Terrace's rank in New York (1 = highest): by population among the state's incorporated places with a 2025 estimate; by the other measures among places of 1,000+ residents with a reliable estimate
MeasureRankOf
Population (ACS 2020-2024)1,174th1,657
Residents per square mile414th1,657
Median household income268th1,623
Per capita income282nd1,653
Median home value808th1,637
Bachelor's degree or higher268th1,640
Median age718th1,654
Owner-occupied share17th1,639
Work from home1,005th1,350
Travel time to work1,440th1,652

Tioga Terrace's figures with every place in New York (CSV)

Every place in New York, sortable · Compare Tioga Terrace with other places

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed

How reliable are the figures for Tioga Terrace?

27 of the 56 figures for Tioga Terrace on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections

Not on this page: crime, weather and schools for Tioga Terrace are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.