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Place dossier plate
SheetOH-GERMANTOWN-OH · Germantown, OH 5,796 pop · income 66th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Germantown
Lowest/highest poles plus peers nearest Germantown on median household income. Full ladder: /browse and /rankings.
median HH income
Geneva · lowest
48,357
Geneva · lowest
48,357 median HH income
19.3% of the leader · rank #1
White Hall · near
84,304
White Hall · near
84,304 median HH income
33.7% of the leader · rank #2
Germantown · this city
84,307
Germantown · this city
84,307 median HH income
33.7% of the leader · rank #3
Williston · near
84,309
Williston · near
84,309 median HH income
33.7% of the leader · rank #4
Rural Hill · near
84,310
Rural Hill · near
84,310 median HH income
33.7% of the leader · rank #5
Mebane · near
84,312
Mebane · near
84,312 median HH income
33.7% of the leader · rank #6
Merion Station · highest
250,001
Merion Station · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Germantown on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 5,796.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Germantown - the verdict
Out of every US city with 1,000+ residents, Germantown places in the 66th percentile for household income and the 69th percentile for safety. Source: Census ACS + FBI UCR.
66th
percentile, household income
39th
percentile, home value
22nd
percentile, median rent
69th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Germantown, OH
Germantown is a small town in Ohio, home to 5,796 residents per U.S. Census Bureau ACS 2023 estimates. Germantown households earn a median of $84,307 annually, above the median for U.S. cities on this measure, with a poverty rate of 7.5%. Germantown's housing stock carries a median value of $186,900, and the median resident age is 40.0 years. About 26.0% of adults hold a bachelor's degree or higher, while 64.5% of working-age residents are in the labor force.
In 2024, 24 residential building permits were authorized in Germantown (Stable), down 4% from five years earlier, per Census BPS data. Germantown reports a comparatively low crime rate: per-100,000 total crime stands at 877.8 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Living costs in Ohio run below the national norm: BEA Regional Price Parities 2024 puts Ohio at 92.8 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,092 monthly. Monthly utility costs average around $228 across Ohio, per EIA 2023 residential energy estimates. Workers in Germantown report an average commute of 21.8 minutes, with 82.2% driving alone and 10.2% working from home. On FEMA's National Risk Index, this area rates 55.0 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Germantown's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from reported crime to housing and income to population change to comparison shortlist to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Germantown, city-specific coverage includes FBI reported-crime rates, matched public-school count, annual population history, local building permits, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Reported crime
What can the FBI record say about safety in Germantown?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 877.8 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 62% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
How far does income reach against housing in Germantown?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.2 times median household income. The ACS poverty estimate is 7.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Is Germantown growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +149 residents from 2020 to 2025, a +2.6% change. Separately, Census BPS recorded 24 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Germantown?
Within Ohio, the closest population matches are Geneva (5,912 residents, $48,357 income); Granville (5,916 residents, $123,860 income); Groveport (5,916 residents, $91,545 income). Outside the state, the closest population matches in this dataset are Merion Station, PA (5,796 residents); Sierra View, PA (5,795 residents); Jan Phyl, FL (5,798 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Germantown?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 82.2%. The reported mean trip to work is 21.8 minutes.
Public transit
0.0%
Work from home
10.2%
Drive alone
82.2%
City-level Census ACS commuting estimates covering 2,630 workers age 16+.
What does the education layer cover for Germantown?
The NCES join finds 3 public schools within the city match. 26.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
3
Bachelor's degree+
26.0%
Poverty estimate
7.5%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Above median income · poverty 7.5% (Above-median poverty)
Cost of Living Index (state)
92.8 (US=100)
Affordable · BEA RPP 2024, Ohio average
C+
City profile score · Germantown, OH
63/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B+
92.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime B
103 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income C+
$84,307
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C-
26.0%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C-
7.5%
Share of residents below the poverty line; lower scores better on this axis.
Germantown profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 75/100 (B+) · 92.8 index
Violent crime: 70/100 (B) · 103 /100k
Household income: 64/100 (C+) · $84,307
Bachelor's+ share: 51/100 (C-) · 26.0%
Poverty rate: 50/100 (C-) · 7.5%
Where Germantown sits on home value vs crime among peer cities
Germantown's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Germantown highlighted among 24 peers.Read the chart values
Germantown, OH (this city): home $186,900, crime 878/100k
Bay Harbor Islands, FL : home $542,700, crime 891/100k
Groveport, OH : home $245,200, crime 1,167/100k
Grafton, OH : home $198,500, crime 261/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Germantown compare to other US cities?
Germantown measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income66% higher than other cities
Home value39% pricier than other cities
Median rent22% pricier than other cities
Safety69% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Ohio, Germantown ranks #104 of 281 Ohio cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Germantown against every qualifying US city; each in-state rank narrows that to Ohio only. Full formula and direction notes: methodology.
Ohio-relative analysis
Median Gross Rent places Germantown near the bottom of Ohio's cities
Among the 1,196 Ohio cities PlainCities tracks with reported median gross rent data, Germantown ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Germantown only against its own state's cities, not the full US field.
Median Household Income
#263 of 1,145
77th percentile in Ohio
Median Gross Rent
#1 of 1,196
0th percentile in Ohio
Median Home Value
#363 of 1,164
69th percentile in Ohio
Poverty Rate
#545 of 1,196
54th percentile in Ohio
Bachelor's Degree or Higher
#369 of 1,196
69th percentile in Ohio
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Ohio only, not a livability score. See the methodology for the source and calculation.
Gauge source note
66th percentile nationally for median household income · 69th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Germantown's profile vs. every US city
Income, affordability, and safety percentile
Germantown's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Germantown's home value compares nationally
Median home value vs. every US city (population 1,000+)
$186,900Among the most affordablemore affordable than 61% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Germantown's home-value-to-income ratio: 2.2×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,541 of 15,516
More affordable than 84% of tracked cities (pop. 1,000+)
Size class
#2,377 of 11,323
Micro cities (under 10,000)
At 2.2×, Germantown sits in the affordable band:
national rank #2,541 of 15,516 and #2,377 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$84,307Germantown, OH median household income (Census ACS)
Show U.S. national quintile / Lorenz context Germantown, OH median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Germantown, OH.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)26.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)7.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)64.5%
Census ACS S2301, share of working-age residents in the labor force
Population
5,796
Median Income
$84,307
Median Home Value
$186,900
Median Age
40.0
Poverty Rate
7.5%
Labor force participation
64.5%
Bachelor's Degree+
26.0%
Safety & Crime
Total Crime Rate
877.8
per 100,000 residents
Violent Crime
103.3
per 100,000 residents
Property Crime
774.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Germantown's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
5,798 residents
2021
5,807 residents
2022
5,807 residents
2023
5,829 residents
2024
5,878 residents
2025
5,947 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Stable
Total Permits (2024)
24
housing units authorized
Single-Family
24
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
25
25
0
$5.0M
2020
15
15
0
$4.0M
2021
20
20
0
$5.7M
2022
14
14
0
$4.2M
2023
16
16
0
$5.4M
2024
24
24
0
$8.4M
Permit volume decreased 4% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
21.8 minutes
Drive Alone
82.2%
Carpool
4.7%
Public Transit
0.0%
Walk
2.9%
Work from Home
10.2%
Based on 2,630 workers 16 and over.
Monthly Utility Costs
Ohio statewide monthly utility average (EIA 2023): $228
EIA 2023 residential energy data puts average monthly utilities across Ohio at $228 (electricity about $105 , water and sewer about $45 ).
These are Ohio statewide averages, not a meter reading for Germantown. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Ohio's BEA cost-of-living index is 92.8 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Germantown is $1,092/mo. FEMA's National Risk Index, averaged to Ohio statewide on PlainCities, rates natural-hazard exposure at 55.0 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Ohio statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Germantown sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Germantown compares to similar-size Ohio cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.